Momentum Housing Data · Home Values · Lee County

Waterford Home Values: What Homes Actually Sell For

Waterford (Fort Myers, FL): 32 recorded closings in the 12 months ending 2026-07-29, a 13-year price record, and sales split by price band and home size — every number from recorded MLS closings, none from an estimate model.

Median sold price
$261,000
-22.7% vs prior year · window ending 2026-07-29
Median $/sqft
$176
32 recorded closings
Median days to sell
48
from list to contract-to-close record

In the current window, sellers accepted a median 88.1% of original asking; the median sale took 48 days (window ending 2026-07-29).

The 13-year recorded price history

20142026
YearMedian soldMedian $/sqftMedian DOMSold ÷ original askSales
2026$261,000$1764888.1%32
2025$337,500$2345092.8%10
2024$330,000$2469494.9%17
2023$301,450$251299.1%20
2022$314,900$2482100.0%22
2021$205,000$1577796.1%41
2020$207,500$1578394.4%17
2019$212,450$14811294.7%24
2018$207,500$1523794.8%23
2017$199,000$13710390.7%21
2016$215,000$1551495.5%23
2015$185,000$1431695.1%29
2014$195,000$1362794.9%11

Over the recorded series, Waterford’s median sold price moved from $195,000 (2014) to $261,000 (12 months ending 2026-07-29) — +34% over that span, with every year’s figure from recorded closings, not a model.

The last decade in Waterford, briefly

The recorded series starts in 2014 at $195,000. The 2020–22 run-up did what it did everywhere — Waterford’s median moved +48% from 2019 to 2022. Against the 2025 peak of $337,500, the current median stands at -23%. Annual sales volume here has ranged from 10 to 41 closings a year (10-yr average 22.7).

What actually trades here: 99% condominium, 1% single-family residence, 0% attached, with a median of 1,499 sq ft and a median price per square foot of $176 in the current window.

Where Waterford sales actually landed, 2024–2026

Of the 48 recorded Waterford closings since 2024, half landed between $250,000 and $313,125 (the middle two quartiles); the lowest recorded sale was $182,000 and the highest $430,000. If your home sits outside the middle band, the reason usually shows up in the size table below before it shows up in condition.

Sold price bandShare of closingsSales
Under $200,000
5 (10%)
$200,000 – $258,333
11 (23%)
$258,333 – $316,667
20 (42%)
$316,667 – $375,000
7 (15%)
None and up
5 (10%)

What homes of your size have sold for in Waterford

The same recorded closings, split into thirds by living area. Find the row your home falls in: the $/sqft figure times your square footage is the recorded-sales bracket for homes like yours here — a starting range from real closings, not a valuation of your specific property. Smaller homes here have been selling at a higher price per square foot than larger ones ($189 vs $177) — the usual pattern, since lot, kitchen and baths do not scale with floor area.

Size groupMedian $/sqftMedian soldSold rangeSales
Smaller homes
1,067–1,276 sq ft
$189$224,450$182,000 – $430,00016
Mid-size homes
1,276–1,586 sq ft
$207$285,500$225,000 – $424,90016
Larger homes
1,586–2,613 sq ft
$177$283,250$240,000 – $387,50016

What is on the market in Waterford right now

From the live MLS feed as of 2026-09-02: 6 active listings (plus 0 pending) asking from $239,900 to $349,900, median $269,900; 4 of 6 have been on the market over 60 days (median 110 days so far); the homes listed or recently sold were built between 1996 and 1999 (median 1997); 6 of 6 listed or recently sold homes report an HOA, median $889/mo; 5 of 6 geocoded listed or recently sold homes sit inside a FEMA special flood hazard zone (A/V), which buyers’ lenders will price into insurance; median elevation 9 ft. For a seller this is the competition a buyer will tour alongside your home; for a buyer, the stale share is where negotiating room usually is. See the current Waterford listings →

At Waterford’s $261,000 median and Lee County’s adopted 15.97 mills (FY2025-26), a home assessed at that price carries roughly $4,170 a year in property tax before exemptions, or about $3,500 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Lee County tax page.

Selling in Waterford right now: what the record says

Momentum’s market-heat index for Waterford reads 22/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).

Cash bought 78% of recorded Waterford sales in the window ending 2026-07 (25 of 32) — a fact worth knowing before assuming every buyer needs an appraisal to close. The table above is the closed-sale record to price a Waterford home against; asking prices are an opening position, recorded closings are the value.

What would YOUR Waterford home sell for?

We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.

By submitting, you agree Momentum Realty may contact you by phone, text, or email about your inquiry. Consent is not a condition of any purchase. Message/data rates may apply. Reply STOP to opt out. See our disclosures.

How Waterford compares with its neighbors

Communities buyers shopping Waterford are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.

CommunityMedian soldMedian $/sqftMedian DOMSales
Lexington Country Club$617,500$3252920
Southmont Cove$229,500$1632828
Terrace$220,000$2018478
Sutton Walk$270,000$1687113

More Waterford: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing

Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures