Momentum Housing Data · Home Values · Okaloosa County
Buying here? See Grand Harbor homes for sale and the Grand Harbor community guide (Destin).
GRAND HARBOR (Destin, FL): 4 recorded closings in the 12 months ending 2026-09-20, a 10-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.
In the current window, sellers accepted a median 92.9% of original asking; the median sale took 66 days (window ending 2026-09-20).
| Year | Median sold | Median $/sqft | Median DOM | Sold ÷ original ask | Sales |
|---|---|---|---|---|---|
| 2026 | $1,047,500 | — | 66 | 92.9% | 4 |
| 2025 | $1,125,000 | — | 320 | 87.6% | 3 |
| 2022 | $1,075,000 | — | 29 | 93.5% | 5 |
| 2021 | $844,500 | — | 106 | 96.8% | 8 |
| 2020 | $758,750 | — | 118 | 95.6% | 4 |
| 2019 | $781,250 | — | 146 | 80.9% | 4 |
| 2018 | $750,000 | — | 258 | 84.8% | 4 |
| 2016 | $832,500 | — | 143 | 96.7% | 4 |
| 2015 | $665,000 | — | 174 | 83.7% | 6 |
| 2014 | $985,000 | — | 273 | 97.4% | 4 |
Over the recorded series, GRAND HARBOR’s median sold price moved from $985,000 (2014) to $1,047,500 (12 months ending 2026-09-20) — +6% over that span, with every year’s figure from recorded closings, not a model.
The recorded series starts in 2014 at $985,000. The 2020–22 run-up did what it did everywhere — GRAND HARBOR’s median moved +38% from 2019 to 2022. Against the 2025 peak of $1,125,000, the current median stands at -7%. Annual sales volume here has ranged from 1 to 8 closings a year (10-yr average 3.5). With roughly 3.5 closings a year, GRAND HARBOR’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.
From the live MLS feed as of 2026-10-01: The homes listed or recently sold were built between 2000 and 2000 (median 2000); none of the 6 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 19 ft); the features listings here most often name are Exercise Room, Gated, Short Term Rental - Not Allowed, Pool, Community Room and Dock. See the current GRAND HARBOR listings →
At GRAND HARBOR’s $1,047,500 median and Okaloosa County’s adopted 12.89 mills (FY2025-26), a home assessed at that price carries roughly $13,510 a year in property tax before exemptions, or about $13,000 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Okaloosa County tax page.
Current asking prices run a median $1,423,950 against the $1,047,500 recorded sold median (+36%) — the gap between what sellers hope and what the record shows. The market is carrying about 6 months of supply at the current sales pace. Demand check: 0% of GRAND HARBOR’s listings are under contract, against 13% for ZIP 32541 and 23% for Okaloosa County as a whole — the community is currently absorbing slower than its surroundings, which is negotiating information. Momentum’s market-heat index for GRAND HARBOR reads 50/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).
With asking prices running +36% over the recorded sold median, a GRAND HARBOR listing priced against the closed record above stands out against its competition; one priced against the asking crowd joins the statewide list of homes that never sold.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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Communities buyers shopping GRAND HARBOR are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.
| Community | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| HOLIDAY ISLE | $2,060,000 | — | 76 | 11 |
| INDIAN HILLS | $218,750 | — | 112 | 4 |
| INDIAN OAKS | $243,500 | — | 135 | 5 |
| HARBOR LANDING | $730,000 | — | 89 | 7 |
More GRAND HARBOR: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures
Content on this page is compiled from public records, MLS data, and automated data sources, and may contain errors or be out of date. It is provided for general information only and is not a representation about any specific property, community, builder, or association. Verify all information independently before relying on it.