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Homes for Sale in Fort Walton Beach, FL

By , Co-Founder, Momentum Realty · Updated September 25, 2026

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408 homes are for sale in Fort Walton Beach, FL as of 2026-09-25, with 92 more under contract. The median list price is $396,000, most homes list between $220K to $900K, and the median listing has been on the market 86 days. That is 163 houses, 180 condos and 63 townhouses. 28 homes came on the market this week and 287 sold in the last 12 months at a median of $357,612.

Fort Walton Beach, FL key facts
LocationOkaloosa County, FL
ZIP codes with their own page2
For sale right now408 active, 92 under contract
Asking prices$396,000, median · most homes $220K–$900K
Median days on market (active listings)86
Property types for sale163 houses, 180 condos, 63 townhouses
New listings this week28
Homes sold, last 12 months287 at a median of $357,612

Listing counts and prices as of 2026-09-25; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Fort Walton Beach, FL key facts,” movewithmomentum.com/homes-for-sale/fort-walton-beach-fl/, data as of 2026-09-25.

408
Homes for sale
$396,000
Median list price
$220K to $900K
Typical range
86
Median days on market
28
New this week
92
Under contract
$2,689
Est. monthly cost at median
17.1
Months of supply

Newest homes for sale in Fort Walton Beach

The most recently listed homes in Fort Walton Beach, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

228 Crewilla Drive #A, home for sale in Fort Walton Beach
$975,000 New
3 bd · 2 ba · built 1978
228 Crewilla Drive #A, 32548
Fort Walton Beach
Listing courtesy of Keller Williams Realty Destin
590 Santa Rosa Boulevard #103, home for sale in Fort Walton Beach
$895,000 New
3 bd · 3 ba · built 2001
590 Santa Rosa Boulevard #103, 32548
Waters Edge
Listing courtesy of Keller Williams Realty Destin
6 NE Bay Court, home for sale in Fort Walton Beach
$699,000 New
3 bd · 2 ba · built 1950
6 NE Bay Court, 32548
Elliotts Point 4Th Addn
Listing courtesy of The Realty Firm Inc
660 Nautilus Court #1204, home for sale in Fort Walton Beach
$555,000 New
2 bd · 2 ba · built 1985
660 Nautilus Court #1204, 32548
Fort Walton Beach
Listing courtesy of Watersound Real Estate
3 Marty Lane, home for sale in Fort Walton Beach
$389,500 New
3 bd · 2 ba · built 2022
3 Marty Lane, 32547
Cloverdale S/D
Listing courtesy of Livin Right Real Estate LLC
109 Glory Place #UNIT C, home for sale in Fort Walton Beach
$265,000 New
2 bd · 2.5 ba · built 2006
109 Glory Place #UNIT C, 32548
Fort Walton Beach
Listing courtesy of Worth Clark Realty
26 Eglin Street, home for sale in Fort Walton Beach
$255,000 New
3 bd · 4 ba · built 1956
26 Eglin Street, 32547
Fort Walton Beach
Listing courtesy of Lucky Palms Realty
210 Pelham Road #C211, home for sale in Fort Walton Beach
$115,000 New
1 bd · 1 ba · built 1975
210 Pelham Road #C211, 32547
Pier One
Listing courtesy of ERA American Real Estate
1326 Miracle Strip Parkway #Heron 302, home for sale in Fort Walton Beach
$749,999 New
3 bd · 2 ba · built 2006
1326 Miracle Strip Parkway #Heron 302, 32548
Destin West Heron
Listing courtesy of GoGo Beach Realty LLC
1809 Madelons Path, home for sale in Fort Walton Beach
$279,000 New
3 bd · 2 ba · built 1985
1809 Madelons Path, 32547
Fort Walton Beach
Listing courtesy of LPT Realty LLC
210 Pelham Road #214 A, home for sale in Fort Walton Beach
$125,000 New
2 bd · 2 ba · built 1975
210 Pelham Road #214 A, 32547
Pier One
Listing courtesy of ERA American Real Estate
164 NW Beal Parkway, home for sale in Fort Walton Beach
$535,000 New
4 bd · 4 ba · built 1960
164 NW Beal Parkway, 32548
Bayou S/D
Listing courtesy of JLD Realty Group LLC
866 Santa Rosa Boulevard #105, home for sale in Fort Walton Beach
$439,900 New
1 bd · 2 ba · built 2002
866 Santa Rosa Boulevard #105, 32548
Pelican Isle
Listing courtesy of Coldwell Banker Realty
1964 Chesapeake Ridge Ridge, home for sale in Fort Walton Beach
$429,000 New
3 bd · 2 ba · built 1999
1964 Chesapeake Ridge Ridge, 32547
North Ridge Creek S/D
Listing courtesy of Elevation Realty Inc
340 NW Holmes Boulevard, home for sale in Fort Walton Beach
$385,000 New
3 bd · 2 ba · built 1968
340 NW Holmes Boulevard, 32548
Fort Walton Beach
Listing courtesy of Coldwell Banker Realty
259 NW Sleepy Oaks Lane, home for sale in Fort Walton Beach
$2.75M New
4 bd · 5.5 ba · built 1986
259 NW Sleepy Oaks Lane, 32548
Fort Walton Beach
Listing courtesy of Lokation
36 NE Laurie Drive, home for sale in Fort Walton Beach
$799,900 New
5 bd · 3 ba · built 2026
36 NE Laurie Drive, 32548
Elliotts Point 8Th Addn
Listing courtesy of Endless Horizons Realty Inc
2388 Palm Harbor Drive, home for sale in Fort Walton Beach
$624,900 New
3 bd · 3 ba · built 1999
2388 Palm Harbor Drive, 32547
Palm Harbor Marina
Listing courtesy of EXP Realty LLC
36 SE Okahatchee Circle, home for sale in Fort Walton Beach
$370,000 New
4 bd · 2 ba · built 1950
36 SE Okahatchee Circle, 32548
Fort Walton Beach
Listing courtesy of Century 21 AllPoints Realty
101 NE Oregon Drive #NE, home for sale in Fort Walton Beach
$320,000 New
3 bd · 2 ba · built 1967
101 NE Oregon Drive #NE, 32548
Fort Walton Beach
Listing courtesy of Keller Williams Realty Navarre
757 Seahorse Avenue, home for sale in Fort Walton Beach
$699,900 New
3 bd · 3 ba · built 1988
757 Seahorse Avenue, 32548
Santa Rosa Island
Listing courtesy of LPT Realty LLC
1818 Whispering Oaks Lane, home for sale in Fort Walton Beach
$264,900 New
3 bd · 2.5 ba · built 1997
1818 Whispering Oaks Lane, 32547
Whispering Oaks
Listing courtesy of EXP Realty LLC
510 Cheshire Avenue, home for sale in Fort Walton Beach
$389,700 New
3 bd · 2 ba · built 1965
510 Cheshire Avenue, 32547
Chelsea Woods
Listing courtesy of World Impact Real Estate
623 Pelican Drive, home for sale in Fort Walton Beach
$1.95M New
3 bd · 2.5 ba · built 1962
623 Pelican Drive, 32548
Santa Rosa Island
Listing courtesy of RE/MAX Coastal Properties

Fort Walton Beach homes for sale by price

Every active listing in Fort Walton Beach grouped by price, with the newest listings in each band. The median is $396,000; the busiest band is $300K – $400K.

Under $200K: 32 homes

$200K – $300K: 82 homes

$300K – $400K: 99 homes

$400K – $500K: 50 homes

$500K – $750K: 78 homes

$750K – $1M: 33 homes

$1M and up: 34 homes

Every home for sale in Fort Walton Beach right now (408)

All 408 active Fort Walton Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 408; the price bands above and the map cover the rest.

Homes for sale in Fort Walton Beach by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32548266$454,500
32547142$329,900

Fort Walton Beach communities with the most homes for sale

The Fort Walton Beach neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Waterscape10$672,500——
Azure9$689,000——
Santa Rosa Island9$1.15M——
Pier One6$112,500——
Destin West Pelican5$510,000——
Emerald Isle4$486,950——
Oakland Heights4$338,500——
Destin West Sandpiper4$535,000——
Elliotts Point 4Th Addn4$489,450——
Fountainhead4$151,000——
Island Princess4$647,000——
Pelican Isle4$432,450——
Blu3$1.58M——
Cinco Trace3$1.15M——
Destin West Osprey3$629,000——
Donlabrook Gardyns3$549,999——
Soundside Lofts3$820,000——
Venus3$275,000——
Villa Russ Park3$480,000——
Canterbury Woods2$324,450——
Emerald Gardens2$319,900——
Marnan S/D2$596,750——
Oak Park Estates2$410,000——
Summer Place2$1.10M——
Sylvania Heights2$525,000——
Waters Edge2$725,000——
Willow Bend2$254,000——
Windmill Terrace2$414,450——
Bayou S/D2$1.04M——
Cloverdale S/D2$412,750——

What is for sale in Fort Walton Beach: property types

Another 3 listings in Fort Walton Beach are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in Fort Walton Beach (180) · Townhomes for sale in Fort Walton Beach (63).

The Fort Walton Beach real estate market right now

Over the last 12 months 287 homes sold in Fort Walton Beach at a median of $357,612 (+7.6% year over year). Sellers received 96% of list price and homes took a median 39 days to go under contract. With 408 homes for sale against that sales pace, months of supply is 17.1, a buyer’s market by the six-month rule.

Fort Walton Beach supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K21534.853
$300K–$500K471903.037
$500K–$750K8244.056
$750K+232013.846

Fort Walton Beach home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$293,7432684898%
2021$323,0374394299%
2022$384,9013932599%
2023$392,6632843097%
2024$460,2842373996%
2025$417,6852455595%
2026$401,0493284096%

What a home in Fort Walton Beach costs to own

Take the median $396,000 listing with 20% down at today’s 6.95% 30-year rate: principal and interest run about $2,097/month. Okaloosa County’s typical millage of 12.89 puts property tax near $4,462/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Okaloosa County is about $2,644/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,689/month plus any HOA or CDD assessment.

Communities buyers are searching in Fort Walton Beach. The Fort Walton Beach community pages people are opening from Google right now: Captiva Cove.

Explore Fort Walton Beach

Homes for sale near Fort Walton Beach

Recently off market in Fort Walton Beach

Homes in Fort Walton Beach that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many homes are for sale in Fort Walton Beach, FL?
As of 2026-09-25, Momentum's MLS record shows 408 residential homes actively listed for sale in Fort Walton Beach and 92 under contract. 28 of them came on the market in the last 7 days.
What is the median home price in Fort Walton Beach?
The median list price of homes for sale in Fort Walton Beach is $396,000. Ten percent of listings are under $220K and ten percent are above $900K. Over the last 12 months the median SOLD price was $357,612, +7.6% year over year.
How long do homes take to sell in Fort Walton Beach?
Homes currently listed have been on the market a median of 86 days. Homes that sold in the last 12 months took a median of 39 days and sold at 96% of list price. At today's inventory that is 17.1 months of supply, a buyer's market by the usual six-month rule.
What does a $396,000 home in Fort Walton Beach cost per month?
Roughly $2,689 a month with 20% down at 6.95%: principal and interest of $2,097, Okaloosa County property tax of about $372/month after the $50,000 homestead exemption, and insurance near $220/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Fort Walton Beach neighborhoods have the most homes for sale?
The communities with the most active listings right now are Waterscape (10), Azure (9), Santa Rosa Island (9), Pier One (6), Destin West Pelican (5). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Fort Walton Beach?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Fort Walton Beach can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Fort Walton Beach, FL, and what county is it in?
Fort Walton Beach is in Okaloosa County, Florida. Homes for sale there today carry the ZIP codes 32548, 32547. Nearby cities in the same county with homes for sale: Destin, Crestview, Niceville, Mary Esther, Shalimar.
What ZIP codes are in Fort Walton Beach, FL?
Listings in Fort Walton Beach are currently in 2 ZIP codes: 32548, 32547. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Fort Walton Beach, FL?
163 single-family houses are for sale in Fort Walton Beach today, out of 408 total listings (180 condos, 63 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Fort Walton Beach, FL?
Start with the numbers: 408 homes are for sale in Fort Walton Beach today at a median asking price of $396,000, so a 20% down payment on the median home is about $79,200 and principal and interest run near $2,097/month at today's 6.95% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is Fort Walton Beach in?
Fort Walton Beach is in Okaloosa County, Florida. Okaloosa County's 12-month median sale price is $364K on 1,818 closings. Property tax, school zoning and permitting for Fort Walton Beach run through Okaloosa County.
Is Fort Walton Beach a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Fort Walton Beach: the median sale price over the last 12 months was $358K across 287 closings (+7.6% year over year), about the same as the Okaloosa County median of $364K; homes took a median 39 days to go under contract; 99 homes are for sale today, 4.7 months of supply at the current pace, which is balanced; the communities with the most sales are ELLIOTTS POINT, KENWOOD S/D, OAKLAND ADDN, Willow Bend. The market tracker, price bands and community pages on this site carry the full numbers.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Fort Walton Beach as of 2026-09-25 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

More communities in Fort Walton Beach

Cape Casa T/H · Downtowner · Lovejoy · Ocean City E1/ · THE MASTERS Apartments

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