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Florida Housing Data · ZIP Scorecard

Saint Augustine, FL (32092) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32092, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-08-01
67/ 100
Momentum Market Score
Buyer value
Saint Augustine, FL (32092) is leaning to the buyer on price and leverage.

The typical home runs about 3.82 times the local median income, which is roughly 23.6% cheaper than the Florida norm. Gross rent yield is around 6.41%. Values are up roughly 4.0% a year over the last five years. Owning the typical home at today's 6.52% 30-year rate takes about 23.2% of a median income in principal and interest, the affordability squeeze in one number. About 27.3% of listings have cut their price.

$468,767
Home value
1yr -3.8%
4.0%
5yr growth/yr
ZHVI CAGR
$2,505
Median rent
monthly (ZORI)
6.41%
Cap rate
gross yield
3.82x
Price to income
value vs incomes
-23.6%
Over/undervalued
vs FL norm
23.2%
Affordability
income to own/yr
52
Days on market
median (Realtor)
27.3%
Price cuts
share of listings
$122,655
Median income
household (Census)
48,288
Population
Census ACS
194
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income91
Price-cut leverage61
Inventory growth40
Affordability91
Rent yield40

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Saint Johns County scorecardAll Florida counties

Common questions

Is Saint Augustine, FL (32092) a buyer's or seller's market?

By the Momentum Market Score, Saint Augustine, FL (32092) reads buyer value (67 out of 100), meaning it is leaning to the buyer on price and leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Saint Augustine?

About $468,767 (Zillow Home Value Index, 2026-08-01), up roughly 4.0% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 32092

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.62%
3 of 483 listings · short sale 3
Months of supply
3.1
seller’s market · active inventory ÷ sales pace (trailing 12 mo)
Out-of-state owners
9.6%
mailing address outside FL
Non-homestead
43.1%
not owner-occupied (investor/2nd-home proxy)
Median just value
$376,288
28,800 parcels
Median owner tenure
1 yrs
years since the home last sold (county tax roll)
Owners at 2× their price
0.5%
today’s just value is at least double the last sale price
Median closed sale price — $459,752 · ▼ 4.1% yr (12-mo rolling)
Distress share trend — 0.62% now (2026-08-10 → 2026-08-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

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