Cross Creek vs Pace Island
Two Clay communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-10-05.
| Metric | Cross Creek | Pace Island |
|---|---|---|
| Median sale price | $318K | $458K |
| Price per sq ft | $169 | $229 |
| Avg days on market | 134 days | 70 days |
| Months of supply | 6.5 mo | 1.2 mo |
| Market | Buyer's Market | Seller's Market |
| 1-year price change | -3% | -8% |
| Recent closings | 50 | 30 |
The verdict
Pace Island carries the higher median price — about 44% above Cross Creek. Homes in Pace Island sell faster (70 days on market vs 134). Pace Island is the tighter market on inventory (1.2 months of supply).
Where each one is
Cross Creek and Pace Island are about 7 miles apart (straight-line, center to center), in Duval and Clay counties.
| Cross Creek | Pace Island | |
|---|---|---|
| County | Duval County, FL | Clay County, FL |
| City / area | Jacksonville | Fleming Island |
| ZIP | 32086, 32223 | 32003 |
| Straight-line to downtown Jacksonville | 13 mi | 15 mi |
| Nearest Atlantic beach | 14 mi, Ponte Vedra Beach | 21 mi, Ponte Vedra Beach |
| FEMA flood zones (sampled parcels) | all 40 sampled homes outside a flood zone | all 17 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Cross Creek | Pace Island | |
|---|---|---|
| Homes for sale now | 27 | 3 |
| Under contract | 7 | 5 |
| Asking prices today | $200K to $460K | $312K to $540K |
| Property types listed | Single Family Residence | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Cross Creek homes for sale · Pace Island homes for sale.
The homes themselves
| Cross Creek | Pace Island | |
|---|---|---|
| Homes (parcels) | n/a | 333 |
| Built | n/a | 1988–2013 (median 1996) |
| Typical living area | n/a | 2,290 sq ft |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Cross Creek median | Pace Island median |
|---|---|---|
| 2014 | $424K (20 sales) | $254K (26 sales) |
| 2015 | $432K (8 sales) | $282K (28 sales) |
| 2016 | $412K (12 sales) | $322K (32 sales) |
| 2017 | $408K (4 sales) | $265K (28 sales) |
| 2019 | $445K (5 sales) | $341K (30 sales) |
| 2020 | $299K (6 sales) | $355K (30 sales) |
| 2021 | $505K (4 sales) | $400K (38 sales) |
| 2022 | $605K (6 sales) | $485K (23 sales) |
| 2023 | $582K (3 sales) | $474K (22 sales) |
| 2025 | $650K (3 sales) | $528K (18 sales) |
Since 2014, Cross Creek's median sale price is +53% and Pace Island's is +107% — Pace Island has appreciated faster over that stretch.
Schools the listings are zoned for
| Cross Creek | Pace Island | |
|---|---|---|
| Elementary | Rideout | Paterson |
| Middle | Lake Asbury | Green Cove Springs |
| High school | Clay | Fleming Island |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Momentum Realty agents have closed 1 home in Cross Creek and 0 in Pace Island (brokerage records, both sides counted once). Find an agent who works Cross Creek · Pace Island.
Which one fits
On budget alone, Cross Creek is the lower entry point (median $318K vs $458K). Sellers get a faster sale in Pace Island (70 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Pace Island more expensive than Cross Creek?
Yes, on recent sales: the median sale price in Pace Island is $458,000 versus $318,000 in Cross Creek, about 44% higher.
Are Cross Creek and Pace Island in the same county?
No. Cross Creek is in Duval County and Pace Island is in Clay County; property-tax rates, school districts and permitting differ between the two.
Which has appreciated more, Cross Creek or Pace Island?
From 2014 to 2025 the median sale price rose 53% in Cross Creek and 107% in Pace Island (recorded MLS closings by calendar year).
What high schools serve Cross Creek and Pace Island?
Listings in Cross Creek most often report Clay; listings in Pace Island report Fleming Island. Zoning is set by the district and can change - verify by address.
Go deeper on each: Cross Creek homes, photos & schools · Pace Island homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.