CHURCHILL OAKS
Homes for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via emeraldcoast
What sets price in CHURCHILL OAKS is the house itself. This is a small, newer enclave of 52 homes built between 2012 and 2024, with a median year built of 2022 and a median of roughly 4,566 living square feet. At a median of $3.75M, you are paying for scale, recent construction, and finish level far more than for any shared community amenity — none were identified from current MLS listings.
The market posture here is patient. Median days on market sits at 111, and with 10 active listings against 11 closings in the window, supply and demand are close to balanced rather than frantic. The heat score of 43 confirms it: this is a deliberate, negotiate-on-the-details market. Year-over-year values are up 3.6%, which reads as steady, not speculative. Sellers should price to the specific home and expect a longer runway; buyers have room to underwrite carefully.
CHURCHILL OAKS right now
🟡 Still climbing. The trailing-12-month median ($3.75M) is up 3.6% from the prior 12 months ($3.62M). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level emeraldcoast closed sales, 12-month windows ending July 25. Confidence: Low (11 and 5 sales in the two windows).
What's unique here: the median sale price is about 5x the typical Walton County sale ($3.75M vs $684K, trailing 12 months, emeraldcoast records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 25, 2026 · Live data: emeraldcoast, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
CHURCHILL OAKS market snapshot (as of July 25, 2026): the median sale price is about $3.75M, and a median 111 days on market for closed sales. The trailing-12-month median is up 4% from the prior 12 months, computed from record-level emeraldcoast closed sales (11 closings in the current window).
CHURCHILL OAKS is a community of 52 homes in Santa Rosa Beach, Walton County, built between 2012 and 2024 (median 2022.0), with a median living area of about 4,566 square feet. 44% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
CHURCHILL OAKS is a compact, newer-built pocket of large homes in Santa Rosa Beach where price tracks the individual house rather than a shared amenity package. Expect a slower, condition-driven market with real room to negotiate.
The setting & the homes.
Aerial and on-site photos of CHURCHILL OAKS. Swipe to explore the community.
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CHURCHILL OAKSPhotos from emeraldcoast listings in CHURCHILL OAKS; content deemed reliable but not guaranteed.
Who CHURCHILL OAKS is best for.
Best for
- Buyers targeting a large, newer-built home around the mid-seven-figure median who value space and recent construction
- Second-home or investment buyers comfortable underwriting a market where nearly half the homes are homesteaded
- Purchasers who want a longer, unhurried timeline to do full diligence
Probably not for
- Buyers who want a resort-style amenity package, since none were identified from current MLS listings
- Anyone expecting a fast-moving, competitive market rather than a 111-day median
- Budget-conscious buyers looking well below the $3.75M median
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($3.75M) IS the median in the snapshot above, and the move from 2025 ($3.62M) IS the +3.6% one-year change.
Windows contain 0 to 11 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
CHURCHILL OAKS Market Scorecard
CHURCHILL OAKS is currently a balanced market., a median asking price of $3,312,500, and homes go under contract in about 158 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in CHURCHILL OAKS
Live MLS inventory for CHURCHILL OAKS. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 44 daysTop listingActive · 239 daysActive · 92 daysActive · 232 daysActive · 158 daysActive · 25 daysActive · 372 daysActive · 77 days
Active · 151 days
Active · 242 days
Pending · 132 daysActive and pending CHURCHILL OAKS listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
CHURCHILL OAKS on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from emeraldcoast. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent CHURCHILL OAKS listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any CHURCHILL OAKS address.
The CHURCHILL OAKS buying strategy.
If we were buying in CHURCHILL OAKS today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CHURCHILL OAKS.
A house-driven market, not an amenity one
With only 52 homes and no amenities identified from current MLS listings, value here comes down to what is inside the walls and how recently it was built. The median year built of 2022 tells you most of this inventory is new or nearly new, and the roughly 4,566-square-foot median points to substantial floor plans. The spread in pricing is therefore condition- and finish-driven; two homes of similar size can justify very different numbers based on build year and quality.
The homestead share of about 44% suggests a meaningful mix of primary residences and second or investment homes. For a buyer, that means comparable sales require careful reading — a full-time-owner home and a rarely-used coastal property may present very differently. The 111-day median on market gives you time to do that diligence rather than rushing a decision.
The location and the amenities are priced into every listing in CHURCHILL OAKS. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in CHURCHILL OAKS buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.3). Basis: Recent Direction +3.6% year-over-year; Owner Commitment 44% owner-occupied; Pricing Power 96.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 52-home enclave with a 111-day median on market and no shared amenities to lean on, pricing is entirely about reading the individual home against a thin set of comparables. We underwrite each property on build year, finish, and square footage — not a blanket neighborhood number — so sellers price to the runway the data actually shows and buyers know exactly what they are paying a premium for.
CHURCHILL OAKS in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a CHURCHILL OAKS buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CHURCHILL OAKS sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in CHURCHILL OAKS, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your CHURCHILL OAKS home worth?
Get a no-obligation home value based on real comparable sales in CHURCHILL OAKS, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in CHURCHILL OAKS on the map →
Frequently Asked Questions
What is the median home price in CHURCHILL OAKS?
How long do homes in CHURCHILL OAKS take to sell?
How many homes are in CHURCHILL OAKS?
What share of CHURCHILL OAKS is owner-occupied?
When were the homes in CHURCHILL OAKS built?
Do cash buyers compete in CHURCHILL OAKS?
Who is the best real estate agent for CHURCHILL OAKS?
How do I find a top Santa Rosa Beach real estate agent who knows CHURCHILL OAKS?
Can Momentum Realty connect me with an agent for CHURCHILL OAKS?
Should you buy in CHURCHILL OAKS?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near CHURCHILL OAKS with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | emeraldcoast, refreshed twice daily (last: July 25, 2026) |
| Community market stats | emeraldcoast closed sales, 12-month windows ending July 25, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 32459)) |
| Historical depth | Closed-sale records back to 2016 (39 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.
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