Aerial view of The Reserve at Jewel Lake

The Reserve at Jewel Lake
Homes for Sale in Lake City, FL

All 58 homes for sale in LAKE CITY, FL · median $364,950 · 26 homes for sale in 32024 · Columbia County homes for sale

Community in Lake City · Columbia County · ZIP 32024
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data3 years of closingsUpdated twice daily

Nearby homes for sale

No active listings inside THE RESERVE AT JEWEL LAKE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

292 SW OLD CYPRESS WAY
$675K · 0.2 mi away
4 bd · 3 ba · 4,250 sqft
292 SW OLD CYPRESS WAY
Listed by REALTY EXECUTIVES IN THE VILLAGES
281 SW MARKS DRIVE
$329K · 0.6 mi away
4 bd · 3 ba · 2,421 sqft
281 SW MARKS DRIVE
Listed by CHARTED COURSE REALTY GROUP LLC
526 NW SAVANNAH CIRCLE
$375K · 0.8 mi away
4 bd · 2.5 ba · 2,441 sqft
526 NW SAVANNAH CIRCLE
Listed by HOUSEWELL.COM REALTY OF FLORIDA LLC
616 SW ROSEMARY DRIVE
$412K · 0.8 mi away
4 bd · 2.5 ba · 2,405 sqft
616 SW ROSEMARY DRIVE
Listed by ADAMS HOMES REALTY, INC.- GAINESVILLE
479 NW SAVANNAH CIRCLE
$444K · 0.8 mi away
3 bd · 2 ba · 2,597 sqft
479 NW SAVANNAH CIRCLE
Listed by LPT REALTY, LLC
133 SW BELLFLOWER DRIVE
$417K · 0.8 mi away
4 bd · 3 ba · 2,117 sqft
133 SW BELLFLOWER DRIVE
Listed by ADAMS HOMES REALTY, INC.- GAINESVILLE

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The market around The Reserve at Jewel Lake

The Reserve at Jewel Lake is too small for its own price trend, so here is the market around it.

In ZIP 32024, 42 homes are on the market and 17% are under contract — a slower corner of Lake City.

Across Columbia County, 71 homes are active and 30 pending (30% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not The Reserve at Jewel Lake specifically. Momentum Research analysis of MLS records.

If we were buying in The Reserve at Jewel Lake today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Reserve at Jewel Lake.

“

The location and the amenities are priced into every listing in The Reserve at Jewel Lake. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the The Reserve at Jewel Lake homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in The Reserve at Jewel Lake.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Reserve at Jewel Lake sales matched to your home.

What is your The Reserve at Jewel Lake home worth?

Get a no-obligation home value based on real comparable sales in The Reserve at Jewel Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2023 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
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More Lake City & North Central Florida & Nature Coast guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of North Central Florida & Nature Coast or the full Neighborhood Finder.

Common questions about The Reserve at Jewel Lake

Where is The Reserve at Jewel Lake?

The Reserve at Jewel Lake is a community in LAKE CITY, Columbia County, Florida, ZIP 32024.

Are there homes for sale in The Reserve at Jewel Lake right now?

No active listings inside The Reserve at Jewel Lake at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does The Reserve at Jewel Lake have an HOA or CDD?

No HOA is on record for The Reserve at Jewel Lake in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More on The Reserve at Jewel Lake

Nearby Communities

Explore more neighborhoods near The Reserve at Jewel Lake with Momentum Realty’s local guides.

HDHi Dri Acres2.4 mi awaySouthwood3.5 mi awayForest Country3.8 mi awayStonehenge4.0 mi awayForest Cove4.1 mi away · median $320K, 3 sales/12 moWise Estates4.2 mi awayCallahan4.5 mi away · median $285K, 27 sales/12 mo

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Columbia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,636/mo
Columbia County typical true cost to own
$84/mo
Columbia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.