Momentum Housing Data · Home Values · Walton County

Santa Rosa Ridge Home Values: What Homes Actually Sell For

Santa Rosa Ridge (Santa Rosa Beach, FL): 7 recorded closings in the 12 months ending 2026-07-25, a 5-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.

Median sold price
$1,550,000
+16.1% vs prior year · window ending 2026-07-25
Median days to sell
88
from list to contract-to-close record

In the current window, sellers accepted a median 93.1% of original asking; the median sale took 88 days (window ending 2026-07-25).

The 5-year recorded price history

20122026
YearMedian soldMedian $/sqftMedian DOMSold ÷ original askSales
2026$1,550,0008893.1%7
2025$1,335,0001993.8%4
2022$1,175,000897.5%10
2019$440,00011688.9%3
2012$405,00015585.1%3

Over the recorded series, Santa Rosa Ridge’s median sold price moved from $405,000 (2012) to $1,550,000 (12 months ending 2026-07-25) — +283% over that span, with every year’s figure from recorded closings, not a model.

What actually trades here: 100% detached single-family in the current window.

What is on the market in Santa Rosa Ridge right now

From the live MLS feed as of 2026-07-25: 6 active listings (plus 0 pending) asking from $939,000 to $2,499,999, median $1,120,000; 1 of 6 have been on the market over 60 days (median 29 days so far); the homes listed or recently sold were built between 1976 and 2018 (median 1999); none of the 6 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 37 ft). For a seller this is the competition a buyer will tour alongside your home; for a buyer, the stale share is where negotiating room usually is. See the current Santa Rosa Ridge listings →

At Santa Rosa Ridge’s $1,550,000 median and Walton County’s adopted 9.758 mills (FY2025-26), a home assessed at that price carries roughly $15,120 a year in property tax before exemptions, or about $14,740 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Walton County tax page.

Selling in Santa Rosa Ridge right now: what the record says

Current asking prices run a median $1,120,000 against the $1,550,000 recorded sold median (-28%) — the gap between what sellers hope and what the record shows.

Cash bought 0% of recorded Santa Rosa Ridge sales in the window ending 2026-07 (0 of 7) — a fact worth knowing before assuming every buyer needs an appraisal to close. Asking prices here currently sit -28% under the recorded sold median — sellers are pricing to move, and the closed record above is the number a buyer's appraiser will see.

What would YOUR Santa Rosa Ridge home sell for?

We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.

By submitting, you agree Momentum Realty may contact you by phone, text, or email about your inquiry. Consent is not a condition of any purchase. Message/data rates may apply. Reply STOP to opt out. See our disclosures.

How Santa Rosa Ridge compares with its neighbors

Communities buyers shopping Santa Rosa Ridge are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.

CommunityMedian soldMedian $/sqftMedian DOMSales
COTTAGE GROVE$1,237,50038
CYPRESS BREEZE PLANTATION$1,032,000738
SEA DUNES$855,000935
SERENITY AT DUNE ALLEN$925,000659

More Santa Rosa Ridge: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures