Gated Communities in Summerfield, FL: Homes for Sale

This page tracks every Summerfield listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.

204 homes in gated communities are for sale or pending in Summerfield, FL today across 51 communities. The median asking price is $302,499, from $162,000 to $2,995,000. Listings in Summerfield without that feature have a median of $275,000. Most listings right now: Spruce Creek Gc (69), Stonecrest (57), Spruce Creek South (23). Updated October 20, 2026 from the MLS.

Live gated community homes in Summerfield: the listings

21 active listings carry the flag today (51% of Summerfield inventory), median asking $259,900, $170/sq ft, median 60 days on market. Photo cards link to the listing; refreshed nightly.

Newest gated community homes in Summerfield

17909 SE 99Th Avenue, gated community for sale in Summerfield
$345,000 New
2 bd · 2 ba · 1,858 sq ft · built 1994
17909 SE 99Th Avenue, 34491
Spruce Creek South
Listing courtesy of BASSETT PREMIER REALTY INC
10490 SE 179Th Place, gated community for sale in Summerfield
$299,900 New
3 bd · 2 ba · 1,970 sq ft · built 1993
10490 SE 179Th Place, 34491
Spruce Creek South
Listing courtesy of WORTH CLARK REALTY
10434 SE 178Th Place, gated community for sale in Summerfield
$224,900
2 bd · 2 ba · 1,008 sq ft · built 1991
10434 SE 178Th Place, 34491
Spruce Creek South
Listing courtesy of RE/MAX PREMIER REALTY LADY LK
17552 SE 96Th Court, gated community for sale in Summerfield
$259,900
2 bd · 2 ba · 1,390 sq ft · built 1994
17552 SE 96Th Court, 34491
Spruce Creek South
Listing courtesy of RE/MAX PREMIER REALTY LADY LK
17929 SE 107Th Court, gated community for sale in Summerfield
$229,900
2 bd · 2 ba · 1,356 sq ft · built 1993
17929 SE 107Th Court, 34491
Spruce Creek South
Listing courtesy of JUDY L. TROUT REALTY
17978 SE 104Th Terrace, gated community for sale in Summerfield
$237,900
2 bd · 2 ba · 1,356 sq ft · built 1993
17978 SE 104Th Terrace, 34491
Spruce Creek South
Listing courtesy of RE/MAX PREMIER REALTY LADY LK
17726 SE 106Th Terrace, gated community for sale in Summerfield
$260,900
3 bd · 2 ba · 1,726 sq ft · built 1989
17726 SE 106Th Terrace, 34491
Spruce Creek South
Listing courtesy of RE/MAX PREMIER REALTY LADY LK
17760 SE 108 Avenue, gated community for sale in Summerfield
$249,990
2 bd · 2 ba · 1,544 sq ft · built 1990
17760 SE 108 Avenue, 34491
Spruce Creek South
Listing courtesy of STONECREST INTERNATIONAL RLTY
9619 SE 174Th Place Road, gated community for sale in Summerfield
$269,900
2 bd · 2 ba · 1,590 sq ft · built 1994
9619 SE 174Th Place Road, 34491
Spruce Creek South
Listing courtesy of LPT REALTY, LLC
10731 SE 174Th Loop, gated community for sale in Summerfield
$299,900
2 bd · 2 ba · 1,736 sq ft · built 1994
10731 SE 174Th Loop, 34491
Spruce Creek South
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE
17790 SE 101St Court, gated community for sale in Summerfield
$273,900
3 bd · 2 ba · 1,910 sq ft · built 1991
17790 SE 101St Court, 34491
Spruce Creek South
Listing courtesy of RE/MAX PREMIER REALTY LADY LK
10298 SE 176Th Street, gated community for sale in Summerfield
$185,000
2 bd · 2 ba · 1,248 sq ft · built 1990
10298 SE 176Th Street, 34491
Spruce Creek South
Listing courtesy of JUDY L. TROUT REALTY
10435 SE 178Th Place, gated community for sale in Summerfield
$263,900
3 bd · 2 ba · 1,450 sq ft · built 1991
10435 SE 178Th Place, 34491
Spruce Creek South
Listing courtesy of RE/MAX PREMIER REALTY LADY LK
17832 SE 96Th Avenue, gated community for sale in Summerfield
$239,900
2 bd · 2 ba · 1,248 sq ft · built 1993
17832 SE 96Th Avenue, 34491
Spruce Creek South
Listing courtesy of JUDY L. TROUT REALTY
10358 SE 178 Place, gated community for sale in Summerfield
$214,900
2 bd · 2 ba · 1,260 sq ft · built 1991
10358 SE 178 Place, 34491
Spruce Creek South
Listing courtesy of JUDY L. TROUT REALTY
9900 SE 175Th Place, gated community for sale in Summerfield
$377,000
3 bd · 2 ba · 2,349 sq ft · built 1995
9900 SE 175Th Place, 34491
Spruce Creek South
Listing courtesy of PREFERRED RE BROKERS III
9498 SE 174Th Loop, gated community for sale in Summerfield
$274,900
2 bd · 2 ba · 1,884 sq ft · built 2003
9498 SE 174Th Loop, 34491
Spruce Creek South
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE
17814 SE 107Th Terrace, gated community for sale in Summerfield
$249,900
3 bd · 2 ba · 1,450 sq ft · built 1993
17814 SE 107Th Terrace, 34491
Spruce Creek South
Listing courtesy of EXP REALTY LLC
17990 SE 100Th Terrace, gated community for sale in Summerfield
$299,900
3 bd · 2 ba · 1,870 sq ft · built 1992
17990 SE 100Th Terrace, 34491
Spruce Creek South
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE
10599 SE 178Th Street, gated community for sale in Summerfield
$212,500
2 bd · 2 ba · 1,008 sq ft · built 1991
10599 SE 178Th Street, 34491
Spruce Creek South
Listing courtesy of RE/MAX PREMIER REALTY LADY LK
10767 SE 174Th Loop, gated community for sale in Summerfield
$225,000
3 bd · 2 ba · 1,690 sq ft · built 1994
10767 SE 174Th Loop, 34491
Spruce Creek South
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE

The most expensive gated community homes in Summerfield

ListingAskingSq ftCommunity
9900 SE 175Th Place$377,0002,349Spruce Creek South
17909 SE 99Th Avenue$345,0001,858Spruce Creek South
10490 SE 179Th Place$299,9001,970Spruce Creek South
10731 SE 174Th Loop$299,9001,736Spruce Creek South
17990 SE 100Th Terrace$299,9001,870Spruce Creek South
9498 SE 174Th Loop$274,9001,884Spruce Creek South
17790 SE 101St Court$273,9001,910Spruce Creek South
9619 SE 174Th Place Road$269,9001,590Spruce Creek South
10435 SE 178Th Place$263,9001,450Spruce Creek South
17726 SE 106Th Terrace$260,9001,726Spruce Creek South

Gated Community Homes by price

BandFor saleShare
Under $300K1990%
$300K–$500K210%

Summerfield gated community homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityGated Community HomesNew buildMedian listFrom
Spruce Creek Gc690$329,900$200,000
Stonecrest570$324,900$247,000
Spruce Creek South230$260,900$185,000
Spruce Crk South Viia30$229,900$162,000
Silverleaf Hills20$2,845,000$2,695,000
Lakes/Stonecrest Un 02 Ph 0120$317,499$284,999
Spruce Crk South 1220$269,900$249,900
Stonecrest - Floridian Club Estates20$247,450$229,900
Spruce Crk South20$240,000$215,000
Foxborough Farms10$649,900$649,900
Spruce Crk Cc Windward Hills10$589,000$589,000
Spruce Crk Cc Torrey Pines10$480,000$480,000
Meadows At Stonecrest10$420,000$420,000
Spruce Creek10$419,900$419,900
Spruce Crk Golf & Cc10$389,900$389,900
Spruce Creek Country Club Candlestone 0210$380,900$380,900
Stonecrest Lakes Un 02 Ph 0110$380,000$380,000
Spruce Creek Golf10$350,000$350,000
Olympia10$349,000$349,000
Spruce Creek Country Club Echo Glen Ph 0110$335,000$335,000
Spruce Creek Golf And Country Club10$328,950$328,950
Spruce Crk Cc Firethorne10$328,500$328,500
Spruce Creek Country Club Sherwood Rep10$324,999$324,999
Eastridge At Stonecrest10$299,999$299,999
Spruce Crk South 0810$299,900$299,900
Stonecrest -The Meadows10$299,900$299,900
Spruce Crk Cc Windward Hill10$295,000$295,000
Meadows/Stonecrest Un 0110$289,900$289,900
Spruce Creek Country Golf And Country Club10$286,900$286,900
Stone Crest10$269,900$269,900
Spruce Crk Cc Tamarron Rep10$269,900$269,900
Lakes/Stonecrest Un 0110$249,900$249,900
Spruce Crk Cc Castle Pines10$249,000$249,000
Spruce Crk South 0910$249,000$249,000
Spruce Crk Golf & Cc Alamosa10$245,900$245,900
Spruce Creek South 0410$245,000$245,000
Spruce Crk South Xvi10$244,000$244,000
Sruce Creek South10$240,000$240,000
Spruce Creek South Iv10$239,000$239,000
Spruce Creek Golf & Country Club Avenel Ph 0210$234,000$234,000
Spruce Crk South 1110$230,000$230,000
Spruce Crk South 1310$230,000$230,000
Spruce Crk South 0410$229,999$229,999
Spruce Creek South 0310$225,000$225,000
Spruce Creek South/ Spruce Crk South10$224,900$224,900
Spruce Crk South I10$219,000$219,000
Columbine West Filing #410$213,750$213,750
Spruce Crk South 07 A10$209,900$209,900
Spruce Crk South 0610$209,900$209,900
Spruce Crk South Xiv10$189,900$189,900
Spruce Crk Golf & Cc Spyglass10$189,700$189,700

What the gate costs and what it actually does

A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.

Questions to ask about any gated-community listing

Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.

Common questions

How many homes in gated communities are for sale in Summerfield?
As of October 20, 2026, 204 Summerfield, FL listings whose MLS record reports a gated community are active or pending, across 51 communities. The count updates with every MLS refresh.
What do gated community homes cost in Summerfield?
The median asking price today is $302,499, with listings from $162,000 to $2,995,000. Summerfield listings without that feature have a median of $275,000.
Which Summerfield community has the most gated community homes for sale?
Spruce Creek Gc has the most right now (69), followed by Stonecrest (57), Spruce Creek South (23), Spruce Crk South Viia (3).
Are gated communities more expensive to own?
Usually the HOA dues are higher, because the gate, any guard staffing and the private roads behind it are paid for by the homeowners. Home prices vary by community; the table above shows the asking prices in each gated community with listings today, and the HOA figure on each community's own guide shows what the dues actually run.

Keep exploring Summerfield

Gated Community Homes in nearby Marion County cities

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Summerfield, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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