Momentum Housing Data · Home Values · Walton County

CHURCHILL OAKS Home Values: What Homes Actually Sell For

CHURCHILL OAKS (Santa Rosa Beach, FL): 11 recorded closings in the 12 months ending 2026-07-25, a 7-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.

Median sold price
$3,750,000
+3.6% vs prior year · window ending 2026-07-25
Median days to sell
111
from list to contract-to-close record

In the current window, sellers accepted a median 96.3% of original asking; the median sale took 111 days (window ending 2026-07-25).

The 7-year recorded price history

20202026
YearMedian soldMedian $/sqftMedian DOMSold ÷ original askSales
2026$3,750,00011196.3%11
2025$3,620,6714188.2%5
2024$3,250,0009395.7%4
2023$3,438,2530103.6%4
2022$2,520,227113105.7%4
2021$1,872,771422100.1%5
2020$2,355,000349101.3%3

Over the recorded series, CHURCHILL OAKS’s median sold price moved from $2,355,000 (2020) to $3,750,000 (12 months ending 2026-07-25) — +59% over that span, with every year’s figure from recorded closings, not a model.

The last decade in CHURCHILL OAKS, briefly

The recorded series starts in 2020 at $2,355,000. Annual sales volume here has ranged from 0 to 11 closings a year (10-yr average 3.9). With roughly 3.9 closings a year, CHURCHILL OAKS’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.

What actually trades here: 100% detached single-family in the current window.

What is on the market in CHURCHILL OAKS right now

From the live MLS feed as of 2026-07-25: 10 active listings (plus 1 pending) asking from $1,998,000 to $4,195,000, median $3,312,500; 8 of 10 have been on the market over 60 days (median 154 days so far); the homes listed or recently sold were built between 2014 and 2024 (median 2023); 6 of 11 geocoded listed or recently sold homes sit inside a FEMA special flood hazard zone (A/V), which buyers’ lenders will price into insurance; median elevation 5 ft; the features listings here most often name are Gated, Pool, Exercise Room, Marina, Short Term Rental - Not Allowed and Waterfront. For a seller this is the competition a buyer will tour alongside your home; for a buyer, the stale share is where negotiating room usually is. See the current CHURCHILL OAKS listings →

At CHURCHILL OAKS’s $3,750,000 median and Walton County’s adopted 9.758 mills (FY2025-26), a home assessed at that price carries roughly $36,590 a year in property tax before exemptions, or about $36,210 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Walton County tax page.

Selling in CHURCHILL OAKS right now: what the record says

Current asking prices run a median $3,312,500 against the $3,750,000 recorded sold median (-12%) — the gap between what sellers hope and what the record shows. Momentum’s market-heat index for CHURCHILL OAKS reads 43/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).

Cash bought 0% of recorded CHURCHILL OAKS sales in the window ending 2026-07 (0 of 11) — a fact worth knowing before assuming every buyer needs an appraisal to close. Asking prices here currently sit -12% under the recorded sold median — sellers are pricing to move, and the closed record above is the number a buyer's appraiser will see.

What would YOUR CHURCHILL OAKS home sell for?

We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.

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How CHURCHILL OAKS compares with its neighbors

Communities buyers shopping CHURCHILL OAKS are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.

CommunityMedian soldMedian $/sqftMedian DOMSales
CHURCH STREET VILLAGE$499,5003210
Eagle Bay Landing$562,9001453
TOPSAIL VILLAGE$365,000496
COTTAGE GROVE$1,237,50038

More CHURCHILL OAKS: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures