SPENCER CRK PH 2
Homes for Sale in RUSKIN, FL
True comps, carrying-cost math, and listings before the portals.
SPENCER CRK PH 2 right now
🟢 Still climbing. The trailing-12-month median ($375K) is up 10.9% from the prior 12 months ($338K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Low (4 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
SPENCER CRK PH 2 market snapshot (as of August 2, 2026): the median sale price is about $375K ($177 per sq ft over the trailing 12 months of closed sales), and a median 118 days on market for closed sales. The trailing-12-month median is up 11% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
SPENCER CRK PH 2 is a community of 362 homes in RUSKIN, Hillsborough County, built between 2020 and 2022 (median 2021), with a median living area of about 2,151 square feet. 51% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of SPENCER CRK PH 2. Swipe to explore the community.
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SPENCER CRK PH 2Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent SPENCER CRK PH 2 listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any SPENCER CRK PH 2 address.
The SPENCER CRK PH 2 buying strategy.
If we were buying in SPENCER CRK PH 2 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SPENCER CRK PH 2.
A closer look at the SPENCER CRK PH 2 market
At a median of $177 per square foot, SPENCER CRK PH 2 prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 11% year over year. Homes that do trade take a median 118 days on market, useful leverage on any listing that has lingered.
The housing stock is 362 homes built between 2020 and 2022, and 51% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in SPENCER CRK PH 2. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in SPENCER CRK PH 2 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.8). Basis: Recent Direction +10.9% year-over-year; Owner Commitment 51% owner-occupied; Pricing Power 94.8% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a SPENCER CRK PH 2 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SPENCER CRK PH 2 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in SPENCER CRK PH 2, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your SPENCER CRK PH 2 home worth?
Get a no-obligation home value based on real comparable sales in SPENCER CRK PH 2, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in SPENCER CRK PH 2 on the map →
Spencer Creek Market Scorecard
Spencer Creek is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in SPENCER CRK PH 2?
How long do homes in SPENCER CRK PH 2 take to sell?
How many homes are in SPENCER CRK PH 2?
What share of SPENCER CRK PH 2 is owner-occupied?
When were the homes in SPENCER CRK PH 2 built?
Do cash buyers compete in SPENCER CRK PH 2?
What schools serve SPENCER CRK PH 2?
Who is the best real estate agent for SPENCER CRK PH 2?
How do I find a top RUSKIN real estate agent who knows SPENCER CRK PH 2?
Can Momentum Realty connect me with an agent for SPENCER CRK PH 2?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 24, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2022 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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