Tarpon Springs, FL (34689) housing scorecard.
188 homes for sale in 34689 right now, median $422,499 · all 292 homes for sale in Tarpon Springs
As of 2026-09-24, the typical home in Tarpon Springs, FL (34689) is worth $367,133, up about 2.0% a year over five years; the Momentum Market Score is 40/100 (pricey against incomes with thin buyer leverage). Data from Zillow, Realtor.com and the U.S. Census; score by Momentum Realty.
Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 34689, free.
The typical home costs about 5.52 times the local median income, about 11.3% richer than the Florida norm, so value is stretched here. Gross rent yield is around 6.31%. Values are up roughly 2.0% a year over the last five years. Owning the typical home at today's 6.95% 30-year rate takes about 35.1% of a median income in principal and interest, the affordability squeeze in one number. About 32.0% of listings have cut their price.
Typical home value, last 13 months
What drives the score
Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.
Common questions
Is Tarpon Springs, FL (34689) a buyer's or seller's market?
By the Momentum Market Score, Tarpon Springs, FL (34689) reads seller-favored (40 out of 100), meaning it is pricey against incomes with thin buyer leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.
What is the typical home value in Tarpon Springs?
About $367,133 (Zillow Home Value Index, 2026-09-24), up roughly 2.0% a year over five years.
Where does this data come from?
Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.
Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.
Housing distress & ownership in ZIP 34689
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
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