Florida Seller Net Proceeds Calculator, County by County
What will you actually walk away with? Pick your county and see every line: commission, doc stamps with the Miami-Dade exception, title insurance at Florida promulgated rates with your county’s custom on who pays, prorated taxes, and payoff.
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How Florida selling costs differ by county
Most Florida selling costs are statewide, but three things change with your county. First, documentary stamp tax on the deed is 70 cents per 100 dollars of price everywhere except Miami-Dade, where single-family deeds pay 60 cents per 100 dollars (other property adds a 45-cent surtax). Second, who customarily pays for the owner’s title policy flips by county: sellers pay in most of Florida, buyers customarily pay in Miami-Dade, Broward, Sarasota, and Collier. Third, prorated property taxes depend on your county’s bill. This calculator applies all three automatically.
Questions sellers ask
How much are doc stamps when selling a house in Florida?
Florida documentary stamp tax on the deed is 70 cents per 100 dollars of the sale price in every county except Miami-Dade, where single-family deeds are taxed at 60 cents per 100 dollars and other property carries a 45-cent surtax. The seller customarily pays it.
Who pays for title insurance in Florida?
It is negotiable and set by local custom. In most Florida counties the seller pays for the owner's title policy. In Miami-Dade, Broward, Sarasota, and Collier counties the buyer customarily pays. This calculator follows the local custom for the county you pick.
How is the Florida owner's title insurance premium calculated?
Florida uses promulgated rates: 5.75 dollars per thousand on the first 100,000 dollars of price and 5.00 dollars per thousand from 100,000 to 1 million, with lower tiers above that.
What is the biggest cost when selling a Florida home?
For most sellers it is the agent commission you negotiate, followed by the mortgage payoff, doc stamps, title, and prorated property taxes. This tool shows each line so you can see exactly where the money goes.
Is a cash offer better than listing?
Sometimes, if speed and certainty matter more than top dollar. Momentum shows you both numbers, the cash offer and your estimated net from listing, so you can decide with real figures.
Thinking about a cash sale instead? Momentum Offers shows you both numbers, the cash offer and your estimated net from listing, so you can compare with real figures. You can also use the simple statewide version of this calculator, or run your county’s full numbers on its housing scorecard.
Estimates only, using Florida’s statutory documentary stamp rates, promulgated title insurance rates, county median property-tax bills (U.S. Census ACS), and the figures you enter. Your actual costs depend on your contract, lender, and closing agent. Not tax or legal advice. Equal Housing Opportunity.