The Palm Coast housing market, by the numbers.

Palm Coast is a buyer's market right now.

Flagler County months of supply, active listings, and median list price are shown live above (from Momentum's licensed realMLS county feed, refreshed twice daily). Zillow for-sale inventory and price-cut share for the broader Deltona–Daytona metro (which includes Flagler) are also shown live. For specific Palm Coast median sale price and days on market from the MLS, contact a Momentum agent with current comp access. All static figures formerly on this page have been removed as they could not be verified from a current source.

For buyers, this is a meaningfully different market than what existed in 2021-2022. Multiple-offer scenarios are rare. Sellers are negotiating. Inspection contingencies hold real weight. Buyers in Palm Coast in 2026 have negotiating room they did not have during the peak migration years, especially on homes that have been listed for more than 60 days.

For sellers, the implications are different. The market is forgiving of nothing. Homes that are well-priced, well-photographed, and well-prepared still sell. Homes that are aspirationally priced or under-prepared sit. The 104-day median days on market is the median, which means roughly half of all Palm Coast listings sit longer than that before going under contract.

How Palm Coast shifted in twelve months.

Flagler County months of supply and active listing trends are tracked live above. For a 13-month Zillow trajectory of for-sale inventory and price-cut share for the Deltona–Daytona metro (which includes Flagler County), see the Zillow data table below.

Zillow data reflects the Deltona–Daytona Beach–Ormond Beach metro, which includes Flagler County. Data: Zillow Research

Three things changed at once.

1. Insurance premiums climbed sharply.

Coastal Florida homeowners insurance has risen substantially since 2021. Flagler County is particularly exposed given the Atlantic coastline and Intracoastal exposure on the east side of Palm Coast. Premiums vary meaningfully by flood zone, wind mitigation rating, and age of construction, with riverfront and oceanfront properties running materially higher than standard residential.

2. Mortgage rates stayed elevated.

Freddie Mac 30-year fixed rates have remained elevated compared to the 2020–2021 era. For a typical Palm Coast home with a standard down payment, monthly principal-and-interest plus insurance and taxes represents a meaningfully higher payment than buyers faced during the low-rate peak years, which prices out a portion of historical Palm Coast first-time and move-up buyers.

3. Out-of-state demand moderated.

Palm Coast attracted a wave of out-of-state second-home buyers and retirees during the 2020-2022 migration boom. Several of those buyers are now listing properties they purchased at peak prices. New out-of-state demand has slowed as remote work flexibility has tightened and as alternative Florida markets have become relatively more attractive. The result is more inventory chasing fewer buyers.

How Palm Coast compares across Northeast Florida.

Palm Coast sits at the southern edge of the broader Northeast Florida market. Buyers shopping Palm Coast often also consider St. Augustine, Daytona Beach, and even Jacksonville's beach communities. The table below shows where Palm Coast lands.

Source: St. Augustine and Daytona figures are from realMLS Market Summary Statistics, May 2026 (staug and daytona regions). NE Florida figures are from the nefl MLS region, May 2026. Flagler County live figures are from Momentum's realMLS county feed. Information deemed reliable but not guaranteed. May differ from other sources due to geographic footprint differences.

How this data is built.

Flagler County KPIs (months of supply, active listings, median list price) come from Momentum's licensed realMLS live county feed, refreshed twice daily. Source: Data provided by realMLS. Zillow for-sale inventory, price-cut share, and 13-month trajectory (Deltona–Daytona Beach–Ormond Beach metro, which includes Flagler County) are from Zillow Research, updated monthly. Disclosure: Zillow figures reflect the full Deltona metro footprint, not Flagler County alone. Information deemed reliable but not guaranteed.

This page refreshes county KPIs twice daily and Zillow KPIs monthly. For Jacksonville MSA detail, see Jacksonville housing market data. For the next coastal market north, see St. Augustine housing market data. For the next coastal market south, see Daytona Beach housing market data.

Data: Zillow Research