Florida Housing Data · ZIP Scorecard

Cocoa, FL (32922) housing scorecard.

As of 2026-11-06, the typical home in Cocoa, FL (32922) is worth $196,518, up about 4.4% a year over five years; the Momentum Market Score is 66/100 (leaning to the buyer on price and leverage). Data from Zillow, Realtor.com and the U.S. Census; score by Momentum Realty.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32922, free.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-11-06
66/ 100
Momentum Market Score
Buyer value
Cocoa, FL (32922) is leaning to the buyer on price and leverage.

At about 4.42 times the local median income, prices sit close to the Florida norm. Gross rent yield is around 7.81%. Values are up roughly 4.4% a year over the last five years. Owning the typical home at the 7.18% 30-year rate (Freddie Mac weekly average, Nov 5, 2026) takes about 28.7% of a median income in principal and interest, the affordability squeeze in one number. About 25.4% of listings have cut their price.

$196,518
Home value
1yr -0.6%
4.4%
5yr growth/yr
ZHVI CAGR
$1,279
Median rent
monthly (ZORI)
7.81%
Cap rate
gross yield
4.42x
Price to income
value vs incomes
-7.1%
Over/undervalued
vs FL norm
28.7%
Affordability
income to own/yr
85
Days on market
median (Realtor)
25.4%
Price cuts
share of listings
$44,469
Median income
household (Census)
14,700
Population
Census ACS
20
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income64
Price-cut leverage50
Inventory growth81
Affordability64
Rent yield76

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Cocoa, FL (32922) a buyer's or seller's market?

By the Momentum Market Score, Cocoa, FL (32922) reads buyer value (66 out of 100), meaning it is leaning to the buyer on price and leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Cocoa?

About $196,518 (Zillow Home Value Index, 2026-11-06), up roughly 4.4% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 32922

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
2.33%
2 of 86 listings · short sale 2
Months of supply
6.7
buyer’s market · active inventory ÷ sales pace (trailing 12 mo)
Actives with a price cut
59.3%
median cut 6.2% off original price · 35 of 59 active listings
Out-of-state owners
7.3%
mailing address outside FL
Non-homestead
62.0%
not owner-occupied (investor/2nd-home proxy)
Median just value
$160,135
5,870 parcels
Median closed sale price — $254,975 · ▲ 9.0% yr (12-mo rolling)
Distress share trend — 2.33% now (2026-08-10 → 2026-08-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on information from the Space Coast MLS for the period August 2026 through August 2026. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

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