Chipley Home Values (2026): What Houses Are Actually Selling For
Chipley, Washington County, Florida · Momentum Research · updated 2026-09-07
Homes in Chipley sold for a median of $227,990 over the last 12 months (184 recorded sales), n/a per square foot, and prices are up 4.8% year over year. The typical sale took 68 days to go under contract and closed at 95.9% of the original asking price. Long run: 6.2% a year since 2013 (median $104K then). No algorithm can price your specific house from that; a records-based valuation can. The data first, then how to get one.
Chipley home values year by year
Median recorded sale price, price per square foot, days to contract and sale-to-ask for every year we hold Chipley sales. The compound growth rate works out to 6.2% a year since 2013 (median $104K then).
| Year | Median sale | $/sq ft | Days to contract | Sale-to-ask | Sales |
|---|---|---|---|---|---|
| 2013 | $104,294 | n/a | 84 | 85.8% | 17 |
| 2014 | $91,833 | n/a | 76 | 87.9% | 31 |
| 2015 | $89,325 | n/a | 144 | 93.8% | 60 |
| 2016 | $95,741 | n/a | 53 | 96.0% | 60 |
| 2017 | $100,502 | n/a | 81 | 90.8% | 77 |
| 2018 | $127,553 | n/a | 42 | 93.5% | 56 |
| 2019 | $128,158 | n/a | 77 | 93.3% | 65 |
| 2020 | $149,078 | n/a | 38 | 96.1% | 56 |
| 2021 | $188,231 | n/a | 35 | 97.7% | 54 |
| 2022 | $183,504 | n/a | 13 | 96.8% | 75 |
| 2023 | $235,510 | n/a | 44 | 92.6% | 30 |
| 2024 | $220,176 | n/a | 43 | 98.4% | 125 |
| 2025 | $224,989 | n/a | 50 | 99.0% | 176 |
| 2026 | $236,281 | n/a | 69 | 95.9% | 184 |
Where the Chipley market is tight, by price band
Months of supply is active inventory divided by the monthly sales pace; under about four months favors sellers, over six favors buyers. Find your band before you price.
Chipley home values by ZIP code
Active listings and list medians from our feeds today; the typical value and one-year change are Zillow’s ZHVI for the ZIP, which tracks the whole housing stock rather than only what sold.
| ZIP | Active listings | Median list | Typical value (ZHVI) | 1-yr change | Listings with a price cut |
|---|---|---|---|---|---|
| 32428 | 6 | $192,500 | $232,118 | +0.5% | 26% |
Home values by community in Chipley
The communities with the most recorded sales in the last 12 months. Each links to its own home-value page with the full price history.
| Community | Median sale | Year over year | Days to contract | Sales (12 mo) | Active |
|---|---|---|---|---|---|
| Sunny Hills | $227,990 | +3.2% | 58 | 145 | 0 |
| Leisure Lakes | $340,000 | +22.1% | 117 | 11 | 0 |
| Chipley | $190,000 | -5.0% | 100 | 10 | 0 |
| Martins Woods | $244,888 | n/a | 59 | 7 | 0 |
| Buckhorn Creek | $260,000 | +42.9% | 104 | 4 | 0 |
| Paradise Lakes | $309,997 | n/a | 167 | 4 | 0 |
| Kiersten Heights | $260,990 | +1.6% | 148 | 3 | 0 |
What moves the sale price in Chipley beyond the medians
New construction was 76% of sales, which sets the ceiling on what resale buyers will pay for a comparable resale. Sellers have been closing at 95.9% of original asking, so the list price is a negotiation opener, not the number. Zillow’s ZIP metrics put the city’s price-to-income ratio near 4.29 and five-year appreciation near +3.6%. Property mix: SingleFamilyResidence 94%, ManufacturedHome 5%. Condition, lot, roof age, insurance quote and the specific street’s last three closings move an individual house well outside these ranges.
What is my house worth in Chipley?
Not a number this page can give you, and not one an automated model can either: every value above is a median of many Chipley sales, and the spread inside it is wide. A records-based valuation pulls the recorded closings on your street and in your community, adjusts for size, condition, lot and what your home has that the comps do not, and comes back as a written range with a net sheet showing what you would clear at each price after commissions, Florida doc stamps, title and payoff. Momentum Realty does that for Chipley owners at no cost through the form below; the Messtimate gives a square-footage range in the meantime, and the seller net proceeds calculator runs the arithmetic on any price you are considering.
Selling in Chipley: next steps
- Best time of year to sell in Washington County
- Seller net proceeds calculator
- Washington County property tax rate and calculator (what a buyer will pay after your sale)
- Homes for sale in Chipley right now (your competition)
- Chipley housing market: live data and trends
- How Momentum sells homes
Frequently asked questions
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Figures are recorded closed sales and active listings from the MLS feeds behind our Chipley pages, aggregated by Momentum Research as of 2026-09-07; ZIP typical values from Zillow (ZHVI). Community-level aggregates only; nothing on this page is a valuation of any specific property, an appraisal, or an offer. Deemed reliable but not guaranteed. EAB RE Investments LLC dba Momentum Realty, a licensed Florida real estate brokerage. Equal Housing Opportunity.