Summer Point St Augustine
Homes for Sale in St. Augustine, FL

Community in St. Augustine · Duval County · ZIP 32086
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data10 years of closingsUpdated twice daily

Best for

  • Buyers who want a St. Augustine-area location and are fine with a Duval County jurisdiction
  • Patient buyers who can wait for the right listing rather than choosing from many at once
  • Buyers evaluating a home on its individual condition rather than shopping a price range

Probably not for

  • Buyers who specifically require a St. Johns County address, tax rate, or services
  • Buyers who need to close quickly and want many homes to compare on day one
  • Buyers wanting a large master-planned community with extensive shared amenities

The market around Summer Point St Augustine

Summer Point St Augustine is too small for its own price trend, so here is the market around it.

In ZIP 32086, 152 homes are on the market and 21% are under contract — a steady corner of St. Augustine.

Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Summer Point St Augustine specifically. Momentum Research analysis of MLS records.

If we were buying in Summer Point St Augustine today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summer Point St Augustine.

Best Buy
Buyers set on a St. Augustine-area address who are comfortable in Duval County.
Biggest Risk
Thin inventory means you may wait for the right home to list.
Sweet Spot
Buyers ready to move when a well-kept listing appears and priced on its own merits.
Avoid If
You need St. Johns County addresses, services, or taxes specifically.

The Duval-side St. Augustine question

The detail that shapes this community is jurisdictional: the mailing area reads St. Augustine, but Summer Point is in Duval County. That distinction drives which county handles taxes, permitting, and services, and it is the first thing we confirm on any offer here so there are no surprises at closing.

Because this is a bounded community rather than a large development, available inventory is thin and turnover is episodic. That means pricing tends to be driven by the condition and specifics of whatever individual home is listed at the time, rather than by a deep pool of recent comparable sales. Treat each listing on its own merits.

The location and the amenities are priced into every listing in Summer Point St Augustine. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Small communities with a St. Augustine name but a Duval County location are exactly where a local brokerage earns its fee. We verify the county lines, taxes, and service providers up front, and because listings surface infrequently, we watch this community directly rather than waiting for it to hit a general search.

Summer Point St Augustine in 15 seconds.

Best forBuyers set on a St. Augustine-area address who are comfortable in Duval County.
Biggest advantageA defined community rather than an anonymous large-scale development.
Biggest riskThin inventory means you may wait for the right home to list.
Sweet spotBuyers ready to move when a well-kept listing appears and priced on its own merits.
Avoid ifYou need St. Johns County addresses, services, or taxes specifically.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summer Point St Augustine sales matched to your home.

What is your Summer Point St Augustine home worth?

Get a no-obligation home value based on real comparable sales in Summer Point St Augustine, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Summer Point St Augustine on the map →

Real comps, not an automated estimate.
Buyers who want a St. Augustine-area location and are fine with a Duval County jurisdictionExcellent fit
Patient buyers who can wait for the right listing rather than choosing from many at onceExcellent fit
Buyers evaluating a home on its individual condition rather than shopping a price rangeExcellent fit
Buyers who specifically require a St. Johns County address, tax rate, or servicesProbably not
Buyers who need to close quickly and want many homes to compare on day oneProbably not
Buyers wanting a large master-planned community with extensive shared amenitiesProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2016 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,612/mo
St. Johns County typical true cost to own
$115/mo
St. Johns County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.