Moving to Ponte Vedra Beach, Florida: The 2026 Data Guide

Ponte Vedra Beach is in St. Johns County, Florida (ZIP codes 32082, 32080). · Homes for sale in Ponte Vedra Beach · St. Johns County

As of 2026-09-06, the median home sold in Ponte Vedra Beach, Florida over the last 12 months went for $930,000 (615 closings across 93 communities in Momentum’s MLS record), about $437 per square foot for a median 2,290-sq-ft home built around 1994. Homes currently listed have been on the market a median of 39 days, and with 237 active listings against that sales pace the city is carrying roughly 4.6 months of supply. Sellers have been getting about 92% of their original asking price. That median is 131% above the median across Momentum’s Florida coverage.

Ponte Vedra Beach is Northeast Florida's premium address, and the median reflects it. What is easy to miss is the range: the same table that includes Marsh Landing and The Plantation also includes Summer House and Ocean Grande, where a condo sells for a small fraction of the median. Ponte Vedra is a luxury market with an entry point.

The homes still move quickly, which tells you the demand is real and not just aspirational pricing.

What your budget buys in Ponte Vedra Beach

Three price points from 419 recent Ponte Vedra Beach closings in our record, each showing what actually closed within 10% of that price:

• Around $490,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,602 sq ft, built around 1985 (48 sales).
• Around $930,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,712 sq ft, built around 1998 (40 sales).
• Around $1,400,000: the typical sale in this band was a 4-bed, 3.25-bath home of about 3,060 sq ft, built around 1998 (32 sales).

The lower band is condos and townhomes near the beach, where the price buys location and the HOA buys the maintenance. The middle band is the older Sawgrass and Players Club neighborhoods, where a home from the eighties or nineties on a golf course is the classic Ponte Vedra purchase. The upper band is Marsh Landing, the oceanfront and the Plantation, where the lot and the water are most of the price.

The real monthly cost of owning in Ponte Vedra Beach

Take the median $930,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $4,806/month. St. Johns County’s typical total millage is 13.47 mills, so after the $50,000 homestead exemption the property tax is roughly $11,852/year ($988/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in St. Johns County is about $1,378/year; private-market quotes vary with roof age and wind mitigation. 48% of current Ponte Vedra Beach listings carry an HOA, with a median of $400/month where one applies. All in, budget on the order of $5,908/month to own the median Ponte Vedra Beach home.

St. Johns County's low millage helps here more than anywhere, because the tax reset on a high-priced home is a large number and a lower rate softens it. Insurance is manageable relative to the price of the homes. The HOA picture is split, and the club communities can add a mandatory or near-mandatory membership on top of the HOA that changes the monthly picture materially.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the St. Johns County property tax guide and our home insurance by county map.

Where people are buying: Ponte Vedra Beach’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

Marsh Landing and The Plantation are the gated club communities at the top; Sawgrass Players Club and Sawgrass Country Club are the established golf neighborhoods where most of the volume is; Sawmill Lakes is the value inside the same school zones. Summer House and Ocean Grande are the condo entry points. It is a short list of names, and buyers tend to know which one they want before they arrive.

Ponte Vedra Beach by ZIP code

Sales and medians by ZIP over the same 12 months: 32082 (357 sales, median $800,000), 32092 (17 sales, median $466,000), 32081 (14 sales, median $736,250), 32259 (12 sales, median $840,690).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 70% were single-family homes, 3% townhomes or villas, and 25% condos. New construction accounted for 2% of closings, led by Walkers Ridge. The housing stock skews mixed: 12% of homes sold were built in 2015 or later and 11% before 1980.

A quarter of what sold was a condo, which surprises people who picture only the estates. New construction is scarce because there is little land left, so the market is resale and renovation. That means condition drives price more than in the new-build markets to the south, and a renovated home in Sawgrass can out-price a larger unrenovated one next door.

Getting around from Ponte Vedra Beach

Measured from the center of Ponte Vedra Beach’s recent sales: Downtown Jacksonville is about 19 miles; St. Augustine is about 21 miles; Jacksonville International Airport (JAX) is about 28 miles; Gainesville is about 68 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Ponte Vedra sits between Jacksonville and St. Augustine on A1A, and both are reachable for work. The commute to downtown Jacksonville runs on J. Turner Butler Boulevard and is the daily reality for many residents; the airport is further. The beach and the TPC Sawgrass are what people move here for, and they are in the neighborhood.

Schools, taxes, and insurance: where to verify

School assignments change; check the St. Johns County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use St. Johns County’s typical millage of 13.47; municipal and special-district millage varies inside the county. Insurance uses Citizens’ St. Johns County average of $1,378/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Ponte Vedra Beach: the case for and against

Ponte Vedra is a market where you pay for location and then the numbers behave well: low county millage, manageable insurance, and homes that hold value because there is no more land. Go in knowing the club and HOA structure of the community you choose, because that is where the monthly surprises live.

Your Ponte Vedra Beach relocation toolkit

• Cost of living in Ponte Vedra Beach
• Best neighborhoods in Ponte Vedra Beach
• Find an agent in Ponte Vedra Beach
• Search every Ponte Vedra Beach community

Common questions about moving to Ponte Vedra Beach

Sales figures are Momentum Realty’s MLS record of closings in Ponte Vedra Beach communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are St. Johns County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.