Gainesville HOA fee database.
Annual HOA dues for major Gainesville-area communities. What you actually pay each year, what's included, and how to verify before you write an offer.
Why HOA fees matter in Gainesville.
Gainesville has fewer master-planned communities with CDD bonds than Jacksonville or Ponte Vedra. Most of the meaningful fee load is in HOA dues for the upscale subdivisions, particularly Haile Plantation, Town of Tioga, Oakmont, and Trilogy.
HOA dues fund private community amenities and shared maintenance: pools, gates, landscaping, clubhouses, security. They're set by the community's board and can change year to year. Most NEFL master-planned communities charge $300-$3,000/year; the gated luxury communities run higher.
CDD bonds exist in only a small subset of Gainesville-area communities (versus the majority of Nocatee, RiverTown, etc. in NEFL). When present, they typically add $1,500-$2,500/year billed alongside property tax. Always verify whether a specific lot carries a CDD assessment.
Always verify the specific HOA and CDD figures for any address you're considering. Numbers change, and CDD amounts within the same community can vary by lot.
| Community | Submarket | HOA / Year | CDD / Year |
|---|---|---|---|
| Haile Plantation | SW Gainesville | $995 | None |
| Town of Tioga | Newberry | $1,650 | None |
| Oakmont | NW Gainesville | $1,295 | None |
| Trilogy at Oakmont | NW Gainesville | $3,295 | None |
| Cabot Lodge / Heritage Oaks | NW Gainesville | $725 | None |
| Springtree | Newberry | $895 | None |
| Cypress Grove | Jonesville | $650 | None |
| Turkey Creek (Alachua) | Alachua | $2,495 | None |
| Magnolia Parke | NW Gainesville | $995 | None |
| Buckingham West | NW Gainesville | $895 | None |
Figures are estimated annual amounts as of Q2 2026. Verify with the listing agent or community management before writing an offer. Lot-specific assessments may vary.
What's actually included in your HOA dues.
HOA value varies dramatically by community. Trilogy at Oakmont's $3,295/year includes resort-style amenities, fitness, pickleball, and a clubhouse with programmed events — what you'd expect from a top-tier 55+ active adult community. Haile Plantation's $995/year includes village commons access, parks, and basic landscaping but no security gate or country club.
The honest question for buyers: which of these amenities will you actually use? A retiree couple might extract substantial value from Trilogy's programming. A young family might get more from Town of Tioga's pool and pocket parks at half the cost.
| Community Type | Typical HOA | Usually Includes | Usually Excludes |
|---|---|---|---|
| Master-planned (Haile, Tioga) | $995-$1,650 | Pools, parks, common areas | Gates, golf, country club |
| Gated upscale (Oakmont) | $1,200-$1,500 | Gated security, basic landscaping | Country club access |
| 55+ active adult (Trilogy) | $2,800-$3,500 | All amenities, programming | Optional golf clubs |
| Established suburban (Buckingham W.) | $600-$1,200 | Basic common areas | Pools, gates |
Generalizations. Verify the specific amenity list and current dues before writing an offer.
Gainesville's HOA fee structure is much simpler than Jacksonville's. Most communities are HOA-only without CDD bonds, which means you can budget more accurately at contract. But always pull the most recent HOA financial disclosure — some communities have undertaken major capital projects (clubhouse renovations, road repaving) that raise dues 10-15% in a single year.
HOA dues drawn from public association disclosure documents and verified with listing agents and community management. Where CDD payments exist, the figures shown are the typical mid-range; specific lots can vary. Always verify the specific lot's CDD assessment and current HOA dues before contract.
Primary sources: Public HOA disclosure documents · Listing agent verifications · Community management. Data accuracy reflects Momentum Realty's best available information as of the last update date.
Important: Information on this page is for general informational purposes only and is not financial, legal, tax, or insurance advice. Always consult a licensed professional for guidance specific to your situation.
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Last updated: Q2 2026 (May). Next refresh: Q3 2026 (August).