Momentum Housing Data · Home Values · Clay County
Big Tree Lakes (Keystone Heights, FL): 34 recorded closings in the 12 months ending 2026-08-30, a 15-year price record, and sales split by price band and home size — every number from recorded MLS closings, none from an estimate model.
In the current window, median closings ran near original asking (98.9%); the median sale took 29 days; new construction was 44.1% of recorded sales — builder pricing competes with resales here (window ending 2026-08-30).
| Year | Median sold | Median $/sqft | Median DOM | Sold ÷ original ask | Sales |
|---|---|---|---|---|---|
| 2026 | $269,900 | $151 | 29 | 98.9% | 34 |
| 2025 | $259,900 | $155 | 20 | 100.0% | 35 |
| 2024 | $265,000 | $145 | 32 | 97.7% | 35 |
| 2023 | $222,000 | $137 | 36 | 97.0% | 38 |
| 2022 | $206,000 | $147 | 18 | 99.7% | 32 |
| 2021 | $160,000 | $94 | 29 | 99.7% | 25 |
| 2020 | $158,000 | $94 | 42 | 97.5% | 25 |
| 2019 | $120,000 | $74 | 31 | 98.9% | 22 |
| 2018 | $117,500 | $68 | 47 | 95.8% | 29 |
| 2017 | $91,500 | $72 | 41 | 94.1% | 18 |
| 2016 | $75,000 | $45 | 71 | 92.2% | 30 |
| 2015 | $60,000 | $35 | 44 | 92.5% | 28 |
| 2014 | $59,750 | $43 | 92 | 86.2% | 16 |
| 2013 | $55,000 | $34 | 76 | 89.1% | 15 |
| 2012 | $55,000 | $39 | 143 | 76.4% | 15 |
Over the recorded series, Big Tree Lakes’s median sold price moved from $55,000 (2012) to $269,900 (12 months ending 2026-08-30) — +391% over that span, with every year’s figure from recorded closings, not a model.
The recorded series starts in 2012 at $55,000. The 2020–22 run-up did what it did everywhere — Big Tree Lakes’s median moved +72% from 2019 to 2022. Annual sales volume here has ranged from 15 to 38 closings a year (10-yr average 29.3).
Of the 97 recorded Big Tree Lakes closings since 2024, half landed between $223,000 and $299,900 (the middle two quartiles); the lowest recorded sale was $49,000 and the highest $425,000. If your home sits outside the middle band, the reason usually shows up in the size table below before it shows up in condition.
| Sold price band | Share of closings | Sales |
|---|---|---|
| Under $200,000 | 12 (12%) | |
| $200,000 – $258,333 | 28 (29%) | |
| $258,333 – $316,667 | 36 (37%) | |
| $316,667 – $375,000 | 12 (12%) | |
| None and up | 9 (9%) |
The same recorded closings, split into thirds by living area. Find the row your home falls in: the $/sqft figure times your square footage is the recorded-sales bracket for homes like yours here — a starting range from real closings, not a valuation of your specific property. Smaller homes here have been selling at a higher price per square foot than larger ones ($165 vs $133) — the usual pattern, since lot, kitchen and baths do not scale with floor area.
| Size group | Median $/sqft | Median sold | Sold range | Sales |
|---|---|---|---|---|
| Smaller homes 912–1,510 sq ft | $165 | $225,000 | $94,001 – $299,900 | 32 |
| Mid-size homes 1,510–1,976 sq ft | $174 | $269,000 | $49,000 – $400,000 | 32 |
| Larger homes 2,000–2,631 sq ft | $133 | $269,750 | $199,582 – $425,000 | 33 |
From the live MLS feed as of 2026-09-03: 12 active listings (plus 3 pending) asking from $129,500 to $550,000, median $279,950; 6 of 12 have been on the market over 60 days (median 65 days so far); the homes listed or recently sold were built between 1985 and 2026 (median 2024), 12 of them new construction; 15 of the current listings state there is no HOA; 5 of 26 geocoded listed or recently sold homes sit inside a FEMA special flood hazard zone (A/V), which buyers’ lenders will price into insurance; median elevation 125 ft. For a seller this is the competition a buyer will tour alongside your home; for a buyer, the stale share is where negotiating room usually is. See the current Big Tree Lakes listings →
At Big Tree Lakes’s $269,900 median and Clay County’s adopted 15.05 mills (FY2025-26), a home assessed at that price carries roughly $4,060 a year in property tax before exemptions, or about $3,470 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Clay County tax page.
Current asking prices run a median $282,500 against the $269,900 recorded sold median (+5%) — the gap between what sellers hope and what the record shows. The market is carrying about 4.2 months of supply at the current sales pace. Demand check: 20% of Big Tree Lakes’s listings are under contract, against 20% for ZIP 32656 and 28% for Clay County as a whole — the community is currently absorbing slower than its surroundings, which is negotiating information. Momentum’s market-heat index for Big Tree Lakes reads 60/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).
Asking and recorded sold prices are within a few percent of each other here, so the table above is close to what a Big Tree Lakes buyer will actually pay; the spread on any single home comes down to size, condition and timing.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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Communities buyers shopping Big Tree Lakes are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.
| Community | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| Silver Sands Estates | $277,500 | $155 | 14 | 8 |
| Keystone Heights | $275,000 | $186 | 82 | 26 |
| Highridge Estates | $107,450 | $101 | 42 | 12 |
| Bedford Oaks | $233,750 | $149 | 65 | 4 |
| School | Level | FLDOE grade |
|---|---|---|
| Keystone Heights Elementary School | Public PK-6 | C (2025-26) |
| Keystone Heights Junior/Senior High School | Public 7-12 | B (2025-26) |
Assignments and grades as recorded/published; both change — verify current zoning with the district before relying on it. Grades are the state’s official FLDOE ratings, reported as published.
More Big Tree Lakes: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Source: Data provided by realMLS. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures
Content on this page is compiled from public records, MLS data, and automated data sources, and may contain errors or be out of date. It is provided for general information only and is not a representation about any specific property, community, builder, or association. Verify all information independently before relying on it.