Momentum Housing Data · Home Values · Osceola County
Buying here? See Bay Lake Estates homes for sale and the Bay Lake Estates community guide (St Cloud).
bay lake estates (St Cloud, FL): 5 recorded closings in the 12 months ending 2026-09-20, a 4-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.
In the current window, sellers accepted a median 90.8% of original asking; the median sale took 114 days (window ending 2026-09-20).
| Year | Median sold | Median $/sqft | Median DOM | Sold ÷ original ask | Sales |
|---|---|---|---|---|---|
| 2026 | $517,500 | $256 | 114 | 90.8% | 5 |
| 2023 | $419,900 | $267 | 4 | 100.0% | 3 |
| 2022 | $610,000 | $231 | 20 | 92.7% | 3 |
| 2016 | $192,000 | $93 | 76 | 93.1% | 5 |
Over the recorded series, bay lake estates’s median sold price moved from $192,000 (2016) to $517,500 (12 months ending 2026-09-20) — +170% over that span, with every year’s figure from recorded closings, not a model.
From the live MLS feed as of 2026-10-01: 5 active listings (plus 1 pending) asking from $439,900 to $750,000, median $575,000; 4 of 5 have been on the market over 60 days (median 137 days so far); the homes listed or recently sold were built between 1973 and 2026 (median 1981), 1 of them new construction; 6 of the current listings state there is no HOA; 1 of 11 geocoded listed or recently sold homes sit inside a FEMA special flood hazard zone (A/V), which buyers’ lenders will price into insurance; median elevation 72 ft. For a seller this is the competition a buyer will tour alongside your home; for a buyer, the stale share is where negotiating room usually is. See the current bay lake estates listings →
At bay lake estates’s $517,500 median and Osceola County’s adopted 15.23 mills (FY2025-26), a home assessed at that price carries roughly $7,880 a year in property tax before exemptions, or about $7,280 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Osceola County tax page.
Current asking prices run a median $554,950 against the $517,500 recorded sold median (+7%) — the gap between what sellers hope and what the record shows. The market is carrying about 14.4 months of supply at the current sales pace. Demand check: 0% of bay lake estates’s listings are under contract, against 32% for ZIP 34771 and 20% for Osceola County as a whole — the community is currently absorbing slower than its surroundings, which is negotiating information.
Asking and recorded sold prices are within a few percent of each other here, so the table above is close to what a bay lake estates buyer will actually pay; the spread on any single home comes down to size, condition and timing.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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Communities buyers shopping bay lake estates are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.
| Community | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| Oakwood Shores | $270,000 | $220 | 10 | 5 |
| HARMONY WEST PH 1A | $414,990 | $219 | 36 | 111 |
| northshore stage 1 | $610,000 | $256 | 20 | 3 |
| PINE GROVE PARK | $165,000 | $210 | 68 | 5 |
More bay lake estates: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures
Content on this page is compiled from public records, MLS data, and automated data sources, and may contain errors or be out of date. It is provided for general information only and is not a representation about any specific property, community, builder, or association. Verify all information independently before relying on it.