Living in Ponte Vedra, Florida: The 2026 Data Guide
As of 2026-09-09, the median home sold in Ponte Vedra, Florida over the last 12 months went for $635,000 (737 closings across 51 communities in Momentum’s MLS record), about $281 per square foot for a median 2,272-sq-ft home built around 2017. Homes currently listed have been on the market a median of 40 days, and with 203 active listings against that sales pace the city is carrying roughly 3.3 months of supply. Sellers have been getting about 96% of their original asking price. That median is 58% above the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Ponte Vedra
Three price points from 344 recent Ponte Vedra closings in our record, each showing what actually closed within 10% of that price:
- Around $490,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,750 sq ft, built around 2015 (45 sales).
- Around $635,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,296 sq ft, built around 2018 (68 sales).
- Around $878,000: the typical sale in this band was a 4-bed, 3.5-bath home of about 2,867 sq ft, built around 2018 (37 sales).
The real monthly cost of owning in Ponte Vedra
Take the median $635,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $3,281/month. St. Johns County’s typical total millage is 13.47 mills, so after the $50,000 homestead exemption the property tax is roughly $7,879/year ($657/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in St. Johns County is about $1,378/year; private-market quotes vary with roof age and wind mitigation. 98% of current Ponte Vedra listings carry an HOA, with a median of $180/month where one applies. All in, budget on the order of $4,233/month to own the median Ponte Vedra home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the St. Johns County property tax guide and our home insurance by county map.
Where people are buying: Ponte Vedra’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Del Webb Ponte Vedra | 108 | $502,000 | 46 |
| Twenty Mile At Nocatee | 67 | $952,000 | 29 |
| Del Webb Nocatee | 63 | $635,000 | 58 |
| Coastal Oaks At Nocatee | 50 | $1,050,000 | 39 |
| Seabrook Village | 45 | $820,000 | 6 |
| Crosswinds at Nocatee (2026) | 36 | $608,150 | 49 |
| West End at Town Center | 27 | $529,500 | 59 |
| Coral Ridge | 26 | $1,670,798 | 31 |
Ponte Vedra by ZIP code
Sales and medians by ZIP over the same 12 months: 32081 (280 sales, median $645,000), 32082 (61 sales, median $325,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 80% were single-family homes, 8% townhomes or villas, and 11% condos. New construction accounted for 17% of closings, led by Crosswinds at Nocatee (2026), Seabrook Village, Woodland Park, West End at Town Center, Coral Ridge. The housing stock skews newer: 59% of homes sold were built in 2015 or later and 3% before 1980.
Getting around from Ponte Vedra
Measured from the center of Ponte Vedra’s recent sales: St. Augustine is about 15 miles; Downtown Jacksonville is about 22 miles; Jacksonville International Airport (JAX) is about 32 miles; Gainesville is about 63 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the St. Johns County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use St. Johns County’s typical millage of 13.47; municipal and special-district millage varies inside the county. Insurance uses Citizens’ St. Johns County average of $1,378/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Ponte Vedra: the case for and against
What works in Ponte Vedra’s favor
- homes move quickly (median 40 days listed), so well-priced homes get competition
- insurance is comparatively manageable here (Citizens average $1,378/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- prices run 58% above the statewide median in our coverage
- only about 3.3 months of supply, so choice is limited in the most popular price bands
- 98% of listings carry an HOA (median $180/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Ponte Vedra relocation toolkit
- Homes for sale in Ponte Vedra right now
- Cost of living in Ponte Vedra
- Best neighborhoods in Ponte Vedra
- New construction in Ponte Vedra
- Find an agent in Ponte Vedra
- Ponte Vedra ZIP codes with prices
- Search every Ponte Vedra community
Common questions about moving to Ponte Vedra
How much does a house cost in Ponte Vedra, FL?
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What are property taxes like in Ponte Vedra?
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Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Ponte Vedra communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are St. Johns County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.