Monterey Jacksonville
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price in Monterey is driven less by a single formula and more by condition and vintage. With a median year built of 1957 and a stock that stretches from 1930 all the way to 2024, you are buying into a wide spread of eras and renovation states under one median of $290,000. At about $178 per square foot against a median of roughly 2,021 living square feet, the number that matters most is how much work a given house has already had done — the range on this feed is condition-led, not location-led.
The market posture here is patient. A median 58 days on market and a heat score of 36 tell you this is not a bidding-war environment; it favors buyers who can be deliberate. Values are up 3.6% year over year and 613% since 2012, so the longer arc has been strong, but the current pace gives room to inspect, negotiate on condition, and walk if the numbers don't work. Sellers should price to the comparable condition tier and expect the house to sit for the better part of two months rather than clear in a weekend.
Monterey Jacksonville right now
🟡 Still climbing. The trailing-12-month median ($290K) is up 3.6% from the prior 12 months ($280K) and up 613% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 11. Confidence: Low (3 and 6 sales in the two windows).
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Updated July 11, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Monterey Jacksonville market snapshot (as of July 11, 2026): the median sale price is about $290K ($178 per sq ft over the trailing 12 months of closed sales), and a median 58 days on market for closed sales. The trailing-12-month median is up 4% from the prior 12 months and up 613% since 2012, computed from record-level realMLS closed sales (3 closings in the current window).
Monterey Jacksonville is a community of 215 homes in Jacksonville, Duval County, built between 1930 and 2024 (median 1957), with a median living area of about 2,021 square feet. 60% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Monterey is an older, mixed-vintage pocket of Jacksonville where the housing runs the full range from prewar to brand-new infill, and price tracks condition more than address. With 215 homes tracked and just under 60% owner-occupied, it reads as a lived-in, established area rather than a churn-driven one.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 11 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($290K) IS the median in the snapshot above, and the move from 2025 ($280K) IS the +3.6% one-year change.
Windows contain 3 to 19 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
27% of homes for sale in ZIP 32246 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-10).
A condition market, not a comp market
The nearly century-wide build range is the whole story. A 1930s or 1950s house that has been reworked, and a 2024 infill build, can sit on the same street and command very different terms. That means the median price is a starting reference, not a target — you underwrite each house on its bones, its systems, and how much of the renovation someone else has already paid for.
Owner-occupancy running just under 60% points to a stable base of long-held homes rather than a flip-heavy block, which typically means fewer cosmetic quick-turns and more houses that reflect how owners actually lived in them. Combined with the slower 58-day pace, that rewards buyers willing to look past dated finishes and price the work honestly, and it asks sellers to be realistic about where their home lands in the condition ladder.
Why work with Momentum here
In a market this vintage-diverse, the whole game is reading condition against price, and that is local, house-by-house work. We help buyers underwrite older systems and separate a cosmetic project from a structural one before the offer, and we help sellers place their home in the right condition tier so it doesn't linger past the 58-day norm. No inflated projections — just what a given house is actually worth today.
Monterey Jacksonville in 15 seconds.
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Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monterey Jacksonville sales matched to your home.
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Frequently Asked Questions
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An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending July 11, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (9 streets, ZIP 32202/32211/32224/32246/32256/32277)) |
| Under-contract shares | realMLS records, as of 2026-07-10 |
| Historical depth | Closed-sale records back to 2001 (339 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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