Ruskin Reserve vs Waterset Wolf Creek
Two Hillsborough communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-11-12.
| Metric | Ruskin Reserve | Waterset Wolf Creek |
|---|---|---|
| Median sale price | $322K | $506K |
| Price per sq ft | $195 | $223 |
| Avg days on market | 28 days | 127 days |
| Months of supply | 1.6 mo | 3.7 mo |
| Market | Seller's Market | Buyer-Leaning Market |
| 1-year price change | False | False |
| Recent closings | 68 | 49 |
The verdict
Waterset Wolf Creek carries the higher median price — about 57% above Ruskin Reserve. Homes in Ruskin Reserve sell faster (28 days on market vs 127). Ruskin Reserve is the tighter market on inventory (1.6 months of supply).
Where each one is
Ruskin Reserve and Waterset Wolf Creek are about 3 miles apart (straight-line, center to center) and share Hillsborough County.
| Ruskin Reserve | Waterset Wolf Creek | |
|---|---|---|
| County | Hillsborough County, FL | Hillsborough County, FL |
| City / area | Ruskin | Apollo Beach |
| ZIP | 33570 | 33572 |
| FEMA flood zones (sampled parcels) | 6% of 17 homes outside a flood zone (Zone X) | all 25 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Ruskin Reserve | Waterset Wolf Creek | |
|---|---|---|
| Homes for sale now | 9 | 15 |
| Under contract | 7 | 3 |
| Asking prices today | $250K to $320K | $370K to $799K |
| Listed in the last 7 days | 9 | 5 |
| Property types listed | Single Family Residence, Townhouse | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Ruskin Reserve homes for sale · Waterset Wolf Creek homes for sale.
The homes themselves
| Ruskin Reserve | Waterset Wolf Creek | |
|---|---|---|
| Homes (parcels) | 4 | 303 |
| Built | n/a | 2022–2024 (median 2023) |
| Typical living area | n/a | 2,503 sq ft |
| Homesteaded (owner-occupied) share | 0% | 38% |
| Vacant lots | 163 | 245 |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
How each one trades
| Ruskin Reserve | Waterset Wolf Creek | |
|---|---|---|
| Sale-to-original-list | 95.0% | 98.9% |
| New-construction share of sales | 100% | 89% |
| Typical sold home | 1,464 sq ft | 2,262 sq ft |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Ruskin Reserve | Waterset Wolf Creek | |
|---|---|---|
| Elementary | Thompson Elementary | Doby Elementary-Hb |
| Middle | Shields-Hb | Eisenhower-Hb |
| High school | Lennard-Hb | East Bay-Hb |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Ruskin Reserve is the lower entry point (median $322K vs $506K). Sellers get a faster sale in Ruskin Reserve (28 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Waterset Wolf Creek more expensive than Ruskin Reserve?
Yes, on recent sales: the median sale price in Waterset Wolf Creek is $506,000 versus $322,000 in Ruskin Reserve, about 57% higher.
How far apart are Ruskin Reserve and Waterset Wolf Creek?
About 3 miles straight-line, center to center, both in Hillsborough County; driving distance is usually 15 to 30 percent more.
Where do sellers get closer to asking price?
Waterset Wolf Creek — sellers there received 98.9% of the original list price over the last 12 months versus 95.0% in Ruskin Reserve.
What high schools serve Ruskin Reserve and Waterset Wolf Creek?
Listings in Ruskin Reserve most often report Lennard-Hb; listings in Waterset Wolf Creek report East Bay-Hb. Zoning is set by the district and can change - verify by address.
Go deeper on each: Ruskin Reserve homes, photos & schools · Waterset Wolf Creek homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.