Silver Oaks Zephyrhills
Homes for Sale in ZEPHYRHILLS, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Silver Oaks Zephyrhills right now
🟢 Buyer-leaning market. 10.5 months of supply and 7% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of July 15, 2026. Confidence: High (15 active and pending listings, 13 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($298K) is up 1.9% from the prior 12 months ($292K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Medium (13 and 14 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Silver Oaks Zephyrhills market snapshot (as of July 15, 2026): the median sale price is about $298K ($209 per sq ft over the trailing 12 months of closed sales), a median 55 days on market for closed sales, and 10.5 months of supply, a buyer-leaning market. The trailing-12-month median is up 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (13 closings in the current window).
Silver Oaks Zephyrhills is a community of 3 homes in ZEPHYRHILLS, Pasco County, built between 1993 and 2002 (median 2002), with a median living area of about 1,076 square feet. 100% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Silver Oaks Zephyrhills. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Silver Oaks ZephyrhillsPrice History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($298K) IS the median in the snapshot above, and the move from 2025 ($292K) IS the +1.9% one-year change.
Windows contain 0 to 20 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
Silver Oaks Market Scorecard
Silver Oaks is currently a buyer's market. About 8.0 months of supply, a median asking price of $342,500, and homes go under contract in about 19 days.
Typical home value in the 33542 ZIP is $228,863, about 6.5% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Silver Oaks Zephyrhills
Live MLS inventory for Silver Oaks Zephyrhills. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Silver Oaks Zephyrhills listings as of 2026-07-16, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
Silver Oaks Zephyrhills on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Silver Oaks Zephyrhills
- Deed Restrictions · reported on 12 of 19 listings
- Golf · reported on 7 of 19 listings
- Golf Carts OK · reported on 5 of 19 listings
- Fence Restrictions · reported on 4 of 19 listings
- Community Mailbox · reported on 2 of 19 listings
- Vehicle Restrictions · reported on 1 of 19 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pasco County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pasco County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Silver Oaks Zephyrhills listings and can change; always confirm with Pasco County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Silver Oaks Zephyrhills address.
The Silver Oaks Zephyrhills buying strategy.
If we were buying in Silver Oaks Zephyrhills today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Oaks Zephyrhills.
A closer look at the Silver Oaks Zephyrhills market
At a median of $209 per square foot, Silver Oaks Zephyrhills prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 10.5 months of supply, a buyer-leaning market and the trailing-12-month median up 2% year over year. Homes that do trade take a median 55 days on market, useful leverage on any listing that has lingered.
The housing stock is 3 homes built between 1993 and 2002, and 100% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Silver Oaks Zephyrhills. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Silver Oaks Zephyrhills buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.8). Basis: Recent Direction +1.9% year-over-year; Liquidity & Demand 10.5 months of supply; Owner Commitment 100% owner-occupied; Pricing Power 95.1% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Oaks Zephyrhills buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Oaks Zephyrhills sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Oaks Zephyrhills, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Oaks Zephyrhills home worth?
Get a no-obligation home value based on real comparable sales in Silver Oaks Zephyrhills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Silver Oaks Zephyrhills on the map →
Frequently Asked Questions
What is the median home price in Silver Oaks Zephyrhills?
How long do homes in Silver Oaks Zephyrhills take to sell?
Is Silver Oaks Zephyrhills a buyer's or seller's market right now?
How many homes are in Silver Oaks Zephyrhills?
What share of Silver Oaks Zephyrhills is owner-occupied?
When were the homes in Silver Oaks Zephyrhills built?
Do cash buyers compete in Silver Oaks Zephyrhills?
What schools serve Silver Oaks Zephyrhills?
Who is the best real estate agent for Silver Oaks Zephyrhills?
How do I find a top ZEPHYRHILLS real estate agent who knows Silver Oaks Zephyrhills?
Can Momentum Realty connect me with an agent for Silver Oaks Zephyrhills?
Nearby Communities
Explore more neighborhoods near Silver Oaks Zephyrhills with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: July 16, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2008 (137 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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