Belle Terre Palm Coast in

Belle Terre Palm Coast
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Built fromLive DBAMLS dataUpdated twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 17, 2026

Belle Terre is one of Palm Coast's established neighborhoods, and that maturity shows in both inventory diversity and buyer expectations. Without active listings to analyze, we're working from historic context: prices here are set by lot position, condition updates, and whether a home has been renovated or left original. The spread between move-in ready and deferred-maintenance properties can be substantial.

For buyers, Belle Terre offers a known quantity in a city that has grown considerably around it. For sellers, staging and condition matter more here than in newer sections of Palm Coast—presentation drives the premium. If you're considering this neighborhood, walk the block and compare what's been updated versus what hasn't; that's your pricing guide.

Figures in this note are as of July 17, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Belle Terre Palm Coast right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

9 WESTMILL LANE
$375K · 0.1 mi away
3 bd · 2 ba · 1,956 sqft
9 WESTMILL LANE
Listed by GRAND LIVING REALTY
7 Westmill Lane
$470K · 0.1 mi away
3 bd · 2.5 ba · 1,992 sqft
7 Westmill Lane
Listed by SeaGate Real Estate Inc.
14 WHETSTONE LANE
$435K · 0.2 mi away
4 bd · 3.5 ba · 3,668 sqft
14 WHETSTONE LANE
Listed by ATLANTIC COASTAL REAL ESTATE
21 WHETSTONE LANE
$275K · 0.2 mi away
3 bd · 2 ba · 1,376 sqft
21 WHETSTONE LANE
Listed by EVEREST REALTY LLC
50 WHEELING LANE
$380K · 0.3 mi away
4 bd · 2 ba · 1,849 sqft
50 WHEELING LANE
Listed by VIRTUAL HOMES REALTY
5 FAIRFAX COURT
$475K · 0.3 mi away
4 bd · 2 ba · 1,929 sqft
5 FAIRFAX COURT
Listed by REALTY EXECUTIVES OCEANSIDE

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Belle Terre is an established Palm Coast neighborhood where condition and updates drive value more than master planning or resort amenities.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing location and budget over bundled amenities, comfortable evaluating older homes
  • Investors or renovators looking for spread between as-is and updated values
  • Buyers seeking lower monthly overhead in an established Palm Coast setting

Probably not for

  • Buyers expecting resort pools, fitness centers, or a cohesive master-planned aesthetic
  • First-time buyers without cash reserves for deferred maintenance or systems replacements
  • Anyone who values uniform curb appeal and prefers neighborhoods with active architectural standards

Belle Terre Palm Coast by the numbers

From county property records and closed MLS sales for the Belle Terre Palm Coast subdivision: 760 homes on record; built 1979–2026; typical size about 1,797 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.

YearRecorded salesMedian price
2021132$263,495
202295$330,000
202345$338,000
202426$332,500
202520$344,450
20266$301,000

Newest recorded sale: $350,000 on 2026-09-11.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

The takeaway

Everyday stops around Belle Terre Palm Coast are close: the nearest groceries is about 6 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Nearby Communities

Explore more neighborhoods near Belle Terre Palm Coast with Momentum Realty’s local guides.

American Village Palm Coast0.5 mi awayWoodhaven Condo At Palm Coast Palm Coast1.2 mi away · 115 homes, built 1983–90Woodlands Palm Coast1.2 mi awayWynnfield Lakes Palm Coast1.4 mi awayPine Grove Estates Palm Coast1.4 mi awayPine Grove Palm Coast1.5 mi away · 1 homes, built 1989–89Pine Lake Palm Coast1.5 mi away · median $360K, 26 sales/12 mo

Browse all neighborhood guides →

Schools

In short
  • County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Rymfire Elementary SchoolFLDOE grade B · Public K-5, zoned (verify by address at flaglerschools.com/school-zones)
  • Indian Trails Middle School · Public 6-8, zoned (verify by address at flaglerschools.com/school-zones)
  • Flagler-Palm Coast High SchoolFLDOE grade A · Public 9-12, zoned
  • Imagine Schools Town Center · Public Charter K-12, nearby

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Belle Terre Palm Coast address.

Recent Developments in Belle Terre

Development, infrastructure, retail, and school activity affecting Belle Terre, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

Dev Momentum78/100 · High
  1. October 2026
    Parks & Amenities

    Palm Coast finishes Waterfront Park upgrades with new pavilion and 100-space parking lot

    Palm Coast completed the latest phase of work at its 18-acre Waterfront Park on the Intracoastal Waterway, adding a 3,500-square-foot pavilion built for 135-mph winds and a 1.29-acre lot with 100 spaces. The park also has a boat launch, trails, a playground and fishing and kayaking access, with state navigation district grants covering part of the cost.

    What it may mean for the marketAdded parking and a rentable pavilion expand waterfront recreation access for eastern Palm Coast. The site is about 1 mile east of Belle Terre.

    Source: FlaglerLive
  2. October 2026
    Builder Activity

    Palm Coast council approves Lakeview Estates changes, swapping planned apartments for donated park land

    The Palm Coast council voted 4-1 to amend the plan for Lakeview Estates, a 280-acre community on the former Matanzas Woods golf course in the L-Section. A tract once slated for 55 apartment and townhome units becomes a park with land donated by the developer, and 39 units move to another tract, trimming overall density by a dozen units. About 204 houses are already built on the first tract.

    What it may mean for the marketThe change reduces planned density and adds public green space while limiting commercial build-out near U.S. 1, shaping housing supply in the L-Section. The site is about 2 miles southeast of Belle Terre.

    Source: FlaglerLive
  3. October 2026
    Schools

    Flagler School Board weighs $3 million deal toward new Olympic-size YMCA pool at Palm Coast Town Center

    The Flagler County School Board is considering giving the Volusia-Flagler YMCA $3 million in exchange for a 35-year lease at a reconfigured Town Center facility costing about $14 million. District swim teams would get priority at an Olympic-size pool, with groundbreaking planned for next winter and completion in 2029. Board members want payments tied to construction milestones.

    What it may mean for the marketA new competition-size pool at Town Center would add a regional aquatics amenity and could let the district retire an aging pool. The site is about 2 miles northwest of Belle Terre.

    Source: FlaglerLive
  4. October 2026
    Development

    Palm Coast council advances Magnolia Trace plan for 624 homes on about 1,000 acres

    The Palm Coast City Council approved on first reading, 4-1, an amendment converting the former Oare continuing-care village off Belle Terre Boulevard near U.S. 1 into the Magnolia Trace Master Planned Development. The plan calls for 624 units, including single-family homes, townhouses and up to 150 apartments, and 71% of the acreage is already in conservation. A second reading is still required, and Greenpoint Holdings is under contract to buy the land.

    What it may mean for the marketAdds a large block of for-sale and rental housing supply along the Belle Terre corridor, if final approval is granted. The site is about 2 miles southeast of Belle Terre.

    Source: FlaglerLive
  5. September 2026
    Retail & Dining

    Promenade at Town Center in Palm Coast signs six tenants and opens apartment leasing

    The six-building mixed-use project has signed six leases, including 6th Street Deli, Fleet Feet and AdventHealth Sports Rehab, and has begun leasing 204 apartments. It includes roughly 40,000 square feet of retail and 25,000 square feet of medical and office space. Half the buildings remain under construction and no opening date has been set.

    What it may mean for the marketAdds near-term retail, medical office and rental apartment options in the Town Center area. The site is less than a mile northeast of Belle Terre.

    Source: FlaglerLive
  6. June 2026
    Development

    Palm Coast approves an 82,000-square-foot warehouse complex where Alleima will expand

    Palm Coast approved a two-building, 82,000-square-foot warehouse complex on 7.5 acres at 5 Commerce Boulevard in June 2026. Manufacturer Alleima will occupy one building and add 30 to 50 employees, with the second building marketed to other industrial tenants.

    What it may mean for the marketNew industrial space and manufacturing jobs in Palm Coast strengthen the local employment base, a factor that can support housing demand nearby. The site is about 2 miles southwest of Belle Terre.

    Source: FlaglerLive

Development alerts for Belle TerreGet a short monthly email when something new is approved, funded, or opens near Belle Terre.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Belle Terre Palm Coast today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Belle Terre Palm Coast.

Best Buy
Buyers who want established Palm Coast location without paying for amenities they won't use.
Biggest Risk
Wide condition variance—some homes need significant updates, and block-by-block appeal is inconsistent.
Sweet Spot
Move-in ready homes on well-kept blocks where neighbors have also invested in upkeep.
Avoid If
You want a resort lifestyle or expect uniform landscaping and amenities across the neighborhood.

What sets Belle Terre apart in Palm Coast

Belle Terre sits within Palm Coast, a planned community in Flagler County that grew in waves over several decades. Unlike some of the city's newer master-planned sections with clubhouses and resort-style pools, Belle Terre offers a quieter, more traditional suburban layout. Homes here vary widely in size, style, and condition—you'll see CBS construction, a mix of one- and two-story layouts, and landscaping that ranges from established to overgrown.

Location within Palm Coast matters. Belle Terre is centrally positioned with access to the city's network of surface streets and proximity to retail along Palm Coast Parkway. The neighborhood is residential in character, without the bundled amenity packages that define some of the newer sections to the west. If you're drawn to Palm Coast for its relative affordability and access to the coast, BelleTre delivers that—but expect to rely on the broader city infrastructure rather than a private amenity set.

The market here reflects the neighborhood's age. Buyers looking for turnkey, updated interiors will compete for a smaller pool of renovated homes. Those willing to take on cosmetic or mechanical updates will find more inventory and negotiating room. The absence of HOA amenities means lower monthly costs, but it also means you're responsible for your own yard, and curb appeal varies block by block.

“

The location and the amenities are priced into every listing in Belle Terre Palm Coast. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Belle Terre requires a broker who knows how to distinguish between a dated home with good bones and one with deferred systems that will cost you. Momentum Realty has deep experience in Palm Coast's older inventory—we'll walk the property with you, flag the expensive surprises, and help you understand what condition-based pricing looks like in this neighborhood. We also know which blocks hold value better and which updates actually move the needle at resale. If you're selling, we'll stage and price to compete with newer inventory across the city, because that's your real competition.

Belle Terre Palm Coast in 15 seconds.

Best forBuyers who want established Palm Coast location without paying for amenities they won't use.
Biggest advantageLower HOA overhead and central access to city retail and services.
Biggest riskWide condition variance—some homes need significant updates, and block-by-block appeal is inconsistent.
Sweet spotMove-in ready homes on well-kept blocks where neighbors have also invested in upkeep.
Avoid ifYou want a resort lifestyle or expect uniform landscaping and amenities across the neighborhood.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Belle Terre Palm Coast homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Belle Terre Palm Coast.
In short
  • No CDD
  • HOA status not on record. Verify any dues before you offer

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Belle Terre Palm Coast sales matched to your home.

What is your Belle Terre Palm Coast home worth?

Get a no-obligation home value based on real comparable sales in Belle Terre Palm Coast, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Belle Terre Palm Coast on the map →

Real comps, not an automated estimate.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Email me new listings in Belle Terre Palm Coast

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Belle Terre Palm Coast

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Belle Terre Palm Coast will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Belle Terre Palm Coast year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.

Frequently Asked Questions

What schools serve Belle Terre Palm Coast?
Belle Terre Palm Coast is served by County Public Schools, typically Rymfire Elementary School, Indian Trails Middle School and Flagler-Palm Coast High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Belle Terre Palm Coast?
The best agent for Belle Terre Palm Coast is one who actively works and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Belle Terre Palm Coast.
How do I find a top real estate agent who knows Belle Terre Palm Coast?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Belle Terre Palm Coast and the wider area.
Can Momentum Realty connect me with an agent for Belle Terre Palm Coast?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Belle Terre Palm Coast purchase or sale - no call center and no pressure.
Buyers prioritizing location and budget over bundled amenities, comfortable evaluating older homesExcellent fit
Investors or renovators looking for spread between as-is and updated valuesExcellent fit
Buyers seeking lower monthly overhead in an established Palm Coast settingExcellent fit
Buyers expecting resort pools, fitness centers, or a cohesive master-planned aestheticProbably not
First-time buyers without cash reserves for deferred maintenance or systems replacementsProbably not
Anyone who values uniform curb appeal and prefers neighborhoods with active architectural standardsProbably not

Data sources & freshness

Schools2025-26 district assignments + FLDOE school grades; verify with the district

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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