Florida Housing Data · ZIP Scorecard

Ponte Vedra, FL (32081) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32081, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-06-09
47/ 100
Momentum Market Score
Balanced
Ponte Vedra, FL (32081) is neither side has a clear edge right now.

At about 5.14 times the local median income, prices sit close to the Florida norm. Gross rent yield is around 4.07%. Values are up roughly 5.7% a year over the last five years. Owning the typical home at today's rate takes about 31.1% of a median income, the affordability squeeze in one number. About 28.6% of listings have cut their price.

$659,666
Home value
1yr -4.4%
5.7%
5yr growth/yr
ZHVI CAGR
$2,238
Median rent
monthly (ZORI)
4.07%
Cap rate
gross yield
5.14x
Price to income
value vs incomes
+3.5%
Over/undervalued
vs FL norm
31.1%
Affordability
income to own/yr
52
Days on market
median (Realtor)
28.6%
Price cuts
share of listings
$128,316
Median income
household (Census)
27,365
Population
Census ACS
92
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income43
Price-cut leverage70
Inventory growth65
Affordability43
Rent yield4

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Ponte Vedra, FL (32081) a buyer's or seller's market?

By the Momentum Market Score, Ponte Vedra, FL (32081) reads balanced (47 out of 100), meaning it is neither side has a clear edge right now. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Ponte Vedra?

About $659,666 (Zillow Home Value Index, 2026-06-09), up roughly 5.7% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

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