Momentum Housing Data · Home Values · Pasco County

SILVER OAKS Home Values: What Homes Actually Sell For

SILVER OAKS (ZEPHYRHILLS, FL): 9 recorded closings in the 12 months ending 2026-08-02, a 10-year price record, and sales split by price band and home size — every number from recorded MLS closings, none from an estimate model.

In the current window, sellers accepted a median 92.9% of original asking; the median sale took 97 days (window ending 2026-08-02).

The 10-year recorded price history

Over the recorded series, SILVER OAKS’s median sold price moved from $139,500 (2013) to $325,000 (12 months ending 2026-08-02) — +133% over that span, with every year’s figure from recorded closings, not a model.

The last decade in SILVER OAKS, briefly

The recorded series starts in 2013 at $139,500. Against the 2023 peak of $362,500, the current median stands at -10%. Annual sales volume here has ranged from 0 to 15 closings a year (10-yr average 6.7). With roughly 6.7 closings a year, SILVER OAKS’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.

What actually trades here: 86% single-family residence, 13% villa, 1% ?, with a median of 1,510 sq ft and a median price per square foot of $211 in the current window.

Where SILVER OAKS sales actually landed, 2024–2026

Of the 27 recorded SILVER OAKS closings since 2024, half landed between $281,750 and $370,000 (the middle two quartiles); the lowest recorded sale was $178,500 and the highest $470,000. If your home sits outside the middle band, the reason usually shows up in the size table below before it shows up in condition.

What homes of your size have sold for in SILVER OAKS

The same recorded closings, split into thirds by living area. Find the row your home falls in: the $/sqft figure times your square footage is the recorded-sales bracket for homes like yours here — a starting range from real closings, not a valuation of your specific property. Smaller homes here have been selling at a higher price per square foot than larger ones ($230 vs $190) — the usual pattern, since lot, kitchen and baths do not scale with floor area.

What is on the market in SILVER OAKS right now

From the live MLS feed as of 2026-09-03: 13 active listings (plus 5 pending) asking from $249,900 to $500,000, median $317,900; 5 of 13 have been on the market over 60 days (median 55 days so far); the homes listed or recently sold were built between 1988 and 2006 (median 1995); 30 of 30 listed or recently sold homes report an HOA, median $70/mo; 4 of 29 geocoded listed or recently sold homes sit inside a FEMA special flood hazard zone (A/V), which buyers’ lenders will price into insurance; median elevation 89 ft; the features listings here most often name are Deed Restrictions, Street Lights, Golf Carts OK, Golf and Fence Restrictions. For a seller this is the competition a buyer will tour alongside your home; for a buyer, the stale share is where negotiating room usually is. See the current SILVER OAKS listings →

At SILVER OAKS’s $325,000 median and Pasco County’s adopted 16.15 mills (FY2025-26), a home assessed at that price carries roughly $5,250 a year in property tax before exemptions, or about $4,600 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Pasco County tax page.

Selling in SILVER OAKS right now: what the record says

Current asking prices run a median $332,000 against the $325,000 recorded sold median (+2%) — the gap between what sellers hope and what the record shows. The market is carrying about 9.9 months of supply at the current sales pace. Demand check: 6% of SILVER OAKS’s listings are under contract, against 20% for ZIP 33542 and 24% for Pasco County as a whole — the community is currently absorbing slower than its surroundings, which is negotiating information. Since 2004, 130 SILVER OAKS listings were withdrawn, canceled, or expired without selling (12 so far in 2026) — overpricing is the recurring cause statewide. Over the recorded years, an average of 68% of SILVER OAKS listings ended without selling (withdrawn/canceled/expired); in 2026 that rate was 67%. Momentum’s market-heat index for SILVER OAKS reads 43/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).

Cash bought 12% of recorded SILVER OAKS sales in the window ending 2026-06 (1 of 8) — a fact worth knowing before assuming every buyer needs an appraisal to close. Asking and recorded sold prices are within a few percent of each other here, so the table above is close to what a SILVER OAKS buyer will actually pay; the spread on any single home comes down to size, condition and timing.

How SILVER OAKS compares with its neighbors

Communities buyers shopping SILVER OAKS are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.

Assigned public schools

Assignments and grades as recorded/published; both change — verify current zoning with the district before relying on it. Grades are the state’s official FLDOE ratings, reported as published.

More SILVER OAKS: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing

Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures