Homes for Sale Under $300K in Summerfield, FL
This page tracks every Summerfield listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
264 homes listed under $300,000 are for sale or pending in Summerfield, FL today across 91 communities. The median asking price is $242,111, from $50,000 to $299,999. Listings in Summerfield without that feature have a median of $364,750. Most listings right now: Belleview Heights Estate (53), Spruce Creek Gc (28), Stonecrest (17). Updated October 2, 2026 from the MLS.
First-time buyers: what Summerfield costs at the entry level
160 active single-family homes, townhomes and condos at or below $300,000 — median $258,950, about $1,628/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Summerfield
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Marion County · First-time buyer guide
Summerfield homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Belleview Heights Estate | 53 | 20 | $239,999 | $50,000 |
| Spruce Creek Gc | 28 | 0 | $279,100 | $200,000 |
| Stonecrest | 17 | 0 | $265,000 | $250,000 |
| Spruce Creek South | 17 | 0 | $249,900 | $185,000 |
| Belleview Heights Estates | 10 | 6 | $251,247 | $190,000 |
| Belleview Hills Estate | 7 | 0 | $185,000 | $67,000 |
| Orange Blossom Hills Un 15 | 7 | 0 | $132,000 | $95,000 |
| Orange Blossom Hills | 6 | 3 | $277,450 | $110,000 |
| Little Lake Weir | 6 | 0 | $135,000 | $89,700 |
| Hilltop Estate | 4 | 0 | $194,000 | $180,000 |
| Spruce Crk South Viia | 3 | 0 | $239,900 | $162,000 |
| Orange Blossom Hills Un 01 | 3 | 0 | $239,000 | $231,000 |
| Spruce Crk South 04 | 3 | 0 | $229,999 | $160,500 |
| Silver Spgs Acres | 3 | 0 | $200,000 | $190,000 |
| Breezewood Estate | 3 | 0 | $160,000 | $159,000 |
| Leighton Estate | 3 | 0 | $135,000 | $124,000 |
| Spruce Creek Country Club Sherwood Rep | 2 | 0 | $279,750 | $269,500 |
| Loch Harbour | 2 | 0 | $267,400 | $244,900 |
| Loch Harbour Condo Village Inc | 2 | 0 | $261,250 | $235,000 |
| Floridian Club Estate | 2 | 0 | $251,450 | $233,000 |
| Stonecrest - Floridian Club Estates | 2 | 0 | $249,700 | $229,900 |
| Spruce Crk South | 2 | 0 | $247,450 | $215,000 |
| Belleview Heights Estates Unit 17 | 2 | 2 | $246,999 | $219,000 |
| Spruce Crk South 11 | 2 | 0 | $244,950 | $230,000 |
| Belleview Heights Estates Unit 2 | 2 | 2 | $242,900 | $242,900 |
| Spruce Crk South 08 | 2 | 0 | $237,400 | $229,900 |
| Fairfax Hills | 2 | 0 | $229,950 | $160,000 |
| Spruce Crk South 06 | 2 | 0 | $223,900 | $209,900 |
| Little Lake Weir Add 01 | 2 | 1 | $184,950 | $135,000 |
| Lake Weir Harbor Estate | 2 | 0 | $169,250 | $129,000 |
| Sunset Harbor | 2 | 1 | $162,000 | $59,000 |
| Spruce Creek Country Club Tamarron 02 | 1 | 0 | $299,999 | $299,999 |
| Stonecrest -The Meadows | 1 | 0 | $299,900 | $299,900 |
| Orange Blossom Hills Sub | 1 | 0 | $299,500 | $299,500 |
| Orange Blossom Hills Un 04 | 1 | 0 | $292,500 | $292,500 |
| Mobile Home Mdws Un 01 | 1 | 0 | $290,000 | $290,000 |
| Spruce Crk South 12 | 1 | 0 | $289,900 | $289,900 |
| Meadows/Stonecrest Un 01 | 1 | 0 | $289,900 | $289,900 |
| Orange Blossom Hills Un 07 | 1 | 0 | $289,000 | $289,000 |
| Pinehurst/Orange Blossom Hills | 1 | 0 | $289,000 | $289,000 |
| Spruce Creek Country Golf And Country Club | 1 | 0 | $286,900 | $286,900 |
| Lakes/Stonecrest Un 02 Ph 01 | 1 | 0 | $284,999 | $284,999 |
| Orange Blossom Hills 10 | 1 | 0 | $284,000 | $284,000 |
| Orange Blossom Hills Un 6 | 1 | 0 | $283,000 | $283,000 |
| Loch Harbour Group 01 | 1 | 0 | $275,000 | $275,000 |
| Spruce Crk Cc Tamarron Rep | 1 | 0 | $269,900 | $269,900 |
| Spruce Creek Golf & Country Club | 1 | 0 | $259,900 | $259,900 |
| Orange Blossom Hills 08 | 1 | 0 | $257,400 | $257,400 |
| Spruce Crk South 09 | 1 | 0 | $255,000 | $255,000 |
| Belleview Heights Estates Unit 13 | 1 | 1 | $254,900 | $254,900 |
| Lakes/Stonecrest Un 01 | 1 | 0 | $249,900 | $249,900 |
| Spruce Crk Cc Castle Pines | 1 | 0 | $249,000 | $249,000 |
| Spruce Crk South V | 1 | 0 | $248,800 | $248,800 |
| Summerfield Terrace | 1 | 1 | $248,000 | $248,000 |
| Spruce Crk Golf & Cc Alamosa | 1 | 0 | $245,900 | $245,900 |
| Belleview Estate | 1 | 1 | $245,000 | $245,000 |
| Sruce Creek South | 1 | 0 | $245,000 | $245,000 |
| Spruce Creek South 04 | 1 | 0 | $245,000 | $245,000 |
| Orange Blossom Hills Un 12 | 1 | 0 | $245,000 | $245,000 |
| Belleview Hills Estates | 1 | 0 | $239,500 | $239,500 |
Also with homes under $300K for sale
- Spruce Crk South Xvi (1)
- Spruce Creek Golf & Country Club Avenel Ph 02 (1)
- Spruce Crk South 13 (1)
- Spruce Creek South 03 (1)
- Spruce Creek Golf And Country Club (1)
- Links/Stonecrest (1)
- Spruce Crk South I (1)
- Columbine West Filing #4 (1)
- Belleview Big Oaks (1)
- Spruce Creek South/ Spruce Crk South (1)
- Little Weir Add 01 (1)
- Johnson Wallace E Jr (1)
- Spruce Crk South 07 A (1)
- Spruce Crk South 03 (1)
- Orange Blossom Hills Un 06 (1)
- Orange Blossom Hills Un 03 (1)
- Jlw Inc (1)
- Lake Weir Shores (1)
- Spruce Crk South Xiv (1)
- Lake Weir Shores Unit 3 (1)
- Mobile Home Mdws Un 02 (1)
- Little Lake Weir Sub (1)
- Belweir Acres (1)
- High Hopes Mobile Homes (1)
- Loch Harbour Condo Village Inc 21 (1)
- Belleview Hills (1)
- Fairfax Hills North (1)
- Mobile Home Meadows (1)
- Orange Blossom Hills 16 (1)
- Orange Blossom Hills Rep Un (1)
- Orange Blossom Gardens Hills 15 (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Summerfield?
What do homes under $300K cost in Summerfield?
Which Summerfield community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
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Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Summerfield, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.