How to Find the Best Real Estate Agent in Big Tree Lakes, Keystone Heights
Buying here? See Big Tree Lakes homes for sale and the Big Tree Lakes community guide (Keystone Heights).
In Big Tree Lakes: Top Realtors & Agents, recent sales run a median of about $268,000 ($137/sq ft), typically closing in about 74 days — so accurate local pricing and comparable-sales knowledge are what separate a strong Big Tree Lakes: Top Realtors & Agents agent from an average one.
Big Tree Lakes recorded 35 closings in the last 12 months at a median of $268,000, averaging 74 days on market — the numbers any agent you interview here should already know. This guide covers how to find the top realtors in Big Tree Lakes, what makes a great Big Tree Lakes real estate agent, the questions to ask before you hire, the current Big Tree Lakes market in detail, and how to connect with a proven local expert. See the Big Tree Lakes neighborhood guide for homes and lifestyle.
Top realtors in Big Tree Lakes: what “top Big Tree Lakes real estate agents” actually means
The best Big Tree Lakes agents share four things: local sales experience (they’ve actually closed deals here), pricing accuracy built on real comps, marketing that reaches the right buyers, and negotiation that protects your money. In Big Tree Lakes, homes can take time to sell (a median of 74 days on market), so marketing reach and negotiation make the difference.
That local nuance is why a Big Tree Lakes specialist beats a generalist: they know the streets, the HOAs, the school zones, and what buyers here will and won’t pay for. New to the process? Start with what a real estate agent actually does.
Recent market activity in Big Tree Lakes
A great agent works from data, not guesswork. Here’s the current snapshot for Big Tree Lakes (from Momentum’s MLS data, as of 2026-10-01):
Market read: Buyer-Leaning Market. Use these numbers to pressure-test any agent you interview — a true local will know them cold.
Recent sales in Big Tree Lakes
Real homes recently closed in Big Tree Lakes — the kind of comps a great local agent prices from:
| Address | Details | Sold |
|---|---|---|
| 5900 Sequoia Road | 4 bd / 2 ba · 1,904 sqft · closed 2026-09-18 | $239,700 |
| 7550 Monongahela Avenue | 4 bd / 2.5 ba · 2,564 sqft · closed 2026-08-31 | $520,000 |
| 5579 Deerlodge Court | 3 bd / 2 ba · 2,176 sqft · closed 2026-08-31 | $249,900 |
| 5640 Caribbean | 5 bd / 3 ba · 2,000 sqft · closed 2026-08-15 | $269,900 |
| 5725 Sequoia Road | 5 bd / 3 ba · 2,432 sqft · closed 2026-08-12 | $235,000 |
| 5670 Acadia Street | 3 bd / 2 ba · 1,512 sqft · closed 2026-07-31 | $265,000 |
Source: Data provided by realMLS. Recent closed sales shown for market context.
Where Big Tree Lakes sales actually landed, 2024–2026
Of the 100 recorded Big Tree Lakes closings since 2024, half landed between $224,425 and $300,925 (the middle two quartiles); the lowest recorded sale was $49,000 and the highest $520,000. If your home sits outside the middle band, the reason usually shows up in the size table below before it shows up in condition.
| Sold price band | Share of closings | Sales |
|---|---|---|
| Under $200,000 | 12 (12%) | |
| $200,000 – $258,333 | 30 (30%) | |
| $258,333 – $316,667 | 36 (36%) | |
| $316,667 – $375,000 | 12 (12%) | |
| None and up | 10 (10%) |
What homes of your size have sold for in Big Tree Lakes
The same recorded closings, split into thirds by living area. Find the row your home falls in: the $/sqft figure times your square footage is the recorded-sales bracket for homes like yours here — a starting range from real closings, not a valuation of your specific property. Smaller homes here have been selling at a higher price per square foot than larger ones ($168 vs $133) — the usual pattern, since lot, kitchen and baths do not scale with floor area.
| Size group | Median $/sqft | Median sold | Sold range | Sales |
|---|---|---|---|---|
| Smaller homes 912–1,510 sq ft | $168 | $225,000 | $94,001 – $299,900 | 33 |
| Mid-size homes 1,510–2,000 sq ft | $175 | $273,000 | $49,000 – $400,000 | 33 |
| Larger homes 2,000–2,631 sq ft | $133 | $269,750 | $199,582 – $520,000 | 34 |
How Big Tree Lakes compares to its neighbors
Pricing a home means knowing the alternatives buyers are weighing. The five nearest tracked communities, side by side:
| Community | Median | $/sq ft | DOM | Momentum Score |
|---|---|---|---|---|
| Big Tree Lakes | $268,000 | $137 | 74 d | 50 |
| Mckay Manor | $250,000 | $260.82 | 16 d | – |
| Lake Geneva | $350,000 | $207 | – | 50 |
| Highridge Estates | $107,000 | $101 | 118 d | 39 |
| Casa Grande | $462,500 | $238.06 | 131.0 d | – |
| Silver Sands Estates | $278,000 | $155 | 201 d | 51 |
Momentum Score is Momentum Realty’s proprietary 0-100 community market rating. Figures from Momentum’s MLS data, as of 2026-10-01.
What is on the market in Big Tree Lakes right now
From the live MLS feed as of 2026-10-01: 15 active listings (plus 3 pending) asking from $129,500 to $529,900, median $279,000; 7 of 15 have been on the market over 60 days (median 51 days so far); the homes listed or recently sold were built between 1985 and 2026 (median 2024), 13 of them new construction; 17 of the current listings state there is no HOA; 5 of 23 geocoded listed or recently sold homes sit inside a FEMA special flood hazard zone (A/V), which buyers’ lenders will price into insurance; median elevation 125 ft; the features listings here most often name are Carbon Monoxide Detector(s), Security Lights and Fishing. For a seller this is the competition a buyer will tour alongside your home; for a buyer, the stale share is where negotiating room usually is. See the current Big Tree Lakes listings →
Which way this market is moving
Active inventory across Clay County has held roughly flat over the past year (-3%). About 30% of county listings currently carry a price cut, which tells you how much negotiating room the average seller has already conceded. Big Tree Lakes itself has appreciated about 420% over the period Momentum’s MLS data tracks — a community-level trend, not the county average. A strong local agent will reconcile these numbers with what is happening on your exact street before recommending a price.
What it costs to own in Big Tree Lakes
On a median-priced Big Tree Lakes home ($268,000), property taxes at Clay County’s typical millage of 15.053 run roughly $3,282 a year with the homestead exemption applied — before any CDD or special-district charges, which vary by community.
The average Citizens Property Insurance premium in Clay County is about $1,189 a year (April 2026 filings); private-market quotes differ, and a good agent will tell you which carriers are actually writing here.
Run the real numbers before you commit: what selling nets you, whether your Save Our Homes benefit moves with you, and rent vs buy in Clay County.
At Big Tree Lakes’s $268,000 median and Clay County’s adopted 15.05 mills (FY2025-26), a home assessed at that price carries roughly $4,030 a year in property tax before exemptions, or about $3,440 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Clay County tax page.
Rents and the investor math
Typical asking rent across Clay County sits near $1,835 a month (Zillow’s rent index). Rents are moving about 1.3% year over year. County-level yield math pencils to roughly a 6.55% cap rate on typical numbers, before expenses. Home prices run about 3.9x the county’s median household income, the affordability backdrop every buyer here negotiates inside. If you are weighing an investment purchase in Big Tree Lakes, ask your agent for community-level rent comps rather than county averages — the spread between communities is wide.
Who is moving to Clay County, and what they earn
The county gained a net 3,611 people in the latest IRS county-migration year. Households moving IN average $65,179 in income versus $61,245 for those moving out — movers arriving here earn more than those leaving, which shapes what sellers can ask and what buyers compete against. The biggest out-of-state feeder markets are CA, VA, NY. Median household income in Clay County has grown about 37% since 2018 ($86,094 now). Population is up about 8% over the same stretch. An agent who knows these flows can tell you which way demand in Big Tree Lakes is actually pointing, not just where prices have been.
Sources: IRS SOI county-to-county migration; U.S. Census income and population estimates. County-level data for context; community demand varies within the county.
School context you can verify: the Clay County school district earned a district grade of A from the Florida Department of Education (2025-26) and has held an A since 2018. Attendance zones vary by address, so confirm the zoned schools for any specific home with the district.
15 for sale · 3 pending — the inventory any agent you interview should already know street by street.
See every 2 listing, with full data ›
Source: Data provided by realMLS. Deemed reliable but not guaranteed. Listings shown as of 2026-10-01; prices and availability change.
If you’re buying in Big Tree Lakes
Time is on your side in Big Tree Lakes right now. Tour aggressively, compare concessions — rate buydowns and credits often beat a small price cut — and let your agent use days-on-market as negotiating leverage. Every price cut on a listing is information.
If you’re selling in Big Tree Lakes
Selling into a slower Big Tree Lakes market means prep and pricing are the whole game. Interview agents on their marketing reach beyond the MLS, their plan for the first 14 days, and what they would do at day 45 if showings stall. The wrong list price costs more than any commission difference.
Questions to ask before you hire a Big Tree Lakes agent
- How many homes have you sold in or near Big Tree Lakes in the last year — the community recorded 35?
- How would you price my home against the $137 per square foot Big Tree Lakes closings have averaged — and the size-band table above?
- Homes here have been taking about 74 days to go under contract — what is your plan for the first two weeks?
- With about 5.1 months of supply in Big Tree Lakes, is this a market where you would advise me to negotiate or hold firm?
- How and how often will you communicate with me?
- Can you share recent client references?
Why community expertise matters in Big Tree Lakes
Inside Big Tree Lakes itself, recorded closings have run from $168 per square foot on the smaller homes to $133 on the larger ones — a gap of 26% that a community average hides. An agent who prices from the size table above, not the headline median, is the difference between a home that lingers and one that sells for more, faster.
Top listing agents vs. buyer’s agents in Big Tree Lakes
If you’re selling in Big Tree Lakes, a top listing agent’s pricing, staging, and marketing are what win top dollar — the same skills behind a strong home sale. If you’re buying, a sharp buyer’s agent protects you in negotiation and inspections. The best Big Tree Lakes Realtors do both well; ask any agent you interview which side they’re strongest on and how they’d handle yours.
Momentum’s record in Big Tree Lakes
In Keystone Heights, Momentum Realty listed and closed 4 homes in the last 12 months at a median sale price of $283,500 (most recent closing September 2026). Source: Momentum Realty list-side closings in the MLS record, trailing 12 months; the brokerage’s own figures, not a market-share claim. Counting both sides of the table, Momentum agents closed 11 transactions in Keystone Heights in the 12 months to September 2026: 5 as the listing brokerage, 6 representing the buyer; median sale $240,000 (brokerage closed records; full sales record).
Momentum agents who work Keystone Heights
- Tammy Baranowski at Jax Listing Sisters6 years · Clay County, Florida
- Susan Timmons9 years years · Melrose, FLFirst-time buyers
- Alexis Short7 years · St. Augustine, FLLuxury
- Jill Powers19 years · St. Augustine, FLNew construction
Service areas are self-reported by each agent; see the agent’s page for current listings and recent closings. All Momentum agents.
Meet your local expert
Brittany co-founded Momentum Realty, a RealTrends 500 brokerage (ranked #440 in the U.S.) with 320+ agents and $3.5B+ in closed sales across Florida. Tell her what you’re looking for and she’ll connect you with the right local Momentum specialist — and make sure you’re taken care of from first call to closing.
“I have now worked with Brittany and the Brooks Group / Momentum Realty to both buy and sell a property over the past 3 years. I had an outstanding experience.” — A. Lloyd, Zillow
Related Big Tree Lakes resources
- Homes for sale & Big Tree Lakes neighborhood guide
- Clay County real estate market
- Sell your Big Tree Lakes home with a local expert
- Clay County homestead exemption
Common questions
How do I find the best real estate agent in Big Tree Lakes?
What questions should I ask a Big Tree Lakes agent before hiring them?
Does Momentum Realty cover Big Tree Lakes?
What happens after I ask to be matched?
What is the median home price in Big Tree Lakes?
Is Big Tree Lakes a buyer market or a seller market right now?
What should I budget beyond the mortgage in Big Tree Lakes?
What do homes of my size sell for in Big Tree Lakes?
Is Big Tree Lakes in a flood zone?
Does Big Tree Lakes have an HOA?
How much are property taxes in Big Tree Lakes?
Market figures are aggregates from Momentum Realty’s MLS data for Big Tree Lakes, as of 2026-10-01, and will change over time. This is general guidance on how to choose an agent, not a ranking or endorsement of any individual. Equal Housing Opportunity.