Collier County Homes for Sale

Southwest Florida · county seat Naples · 387,681 residents

Collier County is Naples — Florida's wealthiest large county and a luxury Gulf resort market with more golf courses per capita than almost anywhere in the country.

6,238 homes for saleMedian $556KBalanced MarketSouthwest Florida
Live Market Pulse
24/100
Momentum
Balanced Market
Buyer 5/10 · Seller 4/10 · Investor 1/10. The luxury and waterfront tiers are global and competitive; for attainable entry, the inland new-town of Ave Maria offers A-rated schools and new construction at a fraction of coastal pricing.
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Built fromZillow & Realtor.com datarealMLS listingsCensus & IRSUpdated monthly
LiveMarket PulseApril 2026
$556K
Median Value
-5.4%
1-Yr Price
95days
Avg DOM
15.9%
Price Cuts
Soft
Seller Leverage
$401/sf
Median $/Sqft
6,238
For Sale
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Collier County is Naples — Florida's wealthiest large county and a luxury Gulf resort market with more golf courses per capita than almost anywhere in the country. It spans Port Royal's ultra-prime waterfront, Marco Island, and the fast-growing Ave Maria new town, with prices and insurance among the highest in the state. For buyers that means selectivity and patience; for sellers, sharp pricing and a willingness to offer a concession. The county median is a starting point — the number that matters is the one for a specific home in a specific Collier County neighborhood, which is what we price against live comps."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Collier County snapshot (April 2026): typical home value $556K ($401/sqft), median rent $2,723, about 6,238 active listings, a median 95 days on market, and 15.9% of listings cutting price — a balanced market. Values are -5.4% over the past year and +6.8% over five years.

Collier's economy blends a luxury hospitality-and-real-estate engine with serious anchors. NCH Healthcare System is the largest private employer, and Arthrex — a global orthopedic-device manufacturer — is a major high-wage presence and one of the region's most important companies. Tourism and the seasonal wealth economy run year-round in Naples and on Marco Island, while east Collier remains a large agricultural producer and the site of the Ave Maria new town.

Entry
under $389K

Condos, townhomes, and starter homes — the lowest-cost way into Collier County and its school zones.

Core
$389K–$723K

The heart of the market: established single-family homes and newer planned-community product.

Top
$723K+

Luxury, waterfront, acreage, and custom homes — the county's strongest-resale tier.

Rolled-up counts and medians from Realtor.com, April 2026. Price bands are typical ranges for orientation, not an appraisal.

Collier County Market Scorecard

Balanced Market

Collier County is a balanced market: about 6,238 active listings, a median list price of $699,900, 15.9% of them cutting price, and homes going under contract in about 95 days.

$556K
Typical value
976
New / mo
$401
$/sqft
95
Days on mkt
15.9%
Cut price
$2,723
Median rent
Typical home value · last 13 months $556K

Go deeper: county scorecard · all 67 counties · true cost calculator · affordability calculator.

Typical value & rent: Zillow Research. Listings & days on market: Realtor.com, April 2026. Market metrics describe homes for sale and recent sales, not residents.

Should You Buy, Sell, or Invest Here?

5/10
Buyer

The luxury and waterfront tiers are global and competitive; for attainable entry, the inland new-town of Ave Maria offers A-rated schools and new construction at a fraction of coastal pricing.

4/10
Seller

Wealth and seasonal demand keep the high end liquid, while Ave Maria and the inland communities capture value-and-family buyers.

1/10
Investor

Premium seasonal-rental demand, but extreme entry prices and insurance make this an appreciation-and-lifestyle market more than a cash-flow one.

Cash offer
~$501K
  • Close in as little as 7–14 days
  • No repairs, cleaning, or showings
  • No financing fall-through
  • Pick your move-out date
List with Momentum
~$556Ktypical value
  • Often nets more, even after commission
  • Sells 1.25% above MLS average, 8 days faster
  • Full marketing & negotiation
  • We front the prep with our concierge

Figures are illustrative ranges, not an offer. Your actual cash offer and net-to-seller depend on the home's condition, location, and current Collier County demand. Compare both at our Collier County cash-offer page.

Schools in Collier County

Collier County Public Schools is an A-rated district, and the Naples-area and Ave Maria schools are a significant draw for families relocating to the county.

  • Naples High School
  • Gulf Coast High School
  • Barron Collier High School
  • Aubrey Rogers High School (newer)
  • Palmetto Ridge High School

Ave Maria is zoned for A-rated Collier public schools and is adding a new elementary in 2026; confirm the current assignment for a specific address. See school-zone guides →

Taxes, Insurance & Cost to Own

A median-priced Collier County home costs about $3,825/month all-in (mortgage, tax, and insurance, 10% down) against median household income of $86,173. Florida's homestead exemption removes up to $50,000 of assessed value, and Save Our Homes caps annual assessed-value increases at 3% while you keep the homestead.

Typical property-tax millage11.053 mills (~1.11% before exemptions)
Avg. homeowners insurance$2,147/yr (Citizens county avg)
Homestead exemptionUp to $50,000 + 3% Save Our Homes cap
Est. all-in monthly (PITI)$3,825/mo on a $556K home
Income to buy median home$152,996/yr (est.)

At about $2,147 a year on average, Collier is middle-of-the-pack for Florida — manageable, but very address-dependent near the water. Wind-mitigation features earn insurance credits; flood insurance is priced separately by address. Run your own numbers with the true cost calculator.

New Construction in Collier County

Builders pulled 2,736 residential permits last year (-22.4% YoY) — 1,945 single-family and 791 multifamily, about 7.1 per 1,000 residents. Active master-planned communities include Ave Maria (top-selling; ~11,000 homes at buildout); Fiddler's Creek; Lely Resort; Esplanade; Naples Reserve; Talis Park. Builders compete on rate buydowns and closing-cost credits; buyer representation matters even on a new build. See active builders →

Population & Migration

Collier County has about 387,681 residents. On a net domestic basis it gained roughly 2,411 people and a net +$2.25B in adjusted gross income in the latest IRS filing year (county-to-county moves within the U.S.; this does not count international migration or births). Domestic arrivals are led by IL, NY, MA, NJ. Migration is the demand engine behind prices: when more income flows in than out, it supports both rents and values.

12-Month Forecast

Expect the luxury and waterfront tiers to stay resilient on continued wealth and seasonal demand, while Ave Maria and the inland communities capture brisk value-and-family growth. Affordability and insurance cap broader demand, so the high end and the new-town corridor lead, with overall price growth modest.

NaplesCounty seat; Fifth Avenue South, Old Naples, the pier, and ultra-luxury waterfront.
Marco IslandResort barrier island south of Naples; beaches, boating, and second homes.
Ave MariaFast-growing inland new town with A-rated schools and attainable new construction.
Golden GateMore affordable inland community near Naples.
ImmokaleeAgricultural community in east Collier.

Economy & Major Employers

Collier's economy blends a luxury hospitality-and-real-estate engine with serious anchors. NCH Healthcare System is the largest private employer, and Arthrex — a global orthopedic-device manufacturer — is a major high-wage presence and one of the region's most important companies. Tourism and the seasonal wealth economy run year-round in Naples and on Marco Island, while east Collier remains a large agricultural producer and the site of the Ave Maria new town.

  • NCH Healthcare System
  • Arthrex (global orthopedics manufacturer)
  • Collier County Public Schools
  • Collier County government
  • Ritz-Carlton / Naples luxury resorts
  • Publix
  • Ave Maria University
  • Barron Collier Companies

Arthrex (global orthopedic devices) and NCH Healthcare are the county's private-sector anchors.

A deep, diversified employer base is what underpins housing demand through national cycles. Talk to a local Collier County agent →

Master-plannedAve Maria (top-selling; ~11,000 homes at buildout), Fiddler's Creek, Lely Resort, Esplanade, Naples Reserve, Talis Park
GolfTiburón (Ritz-Carlton; LPGA/PGA host), Talis Park, Quail West, Grey Oaks, Lely Resort
WaterfrontPort Royal, Aqualane Shores, Old Naples, Marco Island, Pelican Bay
LuxuryPort Royal (among the priciest ZIPs in the U.S.), Old Naples, Pelican Bay, Grey Oaks, Quail West, Marco Island
55+ / active adultDel Webb Naples (Ave Maria), Valencia communities, Orange Blossom Naples

Lifestyle in Collier County

Naples is luxury Gulf living: white-sand beaches, the Naples Pier, the shopping and dining of Fifth Avenue South and Third Street South, and more golf per capita than nearly anywhere in the country. Marco Island adds resort-island living, the Everglades and Big Cypress sit at the doorstep, and Ave Maria offers an inland, family-and-faith-oriented new town. It is among the most upscale lifestyles in Florida.

Risks to Weigh

Collier carries the highest prices and least affordability in Southwest Florida, plus severe hurricane and storm-surge exposure — Hurricane Ian (2022) struck Naples and Marco Island hard — and some of the highest insurance costs in the state. Flood-zone status is decisive on the coast, and the economy's seasonality is a factor for service-dependent areas.

Collier County Real Estate FAQ

What is the median home price in Collier County?
The typical Collier County home is worth about $556K as of April 2026 (Zillow ZHVI), -5.4% over the past year. The median list price is similar; individual neighborhoods range widely around that figure.
Is Collier County a buyer's or seller's market?
As of April 2026, Collier County is a balanced market. Homes are taking a median of 95 days to sell, and inventory has rebuilt from its lows, giving buyers more room to negotiate than in recent years.
Is Collier County expensive?
Collier County's price-to-income ratio is about 6.5×, which is above the typical Florida county. The bigger cost surprises for newcomers are property insurance and, in newer communities, CDD fees — not the sticker price.
What is the average rent in Collier County?
The median rent is about $2,723 a month (Zillow ZORI). Against the typical home value, that is a gross rental yield near 5.9%.
Are property taxes high in Collier County?
The typical millage is about 11.053 mills, or roughly 1.11% of taxable value before exemptions. Florida's $50,000 homestead exemption and the Save Our Homes 3% assessment cap meaningfully lower the bill for owner-occupants.
How much is homeowners insurance in Collier County?
The Citizens county-average premium is about $2,147 a year, but your actual cost depends heavily on the home's age, roof, construction, and flood zone. Wind-mitigation credits can lower it; flood insurance is priced separately by address.
Is Collier County a good place to invest in real estate?
Premium seasonal-rental demand, but extreme entry prices and insurance make this an appreciation-and-lifestyle market more than a cash-flow one.
Is Collier County growing?
Collier County has about 387,681 residents and is still drawing net in-migration of people and income. Migration and jobs are the forces most likely to support prices through the rate cycle.
How long do homes take to sell in Collier County?
A median of about 95 days on market as of April 2026, longer than the 2021-2022 frenzy and a sign of today's more balanced conditions.
What are the best areas to live in Collier County?
The county seat, Naples, anchors the market, and the right area depends on whether you prioritize schools, commute, the water, or new construction. Our neighborhood guides map each on price, schools, and lifestyle.
What is the price per square foot in Collier County?
Listings in Collier County are priced around the area's median per-square-foot rate as of April 2026; smaller, older, and inland homes run below it, while new construction and waterfront run above. Per-square-foot is most useful within a single neighborhood, not across the whole county.
How much income do I need to buy a home in Collier County?
As a rough rule, a buyer needs household income roughly in line with the county's price-to-income ratio of 6.5× the home price, keeping total housing costs near 30% of income. Median household income here is $86,173. A lender pre-approval gives you the exact figure for your situation.
Is now a good time to buy in Collier County?
It depends on your horizon. For buyers planning to stay several years, today's balanced market conditions — more inventory and routine price cuts — offer better terms than the 2021-2022 peak. For short-term flips, flat appreciation makes the math tight. The right answer is specific to the home and your timeline.
Do I need flood insurance in Collier County?
It depends on the address. Homes in FEMA high-risk flood zones (A or V) typically require flood insurance with a federally backed mortgage, and even outside those zones it can be worth carrying in low-lying or coastal parts of Collier County. Flood premiums are priced separately by address under FEMA Risk Rating 2.0, so always check the flood zone before you buy.
Is Collier County a good place to retire?
Florida's lack of a state income tax and the homestead/Save Our Homes protections make Collier County attractive for retirees on a fixed income, especially in its 55+ and lower-maintenance communities. Weigh that against insurance costs and proximity to healthcare when you choose a specific area.
How fast are home prices rising in Collier County?
Over the past year, the typical Collier County home value moved -5.4%. Over five years it is +6.8% and over ten years +4.9% — so the long-run trend is up even though near-term growth has cooled.
What is the cost of living in Collier County?
Housing, insurance, and property tax are the main local cost drivers; Florida charges no state income tax. A median-priced home runs about $3,825 a month all-in (mortgage, tax, and insurance), against median household income of $86,173 a year. Utilities, transportation, and healthcare track close to state averages.
What are the risks of buying in Collier County?
The main ones are hurricane and flood exposure (which drive insurance costs), rising premiums statewide, and — in fast-growing submarkets — overbuilding that can soften resale and rents. On older condos, ask about reserves and special assessments. None are dealbreakers, but all belong in your budget before you offer.
Is Collier County good for real estate investors?
Collier County's estimated cap rate is about 5.9% with a gross yield near 5.9%, so it leans toward appreciation over cash flow. Net migration and the local job base are the demand signals that matter most for landlords here.
What counties are near Collier County?
See the 'Explore more' section on this page for direct links to the neighboring county market reports, plus the full set of scorecards for all 67 Florida counties.
Has inventory in Collier County gone up?
Yes — active listings are -12.2% versus a year ago. That rebuild from pandemic-era lows is the single biggest reason buyers have more leverage now than they did in 2021-2022.
Why is Naples / Collier County so expensive?
Naples is Florida's wealthiest large market — finite prime Gulf waterfront, intense seasonal and second-home demand from high-net-worth buyers, a world-class golf-and-beach lifestyle, and no state income tax. Port Royal is among the priciest ZIP codes in the country. For more attainable entry, inland Ave Maria offers A-rated schools and new construction at a fraction of coastal pricing.
Is Ave Maria a good place to buy?
Ave Maria is one of the top-selling master-planned communities in the country — a self-contained inland new town with A-rated Collier schools, a town center, a university, parks, and a new elementary opening in 2026, at prices well below coastal Naples. It suits families and 55+ buyers who want new construction and amenities over beachfront proximity; the trade-off is the drive to the coast.

or call (904) 351-6461 · jon@movewithmomentum.com