Harbor at Lake Henry
Homes for Sale in Winter Haven, FL
All 789 homes for sale in WINTER HAVEN, FL · median $284,990 · Polk County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-08-02, 39 recorded sales closed at a median of $290,357, $165 per square foot, a median 37 days on market, sellers accepting 96% of original asking (-2% versus the prior year). At the median price and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $4,700 ($4,020 with the full homestead exemption).
Harbor at Lake Henry right now
🟡 Off the recent peak. The trailing-12-month median ($290K) is down 2.0% from the prior 12 months ($296K). With about 26 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (39 and 12 sales in the two windows).
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· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside HARBOR AT LAKE HENRY right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbor at Lake Henry market snapshot (as of August 2, 2026): the median sale price is about $290K ($165 per sq ft over the trailing 12 months of closed sales), and a median 37 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (39 closings in the current window).
In ZIP 33881 (WINTER HAVEN), 406 homes closed in the last 12 months at a median of $308K ($163/sq ft), down 3.3% year over year, with a median 68 days on market. Right now 1 active and 1 pending listings put supply at about 3.0 months — a balanced market. See the live ZIP 33881 housing market and the Polk County market.
Stellar MLS sales records identify 85 homes in HARBOR AT LAKE HENRY that have changed hands since 2025, built between 2024 and 2026 (median 2026), with a median living area of about 1,604 sq ft and a typical 3-bedroom, 2-bath layout; 68% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($290K) IS the median in the snapshot above, and the move from 2025 ($296K) IS the -2.0% one-year change.
Windows contain 12 to 39 sales each (39 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
24% of homes for sale in ZIP 33881 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
The Harbor at Lake Henry buying strategy.
If we were buying in Harbor at Lake Henry today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor at Lake Henry.
A closer look at the Harbor at Lake Henry market
At a median of $165 per square foot, Harbor at Lake Henry prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 2% year over year. Homes that do trade take a median 37 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Harbor at Lake Henry. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbor at Lake Henry buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.3). Basis: Recent Direction -2.0% year-over-year; Owner Commitment 0% owner-occupied; Pricing Power 96.2% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor at Lake Henry buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor at Lake Henry sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor at Lake Henry, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor at Lake Henry home worth?
Get a no-obligation home value based on real comparable sales in Harbor at Lake Henry, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Harbor at Lake Henry on the map →
Frequently Asked Questions
What is the median home price in Harbor at Lake Henry?
How long do homes in Harbor at Lake Henry take to sell?
How many homes are in Harbor at Lake Henry?
What share of Harbor at Lake Henry is owner-occupied?
Do cash buyers compete in Harbor at Lake Henry?
Who is the best real estate agent for Harbor at Lake Henry?
How do I find a top Winter Haven real estate agent who knows Harbor at Lake Henry?
Can Momentum Realty connect me with an agent for Harbor at Lake Henry?
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 33881)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2025 (51 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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