Fort Walton Beach Home Values (2026): What Houses Are Actually Selling For
Fort Walton Beach, Okaloosa County, Florida · Momentum Research · updated 2026-09-07
Homes in Fort Walton Beach sold for a median of $364,950 over the last 12 months (305 recorded sales), n/a per square foot, and prices are up 5.5% year over year. The typical sale took 39 days to go under contract and closed at 96.3% of the original asking price. Long run: 5.6% a year since 2012 (median $170K then). No algorithm can price your specific house from that; a records-based valuation can. The data first, then how to get one.
Fort Walton Beach home values year by year
Median recorded sale price, price per square foot, days to contract and sale-to-ask for every year we hold Fort Walton Beach sales. The compound growth rate works out to 5.6% a year since 2012 (median $170K then).
| Year | Median sale | $/sq ft | Days to contract | Sale-to-ask | Sales |
|---|---|---|---|---|---|
| 2012 | $170,346 | n/a | 63 | 90.0% | 140 |
| 2013 | $192,560 | n/a | 70 | 91.8% | 148 |
| 2014 | $189,039 | n/a | 189 | 93.2% | 188 |
| 2015 | $190,846 | n/a | 54 | 94.5% | 176 |
| 2016 | $201,803 | n/a | 75 | 94.8% | 205 |
| 2017 | $228,158 | n/a | 50 | 97.0% | 225 |
| 2018 | $260,302 | n/a | 33 | 97.4% | 210 |
| 2019 | $262,655 | n/a | 48 | 97.0% | 252 |
| 2020 | $278,116 | n/a | 38 | 97.2% | 255 |
| 2021 | $334,806 | n/a | 36 | 98.8% | 385 |
| 2022 | $368,190 | n/a | 31 | 99.3% | 436 |
| 2023 | $385,713 | n/a | 27 | 97.2% | 289 |
| 2024 | $441,300 | n/a | 37 | 96.2% | 218 |
| 2025 | $437,499 | n/a | 61 | 95.2% | 250 |
| 2026 | $410,125 | n/a | 40 | 96.3% | 305 |
Where the Fort Walton Beach market is tight, by price band
Months of supply is active inventory divided by the monthly sales pace; under about four months favors sellers, over six favors buyers. Find your band before you price.
| Price band | Active now | Sold (12 mo) | Months of supply | Days to contract |
|---|---|---|---|---|
| Under $300K | 16 | 0 | n/a | 50 |
| $300K–$500K | 30 | 0 | n/a | 34 |
| $500K–$750K | 17 | 0 | n/a | 64 |
| $750K+ | 11 | 0 | n/a | 89 |
Fort Walton Beach home values by ZIP code
Active listings and list medians from our feeds today; the typical value and one-year change are Zillow’s ZHVI for the ZIP, which tracks the whole housing stock rather than only what sold.
| ZIP | Active listings | Median list | Typical value (ZHVI) | 1-yr change | Listings with a price cut |
|---|---|---|---|---|---|
| 32548 | 148 | $487,500 | $341,402 | +1.1% | 25% |
| 32547 | 121 | $340,000 | $316,555 | +0.6% | 25% |
Home values by community in Fort Walton Beach
The communities with the most recorded sales in the last 12 months. Each links to its own home-value page with the full price history.
| Community | Median sale | Year over year | Days to contract | Sales (12 mo) | Active |
|---|---|---|---|---|---|
| ELLIOTTS POINT | $370,000 | +0.5% | 15 | 13 | 2 |
| OAKLAND ADDN | $330,000 | +18.9% | 11 | 13 | 0 |
| SANTA ROSA ISLAND | $702,500 | +30.1% | 20 | 12 | 8 |
| KENWOOD S/D | $477,000 | +17.8% | 41 | 11 | 1 |
| WATERSCAPE | $797,500 | +3.2% | 42 | 10 | 9 |
| Willow Bend | $270,000 | -3.4% | 19 | 10 | 2 |
| EMERALD VILLAGE S/D | $392,450 | +0.6% | 21 | 8 | 1 |
| PINE MEADOWS | $300,000 | +5.3% | 6 | 8 | 1 |
| VILLA RUSS PARK | $365,250 | +4.4% | 16 | 8 | 1 |
| ELLIOTTS POINT 7TH ADDN | $333,000 | -17.8% | 111 | 7 | 1 |
| OAKLAND HEIGHTS | $265,000 | -15.9% | 5 | 7 | 4 |
| CHELSEA WOODS | $394,500 | +3.1% | 97 | 6 | 0 |
Communities moving fastest in Fort Walton Beach
Rising: SANTA ROSA ISLAND (+30%). Year-over-year change in median recorded sale; small communities swing on a handful of sales, so read these as leads, not verdicts.
What moves the sale price in Fort Walton Beach beyond the medians
Sellers have been closing at 96.3% of original asking, so the list price is a negotiation opener, not the number. Zillow’s ZIP metrics put the city’s price-to-income ratio near 4.51 and five-year appreciation near +2.7%. Property mix: Detached Single Family 75%, Townhouse 13%, Condominium 12%. Condition, lot, roof age, insurance quote and the specific street’s last three closings move an individual house well outside these ranges.
What is my house worth in Fort Walton Beach?
Not a number this page can give you, and not one an automated model can either: every value above is a median of many Fort Walton Beach sales, and the spread inside it is wide. A records-based valuation pulls the recorded closings on your street and in your community, adjusts for size, condition, lot and what your home has that the comps do not, and comes back as a written range with a net sheet showing what you would clear at each price after commissions, Florida doc stamps, title and payoff. Momentum Realty does that for Fort Walton Beach owners at no cost through the form below; the Messtimate gives a square-footage range in the meantime, and the seller net proceeds calculator runs the arithmetic on any price you are considering.
Selling in Fort Walton Beach: next steps
- Best time of year to sell in Okaloosa County
- Seller net proceeds calculator
- Okaloosa County property tax rate and calculator (what a buyer will pay after your sale)
- Homes for sale in Fort Walton Beach right now (your competition)
- Fort Walton Beach housing market: live data and trends
- How Momentum sells homes
Frequently asked questions
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Figures are recorded closed sales and active listings from the MLS feeds behind our Fort Walton Beach pages, aggregated by Momentum Research as of 2026-09-07; ZIP typical values from Zillow (ZHVI). Community-level aggregates only; nothing on this page is a valuation of any specific property, an appraisal, or an offer. Deemed reliable but not guaranteed. EAB RE Investments LLC dba Momentum Realty, a licensed Florida real estate brokerage. Equal Housing Opportunity.