eXp Realty Commission Split Explained (2026)

eXp Realty’s commission split is 80/20 until $16K cap, then 100%. Annual cap: $16,000. Monthly fees: $85/month tech fee + $25/transaction. Per-transaction: $25–$75 per transaction post-cap. On $6,000,000 of volume across 20 sides at 2.5%, an agent keeps about $132,480 at eXp and $138,000 at Momentum’s 100% / $12,000-cap structure.

How the eXp Realty split works

80/20 split until a $16,000 annual cap, then 100%. Technology fee of $85 a month plus $25 per transaction, with post-cap transaction fees of $25 to $75. Revenue share and EXPI stock awards. Fully virtual, national, separate licensing per state with no cap unification.

What you keep at eXp Realty vs a 100% brokerage

Put in your own production. The model uses the structures above; the assumptions are printed under the result.

Annual sales volume ($)

Closed sides per year

Average commission per side (%)

You keep at eXp Realty

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You keep at Momentum

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Gross commission = volume × rate. Models the publicly described structures: eXp Realty as 80/20 split until a $16,000 annual cap, then 100%; Momentum as 0.2% of volume to a $12,000 cap with no monthly fees. Excludes E&O, MLS and association dues (every brokerage) and any team or negotiated terms. Confirm current numbers with each brokerage.

Three production levels, worked

Same model, three agents, 2.5% per side. The difference column is Momentum minus eXp; a negative number means eXp comes out ahead at that level.

Production	Gross commission	Keep at eXp	Keep at Momentum	Difference
$2,400,000 / 8 sides	$60,000	$46,780	$55,200	+$8,420
$6,000,000 / 20 sides	$150,000	$132,480	$138,000	+$5,520
$15,000,000 / 45 sides	$375,000	$356,855	$363,000	+$6,145

eXp Realty vs Momentum Realty, line by line

	eXp Realty	Momentum Realty
Commission Split	80/20 until $16K cap, then 100%	100% to agent Flat structure, no splits
Annual Cap	$16,000	$12,000 flat One number, sitewide
Monthly Desk / Technology Fees	$85/month tech fee + $25/transaction	$0 No monthly fees
Per-Transaction Fees	$25–$75 per transaction post-cap	$0 to the agent $350/transaction pre-cap and $100/transaction post-cap, passed to customer
Revenue Share / Stock	Revenue share + EXPI stock awards	Up to 20% revenue share + disappearing cap for recruiting producing agents
Training & Coaching	National webinars, eXp World virtual campus	Local in-person Weekly Tribe sessions, broker-led, Jacksonville-specific
Lead Generation Support	Self-generated; KV Core CRM included	Private listings network, broker-direct referrals, in-house Tribe leads
Multi-State Coverage	National; separate state licensing required, no cap unification	Florida + Georgia under one cap No additional cap to cross state lines
Team & Spousal Cap Structure	Standard per-agent cap; no spousal or team discount	Reduced caps for teams. One cap for married couples.
Ownership Structure	Public company (NASDAQ: EXPI)	Independent. Founder-owned. Jon & Brittany Brooks. No PE, no public-company pressure.

Leaving a brokerage: what experienced agents ask

What is the eXp Realty commission split?

80/20 until $16K cap, then 100%. 80/20 split until a $16,000 annual cap, then 100%. Technology fee of $85 a month plus $25 per transaction, with post-cap transaction fees of $25 to $75. Revenue share and EXPI stock awards. Fully virtual, national, separate licensing per state with no cap unification.

Does eXp Realty have a cap?

$16,000. Without a cap, the brokerage share applies to every closing all year, which is the structural difference from a capped model at higher production.

What fees does eXp Realty charge beyond the split?

Monthly: $85/month tech fee + $25/transaction. Per transaction: $25–$75 per transaction post-cap. E&O, MLS and association dues apply at every brokerage.

How much more would I keep at a 100% brokerage?

It depends on production. At $2,400,000 in volume (8 sides) the difference is $8,420 in Momentum's favor; at $15,000,000 (45 sides) it is $6,145 in Momentum's favor. Use the calculator with your own numbers.

Can I move my listings and pending deals if I leave eXp Realty?

Listings belong to the brokerage under the listing agreement, so what transfers depends on your current broker's policy and the agreement's terms; pending transactions usually close under the brokerage where they were written. Ask before you give notice, and get the answer in writing. Momentum walks agents through the transition confidentially.

Who is Momentum Realty?

An independent, founder-owned brokerage in Jacksonville with 3 Florida offices Jacksonville, Mandarin, Ocala, Florida + Georgia under one cap No additional cap to cross state lines, 100% to agent Flat structure, no splits and $12,000 flat One number, sitewide, $0 No monthly fees. It is built for producing agents, not a training ground.