Momentum Housing Data · Home Values · Okaloosa County

GRAND HARBOR Home Values: What Homes Actually Sell For

GRAND HARBOR (Destin, FL): 4 recorded closings in the 12 months ending 2026-07-25, an 8-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.

In the current window, sellers accepted a median 89.9% of original asking; the median sale took 187 days (window ending 2026-07-25).

The 8-year recorded price history

Over the recorded series, GRAND HARBOR’s median sold price moved from $1,175,000 (2014) to $1,150,000 (12 months ending 2026-07-25) — -2% over that span, with every year’s figure from recorded closings, not a model.

The last decade in GRAND HARBOR, briefly

The recorded series starts in 2014 at $1,175,000. The 2020–22 run-up did what it did everywhere — GRAND HARBOR’s median moved +77% from 2019 to 2022. Against the 2022 peak of $1,300,000, the current median stands at -12%. Annual sales volume here has ranged from 1 to 10 closings a year (10-yr average 3.3). With roughly 3.3 closings a year, GRAND HARBOR’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.

What actually trades here: 100% condominium in the current window.

The GRAND HARBOR housing stock, from the live feed

From the live MLS feed as of 2026-07-25: The homes listed or recently sold were built between 2000 and 2000 (median 2000); none of the 4 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 19 ft); the features listings here most often name are Exercise Room, Gated, Short Term Rental - Not Allowed, Pool, Community Room and Dock. See the current GRAND HARBOR listings →

At GRAND HARBOR’s $1,150,000 median and Okaloosa County’s adopted 12.89 mills (FY2025-26), a home assessed at that price carries roughly $14,830 a year in property tax before exemptions, or about $14,320 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Okaloosa County tax page.

Selling in GRAND HARBOR right now: what the record says

Current asking prices run a median $1,441,500 against the $1,150,000 recorded sold median (+25%) — the gap between what sellers hope and what the record shows.

Cash bought 0% of recorded GRAND HARBOR sales in the window ending 2026-07 (0 of 4) — a fact worth knowing before assuming every buyer needs an appraisal to close. With asking prices running +25% over the recorded sold median, a GRAND HARBOR listing priced against the closed record above stands out against its competition; one priced against the asking crowd joins the statewide list of homes that never sold.

How GRAND HARBOR compares with its neighbors

Communities buyers shopping GRAND HARBOR are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.

More GRAND HARBOR: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures