Adams Homes Communities in St. Lucie County, FL
Looking for Adams Homes communities in St. Lucie County, FL? St. Lucie County shows 4 Adams Homes communities in our MLS data, with 7 recorded new-construction closings since 2024 at a median of $377,900. Below: each community with its own market data, and the checklist that protects you in any builder purchase.
Adams Homes in St. Lucie County at a glance
Where Adams Homes builds in St. Lucie County
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| Waterstone | Fort Pierce | $334,000 | – | 106 d |
Before you sign a builder contract in St. Lucie County
Builder contracts are written by the builder’s attorneys and differ from the standard Florida resale contract on deposits, timelines, and remedies — read before you sign, and bring your own agent (the builder typically pays the commission, so representation costs you nothing). Compare incentives properly: a rate buydown and an equal-dollar price cut produce different payments — run both through our builder incentive calculator. Then model the year-two tax bill with the property tax after purchase calculator (new construction often shows a lot-only bill in year one), ask for any CDD assessment and its remaining term in writing, and hire your own inspector for the pre-drywall and final walks.
What it costs to own here
At St. Lucie County’s typical combined millage of 22.85 mills, a purchase at $377,900 (the median recorded Adams Homes price here) generates roughly $8,637 a year in property tax before exemptions — about $720 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in St. Lucie County average about $2,332 a year ($194 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in St. Lucie County near $2,327 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses St. Lucie County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in St. Lucie County right now
In the most recent IRS migration data (2022-2023), St. Lucie County gained a net 10,167 people to relocation, with the largest inbound flows from NY, NJ, MA. Households moving IN reported average incomes of $76,840 versus $60,807 for those leaving — the income mix of demand, straight from tax filings. Population is up about 13.3% over the recent multi-year window. On the supply side, builders pulled 4,008 residential permits in St. Lucie County in 2025 (3,468 single-family), down 17.7% year over year — against 7,461 at the 2021 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 9.9% versus its income-and-rent fundamentals.
Run the numbers in St. Lucie County
Compare against every builder: home builders in St. Lucie County, ranked by recorded closings.
Common questions
Where does Adams Homes build in St. Lucie County, FL?
What do Adams Homes homes cost in St. Lucie County?
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What are property taxes like in St. Lucie County?
Momentum Realty is an independent licensed Florida brokerage and is not affiliated with, sponsored by, or endorsed by any home builder named on this page. Builder names are used only to identify the communities in which each builds, based on builder-affiliated sales offices in contributing MLS feeds; builders selling outside the MLS may be undercounted. Figures are aggregates as of 2026-06-16, deemed reliable but not guaranteed. Equal Housing Opportunity.