Momentum Housing Data · Home Values · Okaloosa County
Every figure below is from recorded MLS closings in SANTA ROSA ISLAND (Fort Walton Beach, FL) — not an algorithm’s estimate. Medians, the 13-year price history, market time, and what the record says about selling here now. Window ending 2026-07-25; refreshes as new closings record.
In the current window, sellers accepted a median 91.9% of original asking; the median sale took 19 days (window ending 2026-07-25).
| Year | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| 2026 | $702,500 | — | 19 | 12 |
| 2025 | $540,000 | — | 10 | 5 |
| 2024 | $631,800 | — | 88 | 11 |
| 2023 | $850,000 | — | 83 | 3 |
| 2022 | $635,000 | — | 26 | 11 |
| 2021 | $499,900 | — | 34 | 9 |
| 2020 | $440,000 | — | 185 | 6 |
| 2019 | $312,500 | — | 37 | 8 |
| 2017 | $292,500 | — | 146 | 4 |
| 2016 | $297,750 | — | 36 | 6 |
| 2014 | $322,000 | — | 28 | 6 |
| 2013 | $250,000 | — | 82 | 7 |
| 2012 | $420,000 | — | 205 | 3 |
Over the recorded series, SANTA ROSA ISLAND’s median sold price moved from $420,000 (2012) to $702,500 (12 months ending 2026-07-25) — +67% over that span, with every year’s figure from recorded closings, not a model.
The recorded series starts in 2012 at $420,000. The 2020–22 run-up did what it did everywhere — SANTA ROSA ISLAND’s median moved +103% from 2019 to 2022. Against the 2023 peak of $850,000, the current median stands at -17%. Annual sales volume here has ranged from 1 to 12 closings a year (10-yr average 7.1). Small-community medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure in the table above.
What actually trades here: 88% detached single family, 11% townhouse, 1% condominium in the current window. Price-per-square-foot is the cleaner yardstick when comparing your home to the medians — it corrects for the size mix in any given year.
Current asking prices run a median $889,000 against the $702,500 recorded sold median (+27%) — the gap between what sellers hope and what the record shows. Momentum’s market-heat index for SANTA ROSA ISLAND reads 70/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).
Cash bought 0% of recorded SANTA ROSA ISLAND sales in the window ending 2026-07 (0 of 12) — a fact worth knowing before assuming every buyer needs an appraisal to close. For buyers, the same table reads the other way: the sold medians above are what the market has actually been paying — an asking price meaningfully above the recent closed record, in a community absorbing at the rates shown, is an opening position, not a value.
The pattern in the statewide failure data applies here too: homes priced against the latest closed sales sell; homes priced against hope join the 201,552 that didn’t. The table above is the closed-sale record to price against.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A Momentum agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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More SANTA ROSA ISLAND: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs
Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures