Florida Housing Data · ZIP Scorecard

Indian River Shores, FL (32963) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32963, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-08-01
12/ 100
Momentum Market Score
Frothy
Indian River Shores, FL (32963) is expensive against incomes and tight for buyers.

The typical home costs about 7.52 times the local median income, about 50.4% richer than the Florida norm, so value is stretched here. Gross rent yield is around 5.97%. Values are up roughly 7.0% a year over the last five years. Owning the typical home at today's 6.52% 30-year rate takes about 45.7% of a median income in principal and interest, the affordability squeeze in one number. About 16.5% of listings have cut their price.

$1,075,048
Home value
1yr -2.3%
7.0%
5yr growth/yr
ZHVI CAGR
$5,348
Median rent
monthly (ZORI)
5.97%
Cap rate
gross yield
7.52x
Price to income
value vs incomes
+50.4%
Over/undervalued
vs FL norm
45.7%
Affordability
income to own/yr
107
Days on market
median (Realtor)
16.5%
Price cuts
share of listings
$142,985
Median income
household (Census)
14,980
Population
Census ACS
42
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income9
Price-cut leverage5
Inventory growth13
Affordability9
Rent yield28

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Indian River Shores, FL (32963) a buyer's or seller's market?

By the Momentum Market Score, Indian River Shores, FL (32963) reads frothy (12 out of 100), meaning it is expensive against incomes and tight for buyers. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Indian River Shores?

About $1,075,048 (Zillow Home Value Index, 2026-08-01), up roughly 7.0% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 32963

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Months of supply
0.1
seller’s market · active inventory ÷ sales pace (trailing 12 mo)
Out-of-state owners
24.4%
mailing address outside FL
Non-homestead
50.4%
not owner-occupied (investor/2nd-home proxy)
Median just value
$907,504
13,887 parcels
Median owner tenure
1 yrs
years since the home last sold (county tax roll)
Owners at 2× their price
1.2%
today’s just value is at least double the last sale price
Median closed sale price — $1,173,750 · ▼ 2.5% yr (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-08-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

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