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Florida Housing Data · ZIP Scorecard

Indian Rocks Beach, FL (33785) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 33785, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-08-01
35/ 100
Momentum Market Score
Seller-favored
Indian Rocks Beach, FL (33785) is pricey against incomes with thin buyer leverage.

The typical home costs about 7.24 times the local median income, about 44.8% richer than the Florida norm, so value is stretched here. Values are up roughly 3.4% a year over the last five years. Owning the typical home at today's 6.52% 30-year rate takes about 44.0% of a median income in principal and interest, the affordability squeeze in one number. About 24.4% of listings have cut their price.

$714,509
Home value
1yr -3.2%
3.4%
5yr growth/yr
ZHVI CAGR
n/a
Median rent
monthly (ZORI)
n/a
Cap rate
gross yield
7.24x
Price to income
value vs incomes
+44.8%
Over/undervalued
vs FL norm
44.0%
Affordability
income to own/yr
93
Days on market
median (Realtor)
24.4%
Price cuts
share of listings
$98,750
Median income
household (Census)
4,871
Population
Census ACS
32
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income10
Price-cut leverage41
Inventory growth85
Affordability10

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Pinellas County scorecardAll Florida counties

Common questions

Is Indian Rocks Beach, FL (33785) a buyer's or seller's market?

By the Momentum Market Score, Indian Rocks Beach, FL (33785) reads seller-favored (35 out of 100), meaning it is pricey against incomes with thin buyer leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Indian Rocks Beach?

About $714,509 (Zillow Home Value Index, 2026-08-01), up roughly 3.4% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 33785

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 147 listings
Months of supply
7.0
buyer’s market · active inventory ÷ sales pace (trailing 12 mo)
Out-of-state owners
31.7%
mailing address outside FL
Non-homestead
73.8%
not owner-occupied (investor/2nd-home proxy)
Median just value
$603,218
6,347 parcels
Median owner tenure
1 yrs
years since the home last sold (county tax roll)
Owners at 2× their price
3.0%
today’s just value is at least double the last sale price
Median closed sale price — $758,750 · ▼ 3.0% yr (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-08-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

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