Plantation Farms
Homes for Sale in Keystone Heights, FL
True comps, carrying-cost math, and listings before the portals.
Price here is driven by condition and vintage more than location. With a build range spanning 1971 to 2024 and a median year built around 2002, this is not a uniform subdivision — you are buying a specific house, not a template. The median sits at $245,000, but the spread underneath that figure is wide, because a 1970s home and a recently built one are not competing for the same buyer.
The market posture is steady rather than frantic. A median of 35 days on market means well-priced, move-in-ready homes clear in about a month, while anything that needs work or is priced ahead of its condition will sit. For sellers, that rewards honest pricing and prep. For buyers, it means there is usually time to inspect and think before committing.
The 60-Second Overview
Plantation Farms market snapshot (as of July 11, 2026): the median sale price is about $245K ($115 per sq ft over the trailing 12 months of closed sales), and a median 35 days on market for closed sales.
Plantation Farms is a community of 73 homes in Keystone Heights, Clay County, built between 1971 and 2024 (median 2002.0), with a median living area of about 1,782 square feet. 39% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Plantation Farms is a modestly sized community of 73 homes in Keystone Heights, Clay County, where a half-century build span means the housing stock varies widely in age and finish. The homestead share sits under 40%, so a meaningful portion of the homes are not owner-occupied primary residences.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 11 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($245K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
20% of homes for sale in ZIP 32656 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-10).
A mixed-vintage pocket, not a cookie-cutter one
The defining trait here is age diversity. Homes date from 1971 through 2024, with the median around 2002, so you will find older ranch-era construction sitting near much newer builds. That variety is the reason the median price of $245,000 tells you less than usual — the number you actually pay depends heavily on which end of that build range you land in and what shape the house is in.
At a median of roughly 1,782 square feet and about $115 per square foot, the value proposition is space and ground rather than polish. With a homestead share near 39%, non-primary ownership is a real part of the mix, which can mean more turnover and a broader range of upkeep across the community. Walk the specific street and inspect the specific home; averages will mislead you here.
Why work with Momentum here
A community this varied in age and condition is one where a single median can hide a lot. We price and evaluate each home against its own vintage, square footage, and finish level rather than the neighborhood average, so buyers do not overpay for a number and sellers do not underprice a stronger house. We know the Keystone Heights market and will tell you plainly when a listing is worth its ask and when it is not.
Plantation Farms in 15 seconds.
Tools for a Plantation Farms buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Plantation Farms sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Plantation Farms, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
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Frequently Asked Questions
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Should you buy in Plantation Farms?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending July 11, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 32656)) |
| Under-contract shares | realMLS records, as of 2026-07-10 |
| Historical depth | Closed-sale records back to 2002 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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