Momentum Housing Data · Home Values · Hillsborough County
SPENCER CRK PH 2 (RUSKIN, FL): 4 recorded closings in the 12 months ending 2026-08-02, a 5-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.
In the current window, sellers accepted a median 94.8% of original asking; the median sale took 117 days (window ending 2026-08-02).
| Year | Median sold | Median $/sqft | Median DOM | Sold ÷ original ask | Sales |
|---|---|---|---|---|---|
| 2026 | $375,000 | $177 | 117 | 94.8% | 4 |
| 2025 | $338,000 | $182 | 15 | 100.0% | 9 |
| 2024 | $370,000 | $173 | 96 | 94.3% | 7 |
| 2023 | $405,000 | $178 | 77 | 99.8% | 3 |
| 2022 | $410,000 | $141 | 0 | 100.0% | 3 |
Over the recorded series, SPENCER CRK PH 2’s median sold price moved from $410,000 (2022) to $375,000 (12 months ending 2026-08-02) — -9% over that span, with every year’s figure from recorded closings, not a model.
What actually trades here: 97% single-family residence, 3% ?, with a median of 2,175 sq ft and a median price per square foot of $177 in the current window.
At SPENCER CRK PH 2’s $375,000 median and Hillsborough County’s adopted 15.73 mills (FY2025-26), a home assessed at that price carries roughly $5,900 a year in property tax before exemptions, or about $5,270 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Hillsborough County tax page.
Since 2022, 39 SPENCER CRK PH 2 listings were withdrawn, canceled, or expired without selling (3 so far in 2026) — overpricing is the recurring cause statewide. Over the recorded years, an average of 56% of SPENCER CRK PH 2 listings ended without selling (withdrawn/canceled/expired); in 2026 that rate was 50%.
Cash bought 10% of recorded SPENCER CRK PH 2 sales in the window ending 2025-06 (1 of 10) — a fact worth knowing before assuming every buyer needs an appraisal to close. The table above is the closed-sale record to price a SPENCER CRK PH 2 home against; asking prices are an opening position, recorded closings are the value.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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Communities buyers shopping SPENCER CRK PH 2 are also weighing (same ZIP), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.
| Community | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| MIRA LAGO WEST PH 2B | $359,000 | $149 | 66 | 27 |
| BELMONT | $356,000 | $175 | 81 | 14 |
| BAYRIDGE | $330,000 | $168 | 37 | 5 |
| BLACKSTONE AT BAY PARK | $328,000 | $120 | 20 | 4 |
| School | Level | FLDOE grade |
|---|---|---|
| Hillsborough County Public Schools (verify by address) | Public | — |
| Confirm zoned elementary, middle, and high | By address | — |
| Magnet and choice options may apply | Choice | — |
Assignments and grades as recorded/published; both change — verify current zoning with the district before relying on it. Grades are the state’s official FLDOE ratings, reported as published.
More SPENCER CRK PH 2: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2026. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures
Content on this page is compiled from public records, MLS data, and automated data sources, and may contain errors or be out of date. It is provided for general information only and is not a representation about any specific property, community, builder, or association. Verify all information independently before relying on it.