Momentum Housing Data · Home Values · Walton County
COTTAGE GROVE (Santa Rosa Beach, FL): 8 recorded closings in the 12 months ending 2026-07-25, a 5-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.
In the current window, median closings ran near original asking (99.7%); the median sale took 3 days (window ending 2026-07-25).
| Year | Median sold | Median $/sqft | Median DOM | Sold ÷ original ask | Sales |
|---|---|---|---|---|---|
| 2026 | $1,237,500 | — | 3 | 99.7% | 8 |
| 2025 | $1,175,000 | — | 136 | 90.2% | 6 |
| 2023 | $1,087,300 | — | 43 | 105.7% | 6 |
| 2022 | $803,874 | — | 18 | 100.5% | 22 |
| 2021 | $716,900 | — | 178 | 100.0% | 11 |
Over the recorded series, COTTAGE GROVE’s median sold price moved from $716,900 (2021) to $1,237,500 (12 months ending 2026-07-25) — +73% over that span, with every year’s figure from recorded closings, not a model.
What actually trades here: 100% detached single-family in the current window.
From the live MLS feed as of 2026-07-25: The homes listed or recently sold were built between 2021 and 2024 (median 2024); none of the 3 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 24 ft); the features listings here most often name are Short Term Rental - Not Allowed, Pool and BBQ Pit/Grill. See the current COTTAGE GROVE listings →
At COTTAGE GROVE’s $1,237,500 median and Walton County’s adopted 9.758 mills (FY2025-26), a home assessed at that price carries roughly $12,080 a year in property tax before exemptions, or about $11,690 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Walton County tax page.
Current asking prices run a median $809,950 against the $1,237,500 recorded sold median (-35%) — the gap between what sellers hope and what the record shows.
Cash bought 0% of recorded COTTAGE GROVE sales in the window ending 2026-07 (0 of 8) — a fact worth knowing before assuming every buyer needs an appraisal to close. Asking prices here currently sit -35% under the recorded sold median — sellers are pricing to move, and the closed record above is the number a buyer's appraiser will see.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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Communities buyers shopping COTTAGE GROVE are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.
| Community | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| Santa Rosa Ridge | $1,550,000 | — | 88 | 7 |
| CYPRESS BREEZE PLANTATION | $1,032,000 | — | 73 | 8 |
| CHURCH STREET VILLAGE | $499,500 | — | 32 | 10 |
| SEA DUNES | $855,000 | — | 93 | 5 |
More COTTAGE GROVE: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures
Content on this page is compiled from public records, MLS data, and automated data sources, and may contain errors or be out of date. It is provided for general information only and is not a representation about any specific property, community, builder, or association. Verify all information independently before relying on it.