Indigo Creek vs Ruskin Reserve
Two Hillsborough communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-10-02.
| Metric | Indigo Creek | Ruskin Reserve |
|---|---|---|
| Median sale price | $446K | $302K |
| Price per sq ft | $207 | $196 |
| Avg days on market | 46 days | 38 days |
| Months of supply | 2.3 mo | 8.0 mo |
| Market | Seller's Market | Balanced Market |
| 1-year price change | False | False |
| Recent closings | 47 | 12 |
The verdict
Indigo Creek carries the higher median price — about 48% above Ruskin Reserve. Homes in Ruskin Reserve sell faster (38 days on market vs 46). Indigo Creek is the tighter market on inventory (2.3 months of supply).
Where each one is
| Indigo Creek | Ruskin Reserve | |
|---|---|---|
| County | Hillsborough County, FL | Hillsborough County, FL |
| City / area | Apollo Beach | Ruskin |
| ZIP | 33572 | 33570 |
| FEMA flood zones (sampled parcels) | not enough parcels sampled | 7% of 15 homes outside a flood zone (Zone X) |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Indigo Creek | Ruskin Reserve | |
|---|---|---|
| Homes for sale now | 9 | 8 |
| Under contract | 4 | 5 |
| Asking prices today | $400K to $649K | $260K to $295K |
| Listed in the last 7 days | 9 | 8 |
| Property types listed | Single Family Residence | Townhouse |
Live MLS counts, refreshed with every listing pull. Browse them: Indigo Creek homes for sale · Ruskin Reserve homes for sale.
The homes themselves
| Indigo Creek | Ruskin Reserve | |
|---|---|---|
| Homes (parcels) | n/a | 4 |
| Built | n/a | n/a |
| Typical living area | n/a | n/a |
| Homesteaded (owner-occupied) share | 0% | 0% |
| Vacant lots | 109 | 163 |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
How each one trades
| Indigo Creek | Ruskin Reserve | |
|---|---|---|
| Sale-to-original-list | 89.5% | 98.3% |
| New-construction share of sales | 100% | 100% |
| Typical sold home | 2,394 sq ft | 1,464 sq ft |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Indigo Creek | Ruskin Reserve | |
|---|---|---|
| Elementary | Doby Elementary-Hb | Thompson Elementary |
| Middle | Eisenhower-Hb | Shields-Hb |
| High school | Lennard-Hb | Lennard-Hb |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Ruskin Reserve is the lower entry point (median $302K vs $446K). Sellers get a faster sale in Ruskin Reserve (38 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Indigo Creek more expensive than Ruskin Reserve?
Yes, on recent sales: the median sale price in Indigo Creek is $446,000 versus $302,000 in Ruskin Reserve, about 48% higher.
Where do sellers get closer to asking price?
Ruskin Reserve — sellers there received 98.3% of the original list price over the last 12 months versus 89.5% in Indigo Creek.
What high schools serve Indigo Creek and Ruskin Reserve?
Listings in Indigo Creek most often report Lennard-Hb; listings in Ruskin Reserve report Lennard-Hb. Zoning is set by the district and can change - verify by address.
Go deeper on each: Indigo Creek homes, photos & schools · Ruskin Reserve homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.