85 days on marketSingle Family Residence▼ Price cut: $10,100 (8/7)
$439,900
4-Bedroom Home in VOSS OAK LAKE ESTATE
9014 WATERBIRD WAY, BROOKSVILLE, FL 34613
Single Family Residence in VOSS OAK LAKE ESTATE, BROOKSVILLE · No CDD · Built 2026
VOSS OAK LAKE ESTATE · BROOKSVILLE, FL 34613 · Hernando
Listing data updated September 12, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
2,208Sq Ft
2026Year Built
$199Per Sq Ft
New constructionNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
20% below
$/sq ft vs community
$199 here vs $249 median sold (12 mo)
Buyer leverage
Buyer advantage
85 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~29 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 9
Price vs recent sales
Asking $440k tops 9 of the last 9 closed sales; also one of the largest homes here at 2,208 sq ft
As of September 12, 2026, 9014 Waterbird Way in Voss Oak Lake Estate, Brooksville is listed at $439,900 (2,208 sq ft, about $199 per sq ft). That is 66% above Voss Oak Lake Estate's median closed sale of $265,000 over the last 12 months (9 recorded sales). Per square foot it is below the community's recent $249/sq ft by about 20%. It has been 85 days on market, longer than the community's typical 46 days to contract. Listing facts: new construction, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2026
2,208 sq ft of living area
Listed at $439,900 — recent neighborhood median sale price ~$265,000 (nearby sales; deemed reliable, not an appraisal)
85 days on market
HOA ~$50/mo (estimate; confirm)
Momentum Research · Voss Oak Lake Estate
Pricing & the Voss Oak Lake Estate market
How this home is priced against recent nearby sales, and where Voss Oak Lake Estate has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Median $/sq ft by year
Community sold $/sq ft, 2017–2026. This home lists at $199/sq ft.
Median sale price by year
12-month median closed price, 2017–2026.
Property timeline
This home’s history
2026BuiltPer public record
Jul 10, 2026First trackedObserved at $450,000
Aug 7, 2026Price cut$439,900
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,835/mo
Principal & interest $2,285/mo81%
Taxes $385/mo14%
Insurance $116/mo4%
HOA $50/mo2%
$2,835/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Strongest on: Price vs area (100), Flood safety (95)
0 limited50100 exceptional
59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area100
This home $199/sq ft vs the community 12-month median $249/sq ft.
Affordability0
List price $439,900 vs the community median $265,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~29 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity58
Community median 46 days on market, ~4.0 months of supply (12-month record).
Renovation upside30
From a 2026 build and $199/sq ft vs the community median $249/sq ft. Not a condition assessment.
Pricing power48
Recent sales closed at about 98.5% of original asking (~1.5% below). More room below asking generally favors buyers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 4.0 months of supply in the surrounding market and 85 days on market for this home, against a 46-day area median.Days on market:this home 85Area median: 46 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. As of September 12, 2026.
🟡 Asking $199 per square foot, about 20% below the community’s $249 median. Voss Oak Lake Estate’s 12-month median sold price per square foot is $249. Median sold price per square foot is down 24.3% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
48% of homes in Voss Oak Lake Estate are owner-occupied. An estimated 52% are non-owner-occupied, including 10% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 110 homes matched. Community-level context.
Recent Voss Oak Lake Estate sales closed near 98.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 3 active listings in Voss Oak Lake Estate, no CDD assessment.
Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to this stunning Contemporary New Construction Home offering the perfect blend of modern luxury, comfort, and functionality. This beautiful contemporary home features 4 spacious bedrooms and 3 elegant bathrooms, including a luxurious primary suite and a secondary suite that can easily be converted into a private mother-in-law suite, ideal for multigenerational living or guest accommodations. Designed with an open-concept floor plan, the home is filled with abundant natural lighting from oversized windows that create a bright and inviting atmosphere throughout.
Elegant chandeliers and upscale modern light fixtures add sophistication and warmth to every space. The chef-inspired main kitchen showcases all-wood cabinetry, premium quartz stone countertops, a large island, and plenty of storage, while an additional kitchenette provides added convenience and flexibility for entertaining or extended family living. The spacious primary suite offers a spa-like bathroom complete with a massive walk-in shower and luxurious finishes.
Every bathroom in the home features beautiful modern contemporary tile selections designed with style and elegance in mind. Situated on a spacious lot in a great neighborhood, this property combines contemporary architecture with practical living, offering the ideal space for families who love open layouts, upscale finishes, and bright airy interiors.
Description provided by AVENUE HOMES LLC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$439,900
Bed / bath4 / 3
Living area2,208 sq ft
Year built2026
Property typeSingle Family Residence
MLS #TB8509835
Listing status85 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~29 ft
Windstorm exposureLow
CountyHernando
Area listings3 active · 0 under contract
Estimated first-year tax~$4,619/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$199
Estimated monthly payment$2,835
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$265,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of AVENUE HOMES LLC · Listing agent: Yaslen Marino Cardoso · 833-499-2980Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$483,552the mess$616,032
Actual list price: $439,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 85 days on market vs. a 46-day community median
3 active listings competing
≈4.0 months of supply
9 closed here in the last 12 months
For reference, this home is listed at $439,900 ($199/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,208 sq ft × $219–$279/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.
Keep looking
Similar homes for sale near VOSS OAK LAKE ESTATE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $439,900Momentum Realty · on market 85 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,619/yr
A rough first-year estimate only, applying a typical Hernando rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~29 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 9014 WATERBIRD WAY?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by AVENUE HOMES LLC · MLS # TB8509835
Request a showing
Market data · public records
Recent sales activity in VOSS OAK LAKE ESTATE
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the VOSS OAK LAKE ESTATE neighborhood guide for more.
Comparable sales found
2
Recent nearby closings in the data set.
Community median sale price
$265,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$249
Canonical 12-month median $/sq ft. Reference only.
Go deeper on VOSS OAK LAKE ESTATE
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
Brooksville-Tampa Bay Regional Airport receives $13.6 million federal grant
The Brooksville-Tampa Bay Regional Airport received a $13.6 million federal grant from the U.S. Economic Development Administration for roads, drainage, utilities, electrical service, and converting an unused 5,000-foot runway into a modern taxiway. The work will prepare about 600 acres of airport land for aviation and aerospace company development.
Why it matters: Airport infrastructure funding readies roughly 600 acres for aviation and aerospace facilities, strengthening the area industrial and employment base. The project is about 18 miles northeast of Voss Oak Lake Estate, elsewhere in Hernando County.
Board approves height allowance increase at One Hernando Center
The Hernando County Commission unanimously approved raising the maximum building height from 60 feet to 85 feet for One Hernando Center, a 146-acre industrial distribution development east of Kettering Road in Brooksville. The added height accommodates automated storage and retrieval systems for uses such as cold storage and manufacturing.
Why it matters: A 146-acre industrial distribution park advances with taller warehouse capacity, adding to the area logistics and manufacturing footprint. The project is about 22 miles northeast of Voss Oak Lake Estate, elsewhere in Hernando County.
The Hernando County Board voted 4-0 on June 23 to approve two prototype fire station designs, a 3-bay and a 4-bay configuration, by KMF Architects at a Phase 1 design cost of about $296,902. The reusable prototypes are intended to speed and standardize future fire station construction countywide.
Why it matters: Standardized fire station prototypes aim to expedite future public safety facility construction across the county, supporting emergency service infrastructure as growth continues. The project is about 23 miles northeast of Voss Oak Lake Estate, elsewhere in Hernando County.
Hernando School Board signs off on two large housing developments
On June 9 the Hernando County School Board approved school concurrency for two subdivisions between I-75 and Lockhart Road: Black Jack Ridge with up to 978 houses and Ginny Grove with up to 907 units. The board determined area schools have sufficient capacity to accommodate the new developments.
Why it matters: Two large residential subdivisions totaling roughly 1,885 homes are cleared to advance in the I-75 corridor, expanding the local housing supply pipeline. The project is about 23 miles northeast of Voss Oak Lake Estate, elsewhere in Hernando County.
Schools currently assigned to this address in Hernando County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Explorer K-8Assigned elementary school · Hernando County School District
GRADEB
Fox Chapel Middle SchoolAssigned middle school · Hernando County School District · Grade B (Florida DOE 2025-26)
GRADEB
Weeki Wachee High SchoolAssigned high school · Hernando County School District · Grade B (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$420,000
9034 WATERBIRD WAY, BROOKSVILLE
4 / 3 bd/ba · 2,144 sq ft · $196/sq ft
Courtesy of AVENUE HOMES LLC · View details →
Sold May 2026
$339,900
9023 GLENARM WAY, WEEKI WACHEE
3 / 3 bd/ba · 1,590 sq ft · $214/sq ft
Courtesy of FLORIDAS A TEAM REALTY · View details →
Community 12-month median: $249/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,016 – $2,933/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$878 – −$53At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 9014 Waterbird Way, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Hernando County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,208 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,619/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
BROOKSVILLE
Groceries, dining, and parks for this city — see the city guide.
Stellar MLS, refreshed twice daily (last: September 12, 2026)
Community market stats
Stellar MLS closed sales, as of September 12, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 9014 Waterbird Way and when was it built?
Per the listing record, 9014 Waterbird Way was built in 2026 and has 2,208 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 9014 Waterbird Way in?
9014 Waterbird Way is in Voss Oak Lake Estate in Brooksville, Hernando County. The community section on this page shows recent closed sales, days on market, and active inventory for Voss Oak Lake Estate from the same MLS data.
Does 9014 Waterbird Way have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 9014 Waterbird Way differ from the current owner's?
The estimate on this page (about $4,619 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 9014 Waterbird Way in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 9014 WATERBIRD WAY in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
