Momentum Housing Data · Home Values · Washington County

Chipley Home Values: What Homes Actually Sell For

Chipley (Chipley, FL): 10 recorded closings in the 12 months ending 2026-07-28, a 12-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.

In the current window, sellers accepted a median 87.6% of original asking; the median sale took 100 days (window ending 2026-07-28).

The 12-year recorded price history

Over the recorded series, Chipley’s median sold price moved from $69,900 (2015) to $190,000 (12 months ending 2026-07-28) — +172% over that span, with every year’s figure from recorded closings, not a model.

The last decade in Chipley, briefly

The recorded series starts in 2015 at $69,900. The 2020–22 run-up did what it did everywhere — Chipley’s median moved +153% from 2019 to 2022. Against the 2023 peak of $200,000, the current median stands at -5%. Annual sales volume here has ranged from 0 to 12 closings a year (10-yr average 7.1). With roughly 7.1 closings a year, Chipley’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.

What actually trades here: 87% single-family residence, 10% manufactured home, 1% multi family, 1% attached in the current window.

What is on the market in Chipley right now

From the live MLS feed as of 2026-09-02: 5 active listings (plus 3 pending) asking from $79,900 to $650,000, median $189,000; 3 of 5 have been on the market over 60 days (median 106 days so far); the homes listed or recently sold were built between 1936 and 1992 (median 1972); none of the 8 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 99 ft). For a seller this is the competition a buyer will tour alongside your home; for a buyer, the stale share is where negotiating room usually is. See the current Chipley listings →

At Chipley’s $190,000 median and Washington County’s adopted 15.35 mills (FY2025-26), a home assessed at that price carries roughly $2,920 a year in property tax before exemptions, or about $2,310 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Washington County tax page.

Selling in Chipley right now: what the record says

Momentum’s market-heat index for Chipley reads 32/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).

The table above is the closed-sale record to price a Chipley home against; asking prices are an opening position, recorded closings are the value.

How Chipley compares with its neighbors

Communities buyers shopping Chipley are also weighing (same ZIP), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.

More Chipley: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing

Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures