Momentum Housing Data · Home Values · Osceola County
Split Oak Estates St Cloud (ST CLOUD, FL): 6 recorded closings in the 12 months ending 2026-07-15, a 6-year price record, and sales split by price band and home size — every number from recorded MLS closings, none from an estimate model.
In the current window, sellers accepted a median 95.6% of original asking; the median sale took 138 days (window ending 2026-07-15).
| Year | Median sold | Median $/sqft | Median DOM | Sold ÷ original ask | Sales |
|---|---|---|---|---|---|
| 2026 | $565,000 | $204 | 138 | 95.6% | 6 |
| 2025 | $477,000 | $205 | 82 | 93.8% | 6 |
| 2024 | $634,770 | $205 | 65 | 94.7% | 10 |
| 2023 | $602,000 | $228 | 23 | 97.6% | 6 |
| 2022 | $556,495 | $206 | 14 | 100.0% | 18 |
| 2021 | $520,000 | $205 | 0 | 100.0% | 3 |
Over the recorded series, Split Oak Estates St Cloud’s median sold price moved from $520,000 (2021) to $565,000 (12 months ending 2026-07-15) — +9% over that span, with every year’s figure from recorded closings, not a model.
The recorded series starts in 2021 at $520,000. Against the 2024 peak of $634,770, the current median stands at -11%. Annual sales volume here has ranged from 0 to 18 closings a year (10-yr average 5.6). With roughly 5.6 closings a year, Split Oak Estates St Cloud’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.
What actually trades here: 88% single-family residence, 12% ?, with a median of 2,673 sq ft and a median price per square foot of $204 in the current window.
Of the 17 recorded Split Oak Estates St Cloud closings since 2024, half landed between $520,000 and $590,000 (the middle two quartiles); the lowest recorded sale was $420,000 and the highest $875,000. If your home sits outside the middle band, the reason usually shows up in the size table below before it shows up in condition.
| Sold price band | Share of closings | Sales |
|---|---|---|
| Under $425,000 | 1 (6%) | |
| $425,000 – $533,333 | 5 (29%) | |
| $533,333 – $641,667 | 7 (41%) | |
| $641,667 – $750,000 | 1 (6%) | |
| None and up | 3 (18%) |
The same recorded closings, split into thirds by living area. Find the row your home falls in: the $/sqft figure times your square footage is the recorded-sales bracket for homes like yours here — a starting range from real closings, not a valuation of your specific property. Smaller homes here have been selling at a higher price per square foot than larger ones ($202 vs $172) — the usual pattern, since lot, kitchen and baths do not scale with floor area.
| Size group | Median $/sqft | Median sold | Sold range | Sales |
|---|---|---|---|---|
| Smaller homes 2,144–2,144 sq ft | $202 | $434,000 | $420,000 – $565,000 | 5 |
| Mid-size homes 2,144–2,500 sq ft | $220 | $550,000 | $520,000 – $562,400 | 5 |
| Larger homes 2,657–5,354 sq ft | $172 | $690,000 | $523,000 – $875,000 | 7 |
From the live MLS feed as of 2026-09-03: 4 active listings (plus 0 pending) asking from $435,000 to $875,000, median $539,950; 1 of 4 have been on the market over 60 days (median 43 days so far); the homes listed or recently sold were built between 2018 and 2021 (median 2020); 11 of 11 listed or recently sold homes report an HOA, median $110/mo; none of the 11 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 77 ft); the features listings here most often name are Playground, Pool, Deed Restrictions and Park. For a seller this is the competition a buyer will tour alongside your home; for a buyer, the stale share is where negotiating room usually is. See the current Split Oak Estates St Cloud listings →
At Split Oak Estates St Cloud’s $565,000 median and Osceola County’s adopted 15.23 mills (FY2025-26), a home assessed at that price carries roughly $8,610 a year in property tax before exemptions, or about $8,000 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Osceola County tax page.
Current asking prices run a median $522,000 against the $565,000 recorded sold median (-8%) — the gap between what sellers hope and what the record shows. The market is carrying about 4 months of supply at the current sales pace. Since 2018, 39 Split Oak Estates St Cloud listings were withdrawn, canceled, or expired without selling (3 so far in 2026) — overpricing is the recurring cause statewide. Over the recorded years, an average of 53% of Split Oak Estates St Cloud listings ended without selling (withdrawn/canceled/expired); in 2026 that rate was 50%. Momentum’s market-heat index for Split Oak Estates St Cloud reads 46/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).
Cash bought 17% of recorded Split Oak Estates St Cloud sales in the window ending 2026-06 (1 of 6) — a fact worth knowing before assuming every buyer needs an appraisal to close. Asking prices here currently sit -8% under the recorded sold median — sellers are pricing to move, and the closed record above is the number a buyer's appraiser will see.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
By submitting, you agree Momentum Realty may contact you by phone, text, or email about your inquiry. Consent is not a condition of any purchase. Message/data rates may apply. Reply STOP to opt out. See our disclosures.
Communities buyers shopping Split Oak Estates St Cloud are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.
| Community | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| SUNCREST | $340,000 | $212 | 85 | 5 |
| Hammock Pointe St Cloud | $540,000 | $225 | 20 | 5 |
| Lakeshore At Narcoossee St Cloud | $458,000 | $193 | 69 | 16 |
| lake pointe | $685,000 | $219 | 15 | 9 |
More Split Oak Estates St Cloud: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures
Content on this page is compiled from public records, MLS data, and automated data sources, and may contain errors or be out of date. It is provided for general information only and is not a representation about any specific property, community, builder, or association. Verify all information independently before relying on it.