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★ The deal

100% commission. $12K cap. No monthly fees.

No splits. No tiered structures. No franchise fees. Here's the math that's already moved 320+ agents.

100%
Commission to agent
No splits. No tiered structures. Every dollar you earn is yours minus the cap.
$12K
Annual cap
0.2% of sale price per transaction, capped at $12,000/year. Hit it and you keep 100% the rest of the year.
$0
Monthly fees
No desk fees. No tech fees. No franchise fees. No "training" fees. Zero.
Worked example

Agent doing $10M in volume.

Gross commission income (3% avg) $300,000
Annual cap (capped at $12K) − $12,000
You keep $288,000
At Keller Williams with a 70/30 split until you cap, you'd keep ~$253,000. At eXp on the same volume, ~$267,000. The cap math compounds. Your year-3 keep at Momentum is identical to your year-1 keep, because your costs don't scale with your production.

Run your real numbers.

Open the calculator →

Common questions

What is the best real estate brokerage for Jacksonville agents?

The best brokerage depends on what an agent prioritizes. Agents who want maximum commission retention with local Jacksonville-specific training, community, and mentorship generally do best at independent brokerages like Momentum Realty, which combines a 100% commission structure with a $12,000 annual cap, no monthly fees, and a focused regional culture.

How does Momentum Realty compare to eXp Realty?

eXp Realty offers a national virtual brokerage model with revenue sharing and stock options. Momentum Realty offers a 100% commission structure with a $12K annual cap, no monthly fees, up to 20% revenue share with a disappearing cap for recruiting producing agents, and a Jacksonville-focused in-person community with regional mentorship. eXp's strength is its national platform; Momentum's strength is local depth, operator-grade systems, and equivalent rev-share economics without the financial-engineering layer.

How does Momentum compare to Keller Williams?

Keller Williams is a large franchise system. In 2020, Stone Point Capital (a private equity firm) acquired a majority stake, and KW now operates under PE ownership. Agents typically pay a 70/30 split until cap (~$18-26K depending on Market Center) plus a 6% royalty to KWRI. Momentum operates on a flat 100% commission with a $12K annual cap, founder-owned, no PE or public-company pressure. Momentum has lowered its cap twice (from $18K to $16K to $12K) as the platform has grown.

What does 100% commission really mean?

At Momentum, agents receive 100% of their commission on every transaction. The agent pays a flat $12,000 annual cap to the brokerage, plus a small per-transaction fee. After the cap is met, the agent keeps everything. For a top producer doing 40+ transactions per year, this can mean keeping tens of thousands more compared to traditional split brokerages.

Are there hidden fees at independent brokerages?

At Momentum specifically, there are no monthly desk fees, no technology fees, no royalty fees, and no Market Center capital contributions. The only one-time cost when you join is a $350 onboarding fee. Your only ongoing costs are the $12K annual cap (paid as deals close) and any standard E&O insurance and MLS dues required by every agent at every brokerage.