Hillsborough County vs Volusia County: The Numbers, Side by Side
Deciding between Hillsborough County and Volusia County? Skip the anecdotes — here is every measurable difference between the two counties: home values and list prices, property taxes at each side’s verified millage, insurance, rents, growth, investor yield and migration — each figure from the named source that produced it.
The head-to-head table
| Metric | Hillsborough County | Volusia County |
|---|---|---|
| Typical home value (Zillow) | $380,041 | $326,543 |
| Median list price | $429,450 | $369,900 |
| 1-yr value change | -2.6% | -2.2% |
| 5-yr value change | 4.6% | 4.0% |
| Median days on market | 63 days | 74 days |
| Active listings | 6,037 | 4,211 |
| Listings with a price cut | 26.9% | 22.5% |
| Typical millage (property tax) | 15.73 mills | 19.21 mills |
| Avg Citizens insurance | $1,816/yr | $1,807/yr |
| Typical rent (ZORI) | $2,025/mo | $1,762/mo |
| Modeled monthly cost to own | $2,309/mo | $1,988/mo |
| Gross cap rate | 6.4% | 6.5% |
| Net migration (people/yr) | -1186 | +8035 |
| Residential permits (2025) | 8,696 | 2,826 |
Bold marks the side a cost-or-yield metric favors. Values from Zillow research series, Realtor.com Economic Research, verified county millage, Citizens Property Insurance filings, Zillow Observed Rent Index, IRS SOI migration and Census permits; all change over time.
What the table actually says
On price, Volusia County is the cheaper market — typical values run about $53,498 lower than Hillsborough County.
On carrying costs, Hillsborough County has the lower typical millage and Volusia County the lower average Citizens premium; the own-versus-rent gap is narrower in Volusia County.
On momentum, Volusia County shows the stronger 1-year value change (-2.2% vs -2.6%); five-year growth favors Hillsborough County.
For rental investors, Volusia County carries the higher gross cap rate (6.5% vs 6.4%).
On demand, IRS migration data shows Volusia County gaining more net residents per year (8,035 vs -1,186).
The costs people forget to compare
Two Florida specifics matter more than the sticker gap. First, property tax RESETS to your purchase price when you buy — compare the two markets at YOUR price with the property tax calculator, not at the sellers’ current bills. Second, insurance varies more by home age, construction and distance-to-coast than by county average — quote the specific home. The buyer closing costs calculator builds both into a real cash-to-close for either market.
Dig deeper on Hillsborough County
Run the numbers in Hillsborough County
- Find the best agent in Hillsborough County
- Get a cash offer in Hillsborough County
- Hillsborough County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Dig deeper on Volusia County
Run the numbers in Volusia County
- Find the best agent in Volusia County
- Get a cash offer in Volusia County
- Volusia County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Common questions
Is Hillsborough County or Volusia County cheaper to buy a home?
Which has lower property taxes, Hillsborough County or Volusia County?
Which is better for rental investors?
A factual comparison of market data only, from the sources named above as of 2026-06-16; figures change over time and are deemed reliable but not guaranteed. It describes markets, not people, and is not advice about where anyone should live. Equal Housing Opportunity.