Momentum Housing Data · Home Values · Osceola County
MONTEGO BAY (KISSIMMEE, FL): 4 recorded closings in the 12 months ending 2026-08-02, an 11-year price record, and sales split by price band and home size — every number from recorded MLS closings, none from an estimate model.
In the current window, sellers accepted a median 95.5% of original asking; the median sale took 37 days (window ending 2026-08-02).
| Year | Median sold | Median $/sqft | Median DOM | Sold ÷ original ask | Sales |
|---|---|---|---|---|---|
| 2026 | $345,000 | $226 | 37 | 95.5% | 4 |
| 2025 | $375,000 | $229 | 33 | 94.5% | 7 |
| 2024 | $331,000 | $214 | 42 | 97.2% | 5 |
| 2023 | $360,000 | $226 | 18 | 96.6% | 5 |
| 2022 | $323,500 | $212 | 4 | 104.4% | 8 |
| 2021 | $284,500 | $183 | 5 | 100.2% | 4 |
| 2018 | $180,000 | $113 | 8 | 95.2% | 3 |
| 2017 | $180,000 | $119 | 33 | 97.6% | 14 |
| 2016 | $170,000 | $109 | 14 | 97.1% | 13 |
| 2015 | $139,475 | $87 | 62 | 92.5% | 8 |
| 2013 | $100,000 | $58 | 11 | 100.0% | 3 |
Over the recorded series, MONTEGO BAY’s median sold price moved from $100,000 (2013) to $345,000 (12 months ending 2026-08-02) — +245% over that span, with every year’s figure from recorded closings, not a model.
The recorded series starts in 2013 at $100,000. Against the 2025 peak of $375,000, the current median stands at -8%. Annual sales volume here has ranged from 0 to 14 closings a year (10-yr average 5.1). With roughly 5.1 closings a year, MONTEGO BAY’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.
What actually trades here: 100% single-family residence, 0% ?, with a median of 1,533 sq ft and a median price per square foot of $226 in the current window.
Of the 12 recorded MONTEGO BAY closings since 2024, half landed between $323,000 and $382,500 (the middle two quartiles); the lowest recorded sale was $295,000 and the highest $392,000. If your home sits outside the middle band, the reason usually shows up in the size table below before it shows up in condition.
| Sold price band | Share of closings | Sales |
|---|---|---|
| Under $300,000 | 1 (8%) | |
| $300,000 – $333,333 | 3 (25%) | |
| $333,333 – $366,667 | 3 (25%) | |
| $366,667 – $400,000 | 5 (42%) | |
| None and up | 0 (0%) |
From the live MLS feed as of 2026-09-03: The homes listed or recently sold were built between 1990 and 1990 (median 1990); 7 of 7 listed or recently sold homes report an HOA, median $38/mo; none of the 7 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 81 ft); the features listings here most often name are Playground, Pool, Tennis Court(s), Recreation Facilities and Park. See the current MONTEGO BAY listings →
At MONTEGO BAY’s $345,000 median and Osceola County’s adopted 15.23 mills (FY2025-26), a home assessed at that price carries roughly $5,260 a year in property tax before exemptions, or about $4,650 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Osceola County tax page.
Current asking prices run a median $354,900 against the $345,000 recorded sold median (+3%) — the gap between what sellers hope and what the record shows. The market is carrying about 2.4 months of supply at the current sales pace. Demand check: 67% of MONTEGO BAY’s listings are under contract, against 21% for ZIP 34746 and 21% for Osceola County as a whole — the community is absorbing faster than its surroundings. Since 2004, 147 MONTEGO BAY listings were withdrawn, canceled, or expired without selling (8 so far in 2026) — overpricing is the recurring cause statewide. Over the recorded years, an average of 65% of MONTEGO BAY listings ended without selling (withdrawn/canceled/expired); in 2026 that rate was 89%. Momentum’s market-heat index for MONTEGO BAY reads 23/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).
Cash bought 20% of recorded MONTEGO BAY sales in the window ending 2026-06 (1 of 5) — a fact worth knowing before assuming every buyer needs an appraisal to close. Asking and recorded sold prices are within a few percent of each other here, so the table above is close to what a MONTEGO BAY buyer will actually pay; the spread on any single home comes down to size, condition and timing.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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Communities buyers shopping MONTEGO BAY are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.
| Community | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| CHATHAM PARK AT SAUSALITO | $320,000 | $217 | 11 | 7 |
| KISSIMMEE VIEW UNIT B | $180,000 | $111 | 103 | 3 |
| CYPRESS CAY | $330,000 | $185 | 291 | 3 |
| VILLAS AT SOMERSET | $203,000 | $156 | 78 | 5 |
More MONTEGO BAY: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures
Content on this page is compiled from public records, MLS data, and automated data sources, and may contain errors or be out of date. It is provided for general information only and is not a representation about any specific property, community, builder, or association. Verify all information independently before relying on it.