Florida Housing Data · ZIP Scorecard

Cocoa, FL (32927) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32927, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-08-01
78/ 100
Momentum Market Score
Strong buyer value
Cocoa, FL (32927) is priced low against incomes with real negotiating room.

The typical home runs about 3.75 times the local median income, which is roughly 25.0% cheaper than the Florida norm. Gross rent yield is around 8.19%. Values are up roughly 4.1% a year over the last five years. Owning the typical home at today's 6.52% 30-year rate takes about 22.8% of a median income in principal and interest, the affordability squeeze in one number. About 31.1% of listings have cut their price.

$307,310
Home value
1yr -0.5%
4.1%
5yr growth/yr
ZHVI CAGR
$2,098
Median rent
monthly (ZORI)
8.19%
Cap rate
gross yield
3.75x
Price to income
value vs incomes
-25.0%
Over/undervalued
vs FL norm
22.8%
Affordability
income to own/yr
51
Days on market
median (Realtor)
31.1%
Price cuts
share of listings
$81,969
Median income
household (Census)
28,493
Population
Census ACS
40
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income92
Price-cut leverage83
Inventory growth35
Affordability92
Rent yield84

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Cocoa, FL (32927) a buyer's or seller's market?

By the Momentum Market Score, Cocoa, FL (32927) reads strong buyer value (78 out of 100), meaning it is priced low against incomes with real negotiating room. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Cocoa?

About $307,310 (Zillow Home Value Index, 2026-08-01), up roughly 4.1% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 32927

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
1.0%
1 of 100 listings · short sale 1
Months of supply
2.8
seller’s market · active inventory ÷ sales pace (trailing 12 mo)
Out-of-state owners
8.1%
mailing address outside FL
Non-homestead
32.7%
not owner-occupied (investor/2nd-home proxy)
Median just value
$238,415
12,334 parcels
Median owner tenure
1 yrs
years since the home last sold (county tax roll)
Owners at 2× their price
3.2%
today’s just value is at least double the last sale price
Median closed sale price — $316,500 · ▲ 0.7% yr (12-mo rolling)
Distress share trend — 1.0% now (2026-08-10 → 2026-08-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on information from the Space Coast MLS for the period August 2026 through August 2026. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

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