Momentum Housing Data · Home Values · Bay County
Every figure below is from recorded MLS closings in Emerald Isle (Panama City Beach, FL) — not an algorithm’s estimate. Medians, the 15-year price history, market time, and what the record says about selling here now. Window ending 2026-07-28; refreshes as new closings record.
In the current window, sellers accepted a median 90.5% of original asking; the median sale took 116 days (window ending 2026-07-28).
| Year | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| 2026 | $484,000 | — | 116 | 12 |
| 2025 | $577,600 | — | 44 | 7 |
| 2024 | $627,500 | — | 75 | 7 |
| 2023 | $645,000 | — | 24 | 7 |
| 2022 | $587,000 | — | 8 | 22 |
| 2021 | $420,000 | — | 16 | 17 |
| 2020 | $375,000 | — | 60 | 12 |
| 2019 | $375,000 | — | 101 | 9 |
| 2018 | $354,000 | — | 46 | 13 |
| 2017 | $340,000 | — | 41 | 7 |
| 2016 | $340,639 | — | 29 | 6 |
| 2015 | $311,500 | — | 34 | 14 |
| 2014 | $280,250 | — | 34 | 6 |
| 2013 | $260,000 | — | 27 | 12 |
| 2012 | $233,750 | — | 80 | 4 |
Over the recorded series, Emerald Isle’s median sold price moved from $233,750 (2012) to $484,000 (12 months ending 2026-07-28) — +107% over that span, with every year’s figure from recorded closings, not a model.
The recorded series starts in 2012 at $233,750. The 2020–22 run-up did what it did everywhere — Emerald Isle’s median moved +57% from 2019 to 2022. Against the 2023 peak of $645,000, the current median stands at -25%. Annual sales volume here has ranged from 4 to 22 closings a year (10-yr average 11.3). Small-community medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure in the table above.
What actually trades here: 100% condominium in the current window. Price-per-square-foot is the cleaner yardstick when comparing your home to the medians — it corrects for the size mix in any given year.
Momentum’s market-heat index for Emerald Isle reads 8/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).
For buyers, the same table reads the other way: the sold medians above are what the market has actually been paying — an asking price meaningfully above the recent closed record, in a community absorbing at the rates shown, is an opening position, not a value.
The pattern in the statewide failure data applies here too: homes priced against the latest closed sales sell; homes priced against hope join the 201,552 that didn’t. The table above is the closed-sale record to price against.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A Momentum agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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More Emerald Isle: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs
Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures